FOUNDATION.
>> Bonnie: THIS WEEK ON TO THE
CONTRARY: FIRST, ABORTION RATES
ARE DOWN, BUT THE RATE OF
SELF-INDUCED ABORTIONS IS UP.
THEN, THE DEBATE OVER PRONOUNS:
SHOULD THEY BE GENDER NEUTRAL?
BEHIND THE HEADLINES: WOMEN,
GIRLS AND FINANCIAL LITERACY.
HELLO, I'M BONNIE ERBE. WELCOME
TO bO THE CONTRARY,b
DISCUSSION OF NEWS AND SOCIAL A
TRENDS FROM DIVERSE
PERSPECTIVES. UP FIRST,
SELF-INDUCED ABORTIONS .
THE OVERALL RATE OF ABORTIONS
IN THE UNITED STATES IS DOWN,
BUT MORE WOMEN ARE
SELF-INDUCING ABORTIONS. THOSE
ARE THE MAJOR FINDINGS FROM A
NEW REPORT PUBLISHED BY THE
GUTTMACHER INSTITUTE. EIGHTEEN
PERCENT OF TREATMENT CENTERS
REPORTED SEEING A PATIENT AFTER
AN ATTEMPTED SELF-INDUCED
ABORTION, UP FROM 12% THREE
YEARS EARLIER. MEANWHILE, THE
ABORTION RATE DROPPED)
CONTINUING A LONG-STANDING
TREND. HUNDREDS OF NEW ABORTION
RESTRICTIONS BY STATES COULD
HAVE PLAYED A MINOR ROLE IN
THIS DROP, BUT THEY ARE NOT
SUSPECTED TO BE THE MAIN
DRIVER. THE REPORT CITES THE
MAIN REASON FOR THE DROP IS A
DROP IN BIRTH AND PREGNANCIES
OVERALL. YET, THESE
RESTRICTIONS AND ANXIETY OVER
HOW DONALD TRUMP'S SUPREME
COURT PICKS WILL VOTE ON
ABORTION RIGHTS HAVE LED MORE
WOMEN TO SEEK ALTERNATIVES TO
GOING TO A DOCTOR. SOME WOMEN'S
RIGHTS ORGANIZATIONS ARE
HELPING WOMEN GET MORE
INFORMATION ON INDUCING THEIR
OWN ABORTIONS. EXPERTS SAY
UNDER OPTIMAL CONDITIONS, SUCH
A PROCEDURE IS GENERALLY SAFE.
COMPLICATIONS CAN CARRY RISKS
FOR SOME WOMEN. SO ANN STONE,
WHAT DO THESE TRENDS TELL US
ABOUT WHAT'S GOING ON WITH
ABORTION IN AMERICANS' THOUGHTS
THESE DAYS?
>> SOMETHING WE'VE TRIED TO
EXPLAIN ON MY FRIENDS ON THE
RIGHT IS THE GENIE IS OUT OF
THE BOTTLE.
FIRST THE RIGHT, WE MENTIONED,
THAT THE RATE OF ABORTION IS
DOWN BECAUSE THE NUMBER OF
WOMEN OF CHILDBEARING AGE IS
WAY DOWN AS WELLE HEAR IT'S
AN ENTIRE MOVEMENT IN THE
COUNTRY TO TEACH WOMEN HOW TO
SELF INDUCE
IN THE EVENT ROE V WADE GETS
OVERTURNED.
>> I THINK IT'S TERRIFYING AND
IT DEMONSTRATES THAT PEOPLE
DON'T FEEL LIKE -- ACCESS TO
ABORTION IS GETTING MORE AND
MORE RESTRICTIVE AND THEY DON'T
FEEL LIKE THEY CAN GO TO
MEDICAL PROFESSIONALS FOR HELP.
>> ONLY LOOK AT THE ACTUAL
STATISTICS IN THE GOT BUNKER
REPORT, THE OVERWHELMING FACTOR
DRIVING THIS DECREASE HAS TO DO
WITH AN INCREASE IN ACCESS TO
CONTRACEPTION WHICH, YES, WE
CAN THANK THE CONTRACEPTION
MANDATE AND OBAMACARE, BUT
LARGE PARTS BECAUSE WOMEN ARE
TURNING TOWARDS LONG-ACTING
REVERSIBLE FORMS OF
CONTRACEPTION SUCH AS HORMONAL
COPPER IUD WHICH IS UNDER 1
PERCENT FAILURE RATE IN
PRACTICE.
>> I THINK IT'S TERRIFYING TOO
WHAT'S HAPPENING TO A WOMAN'S
RIGHT TO HAVE AN ACCESS TO SAFE
AND LEGAL ABORTION.
I DON'T BELIEVE THAT DOING YOUR
OWN SELF INDUCED ABORTION AND
SELF DIAGNOSING IS AS SICK
SAFE.
HAVING SPENT MY ENTIRE ADULT
LIFE ON PLANNED PARENTHOOD
LOCAL BOARD, STATE BOARDS AND
ON THE NATIONAL BOARD, I KNOW
HOW DIFFICULT IT IS FOR WOMEN
WHO DON'T HAVE ACCESS TO OUR
CLINICS.
>> YOU SAY TERRIFYING.
>> I JUST THINK THAT -- I MEAN,
ABORTION HAS BECOME SO
POLITICIZED IN AMERICA THAT
IT'S NO LONGER SEEN AS A PART
OF CONFERENCE OF REPRODUCTIVE
HEALTH CARE FOR WOMEN.
AND YOU HAVE TO TRUST WOMEN
WITH DECISIONS ABOUT OUR
BODIES.
I THINK THE FACT WE ARE GOING
BACK TO, YOU KNOW, TIME IN THE
'60s WHEN WOMEN USE TO DO THIS,
NOW IT'S 2019.
WE SHOULD BE MAKING PROGRESS ON
WOMEN'S RIGHTS NOT GOING
BACKWARDS.
>> ACTUALLY, MY MOTHER DID IN
THE LATE 50s, EARLY '60s AND
NOT WITH THE CHEMICAL, WITH A
KNITTING NEEDLE WHICH IS ALL
THEY HAD BACK THEN.
>> BUT TWO POINTS: THE POINT
MADE ABOUT CONTRACEPTION,
GUTTMACHER IN THE PAST HAS
SHOWN 60 PERCENT, SIX AND ZERO,
PERCENT OF THE FAILURES DUE TO
CONTRACEPTION.
AS CONTRACEPTION GETS IMPROVED,
ABORTION RATES WILL GO DOWN,
DOWN, DOWN.
I WILL ALSO TELL YOU ROE WILL
NOT BE REVERSED.
>> ALSO IF YOU LOOK AT THE
BREAKDOWN OF THE DECREASES PER
REGION, ABORTION DECREASE JUST
AS MUCH, MORE IN CALIFORNIA,
THEN THEY DID IN THE SOUTH.
THE PUBLIC 16 PERCENT IN THE
PAST 15 YEARS.
IT IS A CHANGE IN CULTURE, A
BETTER UNDERSTANDING OF
CONTRACEPTION WORKS IN BETTER
APPRECIATION FOR THE VALUE OF
HUMAN LIFEND THAT'S A GOOD
THING.
IT'S A GOOD --
[CROSS TALK]
>> WHAT ABOUT PEOPLE WHO ARE
SELF INDUCING ABORTIONS AND
RISKING DEATH?
>> THE NUMBER OF WOMEN WHO ARE
STILL SELF INDUCING ABORTIONS,
IT IS SO STATISTICALLY
INSIGNIFICANT IN RELATION TO
THE AMOUNT OF WOMEN WHO ARE NOT
GETTING ABORTIONS BECAUSE --
[CROSS TALK]
>> INSTITUTE WE ARE TALKING
ABOUT, TALKING INCREASE IN
TREND.
>> YES.
ONLY IN A SMALL NUMBER OF
PEOPLE.
>> ALSO, DOES NOT MATTER FOR V
WADE GETS OVERTURNED OR NOT .
IF YOU COME FROM A STATE LIKE I
DO IN MISSOURI, BASICALLY WE
HAVE ONE ABORTION CLINIC LEFT
AND THE GOVERNOR TRIED TO SHUT
THAT DOWN.COURTS ARE NOW
HOLDING IT OPEN.
BASICALLY, YOU WIPE OUT ROE V
WADE IT IS HORRIFYING TO SAY,
OH, I HAVE TO GO TO ILLINOIS TO
GET A BIT IN ABORTION OR KANSAS
TO GET AN ABORTION.
THAT HURTS POOR WOMEN.
ALSO, THE SELF DIAGNOSING, YOU
DON'T KNOW OF ANY TOPICAL
PREGNANCY.
WERE YOU DOING --
>> THAT'S RIGHT.
>> ALSO, THANK YOU FOR THE
CONTEXT, BUT ONE WOMAN DOING
THIS TO HERSELF, ONE WOMAN TOO
MANY.
EVERYONE FIVE COUNTS.
>> EVEN WITH THE -- EVEN
CHEMICALLY WHICH IS WITH THE
MIFEPRISTONE WHICH IS PRETTY
SAFE
[CROSS TALK]
>> OF PUT AN PER COMPARISON TO
GIVING YOURSELF AN ABORTION
WITH A NEEDLE IS, I MEAN --
>> NO WOMEN ARE DOING THAT
ANYMORE.
>> I THINK OF THE LINES, THE
HECTOR -- THE SYMPTOMS PHYSICAL
ASSAULTS, CERTAINLY, THE VERBAL
ASSAULTS, THE PROTESTS THAT
THIS ADMINISTRATION -- I MEAN,
IT'S MUCH OF THOSE -- MANY
CLINICS IN THE PAST HAVE BEEN
PROTECTED BY THE JUSTICE
DEPARTMENT SENDING OUT
MARSHALS.
THIS JUSTICE DEPARTMENT IS NOT
SENDING OUT ANY MARSHALS.
>> THAT'S A BIG PART OF WHAT
SELF-INDUCED HAS GONE UP TOO,
BECAUSE WOMEN ARE FREE TO GO TO
CLINICS.
>> AS DEANNA SAID, THAT'S A
TINY PERCENTAGE OF WHAT'S GOING
ON HERE THAN WHY DON'T -- WIRE
AND PRO-CHOICE REPUBLICANS
ASKING THIS ADMINISTRATION TO
ENFORCE THE LAWS, WHICH IS YOU
CAN'T COME WITHIN SO MANY FEET
OF SOMEBODY TRYING TO ACCESS
THE CLINIC?
>> RIGHT.
IT PRESUMES WE ARE NOT, BECAUSE
WE ARE.
WE ARE ALSO LOOKING AT OTHER
ALTERNATIVES FOR THE WOMEN AS
WELL.
THE PROBLEM IS YOU HAVE THINGS
-- TALK ABOUT THE PROTESTS,
LOOK AT THE DOCTORS THAT HAVE
BEEN SHOT LIKE DR. TAILORED
KILLED IN HIS CHURCH WHILE HE'S
USHERING.
>> I WANT TO SAY A COUPLE
THINGS.
ONE, NOT HAPPENING IN ST. LOUIS
AND WOMEN WERE NOT BEING
PROTECTED AS THEY GO TO THE
ABORTION CLINIC THERE.
I DRIVE BY THAT EVERY DAY.
NUMBER TWO, THE ARTICLE ALSO
TALKED ABOUT THE FACT THAT
THERE ARE ALL THESE GOOGLE
SEARCHES, THOUSANDS AND
THOUSANDS OF THEM , WOMEN
LOOKING UP COAT HANGERS AND
ABORTIONS.
>> 18 PERCENT OF ALL
PREGNANCIES IN THIS COUNTRY AND
IN ABORTION.
>> LET HER FINISH.
>> SO WHAT YOU HAVE RIGHT NOW
IS YOU HAVE GENERATIONS OF
WOMEN THAT THOUGHT THEY COULD
GO TO DOCTORS AND CLINICS AND
HAVE A SAFE, LEGAL ABORTION .
NOW THEY ARE SAYING WHERE DO I
GO?
I DON'T KNOW WHAT TO DO?
THEY'RE GOING ON THE INTERNET
AND WE SIT HERE AND TALK ABOUT
IT WITH THE SPELL, THAT BILL,
YOU CAN DO THAT.
THERE ARE TONS OF WOMEN OUT
THERE THAT DON'T KNOW ABOUT
THAT.
THEY ARE IN A BRAVE, NEW WORLD.
>> ONLY THAT, IT NEVER CEASES
TO AMAZE ME HOW MANY
PARTICULARLY YOUNG WOMEN DON'T
EVEN KNOW WHEN THEY ARE --
UNTIL THEY ARE 3 AND 4 MONTHS
PREGNANT.
SHOULDN'T THERE BE -- AND THAT,
OF COURSE, A LOT OF THAT YOU
COULD PUT ON THE RELIGIOUS
RIGHT FOR ONLY ALLOWING WHERE
THEY HAVE THE POLITICAL POWER
TO MAKE THAT DECISION, ONLY
ALLOWING ABSTINENCE, ONLY SEX
EDUCATION WHICH IS LIKE NO SEX.
>> THAT THE REPUBLICAN PARTY
TRYING TO PUSH IN THE SENATE
FOR CONTRACEPTION WITH
DEREGULATION TO MAKE IT THE
MILLIONS OF WOMEN WHO ARE STILL
NOT COVERED BY HEALTH
INSURANCE.
THAT THEY CAN OBTAIN
OVER-THE-COUNTER BOTH BIRTH
CONTROL.
THAT'S A BILL PROPOSED BY CORY
GARDNER JONI ERNST AND THAT'S
IT BILL THE DEMOCRATS,
PARTICULARLY ONCE LOBBIED BY
PLANETARY PARENTHOOD, HAVE
CONTINUED TO PUSH BACK AGAINST
PICTURES BEFORE CONSUMPTION IS
THE MOST IMPORTANT THING THIS
COUNTRY HAS.
>> ABSOLUTELY, THAT'S VERY,
VERY TRUE.
THE ONLY WAY THAT , ONCE AGO, THE
REPUBLICANS ARE PULLING AWAY
MONEY FROM PLANNED PARENTHOOD
THAT GIVES BIRTH --
>> TO ALLOCATE TO OTHER TITLE X
FACILITIES.
[CROSS TALK]
>> TITLE X FACILITIES LIKE
ANTIABORTION CLINICS -- >
WERE THE ONES THAT OFFER
CONTRACEPTION.
>> NO.
THE ONES THAT ARE RUN BY THE
CHURCH TO AN OFFER ANY.
>> AND EVERYONE DOLLARS SPENT
ON ANY .
>> READ BACK SEVEN DOLLARS IN
SAVINGS --
>> WAIT A SECOND, YOU ARE NOT
TALKING ABOUT -- SHE WERE NOT
INCLUDING -- I'M NOT SURE LATER
TITLE X TO BE HONEST.
BUT THE RELIGIOUS CENTERS
OPPOSES ABORTION CLINICS, BUT
THEY ARE PROBABLY WAY MORE --
WAIT A MINUTE.
THERE ARE WAY MORE OF THEM NOW
AND THEN THERE ARE ACTUAL
WOMEN'S HEALTH CLINICS, SO --
THEY ARE NOT GOING TO GIVE IT
OUT UNDER ANY --
>>
[CROSS TALK]
>> I CAN TELL YOU RIGHT NOW WAS
READING AN ARTICLE --
[CROSS TALK]
>> AND PRETTY SURE UNDER BUSH,
THEY STARTED TO GET FEDERAL
FUNDING .
>> EXCUSE ME IF I MAY.
IT'S NOT JUST CLINICS.
YOU CAN GO TO A DOCTOR THAT ARE
NOT UNDER GAG RULES.
ANOTHER THING THAT SHOULD
HAPPEN IS 1-800-DOCTORS OUGHT
TO HAVE QUESTIONS ABOUT WHETHER
OR NOT THAT DOCTOR IS WILLING
TO CANCEL ON ABORTION.
I THINK IT WOULD BE VERY
USEFUL.
>> MAKE HIM OR HERSELF A
TARGET?
YOU KNOW, I WOULD BE IDENTIFIED
-- ELECTRIFY TO IDENTIFY
MYSELF AS.
>> ALL THE LOONEY TUNES OUT
THERE --
>> THEY FIND OUT ANYWAY,
WHETHER IT'S ON 1-800-DOCTORS
ARE NOT.
YOU SEE PROTESTERS IN FRONT OF
THESE APARTMENT BUILDINGS WITH
DOCTORS IN AND YOU ARE SHOCKED
THAT THEY FOUND OUT THE DOCTORS
X OR Y. THE POINT IS TO PROVIDE
INFO THAT PEOPLE ARE LOOKING
FOR.
>> Bonnie: LET US KNOW WHAT
YOU THINK. PLEASE FOLLOW ME ON
TWITTER @BONNIEERBE.
FROM ABORTIONS TO GENDER AND
GRAMMAR. GRAMMY AWARD-WINNING
SINGER SAM SMITH RECENTLY
REVEALED HE IS GENDER
NONBINARY, OR RATHER THAT THEY
ARE GENDER NON-BINARY AND WOULD
PREFER TO BE REFERRED TO END
THE PLURAL THIRD-PERSON INSTEAD
OF IN THE GRAMMATICALLY CORRECT
FIRST PERSON SINGULAR. THIS IS
BUT THE LATEST TWIST IN THE
ATTEMPT BY SOME MEMBERS OF THE
LGBTQ COMMUNITY TO BE REFERRED
TO IN PLURAL AND NOT AS HE OR
SHE. THE ISSUE SETS UP ALL
KINDS OF QUESTIONS, FIRST AS TO
WHETHER ALL MEMBERS OF THE
COMMUNITY AGREE THIS IS THE WAY
FORWARD AND IF NOT, HOW TO KEEP
TRACK OF HOW EACH PERSON WISHES
TO BE IDENTIFIED. THEN THERE'S
THE QUESTION OF CHANGING
GRAMMAR RULES IN GRADE SCHOOL,
SOMETHING WHICH OPPONENTS OF
GAY RIGHTS ARE QUITE LIKELY TO
CHALLENGE.
>> Bonnie: SO THIS USE OF THE
PLURAL THIRD PERSON PLURAL
INSTEAD OF THE FIRST PERSON
SINGULAR, GOOD IDEA OR BAD?
>> YOU KNOW, I FEEL LIKE THIS
IS A COMMUNITY THAT'S EDUCATING
US.
AND I THINK IT'S AN EDUCATION
AND THAT'S WHAT THEY ARE
PUTTING FORWARD.
YOU KNOW, I DON'T THINK I'M IN
A POSITION TO BE LIKE,
ACTUALLY, IF YOU WANT TO BE
CALLED AT THEN THAT'S TOO
CONFUSING FOR ME AND
INCONVENIENT.
SO I APPROACH THIS AND DO IT AS
AN EDUCATION.
>> THE SUBJECT MAKES ME SO SAD.
MY DEAREST FRIEND IN THE
WORLD WAS A GAY MALE WHO DIED
OF AIDS.
I CAN ONLY THINK OF WHAT HE
WOULD SAY.
HE WOULD THINK IT WAS
RIDICULOUS THAT THERE ONLY TWO
SEXES.
YOU KNOW WHAT, I DON'T KNOW.
I GUESS I DON'T CARE AS MUCH.
I JUST DON'T WANT TO SEE PEOPLE
FIRED IF THEY MISUSE A PRONOUN.
IF THIS REALLY IS THAT
IMPORTANT TO THEM, UNWILLING TO
HONOR THEM THAT WAY , BUT,
AGAIN, PEOPLE SHOULD NOT HAVE
LEGAL CONSEQUENCES IF THEY
MISUSE A PRONOUN.
>> YEAH. I KIND OF FEEL THE
SAME WAY THAT YOU DO AND THAT
YOU DO.
I'M FLUENT ON THIS THINK WE
CAN ALWAYS ADJUST.
LANGUAGE IS ALWAYS EVOLVING.
IT'S NOT A STAGNANT THING.
IF WE CAN USE THE DAY AND OTHER
TERMS AND I CAN SAY THEY LEFT
THEIR HOME AS AN INDIVIDUAL
LEFT THEIR PHONE THERE, THEN I
DON'T HAVE A PROBLEM.
I DON'T THINK YOU SHOULD BE
FIRED.
BUT AS TIME EVOLVES AND
LANGUAGE EVOLVES, WE WILL SEE
WHAT HAPPENS.
>> AND PRETTY ATTITUDINAL THE
LIBERTARIAN ILLNESS IN THE
SENSE THAT IF SOMEONE WANTS TO
IDENTIFY AS A PIECE OF JELL-O,
I DON'T CARE.
IT'S UP TO YOU TO DEFINE THE
TERMS OF HOW YOU WANT TO BE
CALLED, HOW YOU IDENTIFY AND
WHAT NOT.
BUT I THINK IT'S STRANGE HOW
THE LGBT MOVEMENT HAS EVOLVED
FROM REALLY CARING ABOUT YOUR
RIGHT TO EXIST ON EITHER SIDE
OF THE GENDER BINARY TO
IGNORING ITS EXISTENCE AT ALL.
FROM SOCIAL PERSPECTIVE, I
DON'T CARE TOO MUCH BECAUSE IT
DOES NOT AFFECT ME HOW OTHER
PEOPLE WANT TO LIVE THEIR LIVES
BUT IT BECOMES A PROBLEM WHEN
WE START ACTING AS THOUGH
SCIENTIFIC GENDER BINARY DOES
NOT EXIST.
THESE ARE PROBLEMS THAT WE
DON'T NECESSARILY WANT THIS
LEVEL OF WOKENESS APPROACHING
BIOLOGICAL SCIENCES AND THE
MEDICAL SCIENCES.
I THINK THERE WAS A WAY FOR US
TO AFFIRM THAT YOU HAVE A RIGHT
TO IDENTIFY YOURSELF AS YOU
WANT IN YOUR DESERVING OF HUMAN
DIGNITY AND RESPECT AND ALSO
NOT PUNISHING PEOPLE WHO DON'T
NECESSARILY REMEMBER TO USE A
PLURAL PRONOUN TO REFER TO A
SINGULAR PERSON.
>> YOU KNOW, YOU REFER TO
GETTING FIRED FOR MISUSING A
PRONOUN POINT I ASSUME YOU'RE
TALKING ABOUT CALLING A LGBTQ
PERSON SHE OR HE WHEN THAT
PERSON WOULD PREFER THEY.
THAT'S ACTUALLY THE MISUSE, THE
IMPROPER GRAMMATICALLY USED --
>> I'M SAYING IN GENERAL I
DON'T WANT PEOPLE FIRED FOR
THAT KIND OF STUFF --
>> BUT LET ME, BECAUSE YOU AND
I BOTH GO BACK SO FAR, WHEN
GLORIA STEINEM CAME OUT WITH
MS. MAGAZINE, THE WOMEN'S
MOVEMENT CREATED A NEW WORD,
NOT DISTORT THE ALREADY LONG
TIME MEANING OF THE GRAMMAR
THAT HAS BEEN PART OF THE
ENGLISH LANGUAGE FOR CENTURIES.
THAT IS WHERE I THINK -- THAT'S
WHY THIS IS SO CONTROVERSIAL .
MS. WAS NOT CONTROVERSIAL AT
ALL, BECAUSE NO ONE --
>> IT WAS.
MAYBE NOT IN YOUR CIRCLE, BUT,
YEAH, IT WAS.
IT TOOK A LONG TIME BEFORE
CONSERVATIVE WOMEN COULD USE
THAT AND GET AWAY WITH IT.
>> BUT THERE WAS MEDIA COVERAGE
LIKE IF THERE IS EVIDENCE ABOUT
HOW HORRIBLE.
>> MAYBE NOT THE DRUMBEAT BUT
MY CIRCLE IS PRETTY INTENSE.
THE ONLY PERSON AT THE TABLE
WHO ACTUALLY KNOWS
HERMAPHRODITE, SOMEONE WHO HAS
BOTH, AND EVEN THEY HAVE TO
CHOOSE.
YOU NO ONE TOOAGO FROM
SISTER, SHE HAD TO CHOOSE
FEMALE.
SO, YOU KNOW, THERE ARE CASES.
>> DOCTORS DID BECAUSE IT WAS
EASIER TO MAKE A CHILD OF
EITHER -- OR WITH BITS AND
PIECES OF --
>> IF THEY HAD A VAGINA.
>> RIGHT, TO A GIRL.
>> SO THERE ARE LEGITIMATE
SCIENTIFIC REASONS AT TIMES YOU
HAVE SOMETHING THAT WILL BE
BINARY.
OVERALL, I JUST THINK IN SOME
AREAS, IT'S GOTTEN OUT OF
CONTROL WHERE PEOPLE ARE LOSING
THEIR JOBS OR NOT EVEN JUST
BEING FIRED, BUT BEING DRUMMED
OUT OF WERE BEING SHUNNED.
>> I HAVE NOT HEARD ABOUT.
>> LOTS OF ARTICLES.
IN MY CIRCLE, I SEE A LOT.
>> AND WHAT ABOUT THIS
PERSPECTIVE: ON ONE HAND, A
PERSON MAY FEEL VERY SUPPORTIVE
OF LGBTQ RIGHTS.
ON THE OTHER HAND, NOT WANTING
-- NOT FEELING COMFORTABLE
USING WHAT ARE CONSIDERED
IMPROPER PERMANENCE.
IS THAT PERSON THEN THEREFORE
ANTI-GAY?
>> I DON'T THINK THEY ARE
ANTI-GAY AT ALL .
I MEAN, THERE'S A COMFORT LEVEL
AND HOW THEY WANT TO TALK AND
ARE USED TO TALKING AND
ADDRESSING .
I DON'T THINK THAT MEANS THAT
THEY ARE AGAINST A GAY PERSON.
I JUST THINK IT'S A COMFORT
LEVEL INTERCHANGE LEVEL, AND I
THINK WE WILL HAVE TO BE FLUID
AND GIVE THE SOME TIME AND GIVE
PEOPLE SOME TIME.
>> WE WILL GET THERE.
>> THE ONLY AREA I CARE ABOUT
IS WITH CHILDREN.
OBVIOUSLY THE TRANS MOVEMENT
HAS BEEN IMPORTANT FOR THOSE
ADULTS WHO CONTINUE TO HAVE
GENDER DYSPHORIA INTO
ADULTHOOD.
IF YOU LOOK AT SCIENCE, IT'S
RELATIVELY SETTLED THAT
ALLOWING AN ADULT WHO I STILL
IDENTIFIES AS SOMETHING OTHER
THAN BIOLOGICAL A GENDER TO
AFFIRM THAT, IT DECREASES
SUICIDALITY.
HOWEVER, OVERWHELMING MAJORITY
OF CHILDREN WHO HAVE GENDER
DYSPHORIA TEND TO SUBSIST OUT
OF IT AND IDENTIFY AS GAY OR
LESBIAN.
HOWEVER, THIS PUSH FOR US TO
AFFIRM FIVE-YEAR-OLDS WHO
BELIEVE THAT THEY ARE BOYS
INSTEAD OF GIRLS RATHER THAN
SAY LET'S WORK IT OUT, MAYBE
YOU'RE JUST A TOMBOY, MAYBE YOU
ACTUALLY WILL IDENTIFY AS
ANOTHER GENDERAS ADULT.
YOU SHOULD BE THEN TREATED WITH
RESPECT.
BUT THE STRANGE PROGRESSIVE
PUSH TO KIND OF ENCOURAGE THE
IDEA THAT GENDER IS FLUID, IT
DEFIES MOST SOCIAL SCIENCE AND
MOST BIOLOGICAL SCIENCE,
SCIENTIFIC STUDIES THAT
DEMONSTRATE THAT GENDER IS A
PRETTY FIXED PART OF YOUR
IDENTITY.
WHEN YOU'RE TRANSGENDER, THAT
IS A VERY STRONG AND SALIENT
FEELING THAT DOES NOT
NECESSARILY EBB AND FLOW BASED
ON SOCIAL AFFIRMATION.
>> IF A LITTLE GIRL LIKE
STARBUCKS, IS THAT BAD?
NO, THAT'S EVOLUTION.
>> Bonnie:
BEHIND THE HEADLINES: DO WOMEN
HAVE A DIFFERENT RELATIONSHIP
WITH MONEY THAN MEN?
YES, THEY DO, ACCORDING TO A
RECENT SURVEY. WHILE WOMEN ARE
MORE DRIVEN TO REACH FINANCIAL
INDEPENDENCE, THEY FALL BEHIND
IN INVESTMENT AND SAVINGS,
COMPARED WITH MEN. THAT'S
ACCORDING TO A 2018 SURVEY
CONDUCTED BY LOGICA RESEARCH ON
YOUNG ADULTS AGED 16-25.>>
Carrie Schwab-Pomerantz: YOUNG
WOMEN ARE MORE LIKELY TO SAY
THAT THEY WANTED TO BE
FINANCIALLY INDEPENDENT FROM
THEIR PARENTS, AND THAT THEY
UNDERSTOOD THE IMPORTANCE OF
PLANNING FOR THEIR FUTURE. THEY
WERE MORE LIKELY TO SPEND 30%
LESS MONEY THAN YOUNG MEN, THEY
WERE MORE LIKELY TO HAVE A
SECOND JOB, BUT THEY HAD 40%
LESS IN SAVINGS.
>> Bonnie: CARRIE
SCHWAB-POMERANTZ, BOARD CHAIR
AND PRESIDENT OF THE CHARLES
SCHWAB FOUNDATION, SAYS THE
MATH DOESN'T WORK UNTIL YOU DIG
A LITTLE DEEPER.
>> Carrie Schwab-Pomerantz:
HALF OF THE YOUNG WOMEN WERE
LIKELY TO HAVE AN INVESTMENT
ACCOUNT VERSUS THE BOYS. AND IF
YOU ASK THEM, IF WE IF I, YOU
KNOW, IF WE GAVE YOU EXTRA
CASH, WOULD YOU INVEST IT AND
ONLY HALF THE NUMBER OF YOUNG
WOMEN SAID YES. SO WE'RE
FALLING BEHIND RIGHT AWAY.
>> Bonnie: THE FINANCIAL
GENDER GAP COULD BE NARROWED IF
WOMEN IMPROVED THEIR MANAGEMENT
OF DAY-TO-DAY FINANCES,
ACCORDING TO SCHWAB-POMERANTZ.
>> Carrie Schwab-Pomerantz:
BUT THEN THEY WERE MORE LIKELY
TO BORROW FROM THEIR PARENTS,
THEY WERE ALSO MORE LIKELY TO
SKIP A CREDIT CARD PAYMENT. SO
SOME OF IT JUST LOOKS IT DIDN'T
DIDN'T REALLY ADD UP.
SO THEY HAVE THE RIGHT MINDSET,
THEY HAVE THE RIGHT DESIRES,
IT'S IS PUTTING THEM INTO
ACTION.
IT COULD BE JUST THE PRESSURES,
THE SOCIAL PRESSURES AMONG
THEIR FRIENDS, YOU KNOW,
DRESSING NICELY.
>> Bonnie: PARENTS TEND TO
TEACH SONS ABOUT BUILDING
WEALTH WHILE TEACHING DAUGHTERS
ABOUT FISCAL RESTRAINT. THEY
THEREBY SET UP DIFFERENT
FINANCIAL EXPECTATIONS FROM
EARLY ON.
>> Carrie Schwab-Pomerantz:
PARENTS TALK TO THEIR DAUGHTERS
DIFFERENTLY THAN THEIR SONS
WHEN IT COMES TO MONEY.
WITH THEIR DAUGHTERS, THEY TALK
ABOUT THE SHORT TERM CONCEPTS,
YOU KNOW, SUCH AS SAVINGS AND
HOUSEHOLD EXPENDITURES, BUT
WITH THEIR SONS, THEY TALK
ABOUT STATE PLANNING, THE STOCK
MARKET, BORROWING, YOU KNOW,
AND THIS, THAT'S ALL ABOUT
WEALTH CREATION. SO KNOW,
AGAIN, WE'RE SORT OF SETTING
OUR DAUGHTERS UP FOR FAILURE,
LONG TERM FAILURE.
>> Bonnie: SCHWAB-POMERANTZ
SAT ON PRESIDENT GEORGE W
BUSH'S AND PRESIDENT BARAK
OBAMA'S ADVISORY COUNCILS THAT
PROMOTED FINANCIAL LITERACY.
SHE ADVOCATES FOR TEACHING
FINANCIAL LITERACY IN SCHOOLS.
>> Carrie Schwab-Pomerantz:
ONLY 17 STATES IN THIS COUNTRY
REQUIRE SOME TYPE OF PERSONAL
FINANCE EMBEDDED IN CURRICULUM.
AND THEN THERE'S ONLY FIVE
STATES THAT REQUIRED AS A
STANDALONE. AND THE FIRST STATE
REQUIRED AS A STANDALONE WAS
UTAH. AND THE REASON THAT THEY
REQUIRED OR THEY, YOU KNOW,
WHERE DID THAT IS, BECAUSE THEY
SAW THAT THEY HAD SOME OF THE
HIGHEST BANKRUPTCY RATES IN THE
COUNTRY
>> Bonnie: SHE'S ALSO HELPED
CREATE A PROGRAM, MONEY
MATTERS, FOR THE BOYS AND GIRLS
CLUBS OF AMERICA.
>> Carrie Schwab-Pomerantz:
WHAT WE HAVE FOUND IS THAT
THESE YOUNG PEOPLE WHO GO
THROUGH OUR PROGRAM, THE MONEY
MATTERS PROGRAM, ARE MORE
LIKELY TO SEEK OUT COLLEGE AND
SEEK OUT SCHOLARSHIPS AND
FUNDING FOR COLLEGE. SO YOU
COULD SEE RIGHT THERE, THAT'S
ALL ABOUT ECONOMIC MOBILITY,
AND NEW OPPORTUNITIES FOR
PEOPLE AND WHAT DIFFERENCE THAT
FINANCIAL LITERACY CAN MAKE IN
SOMEONE'S LIFE.
>> Bonnie: WHILE IT SEEMS LIKE
A REALLY GOOD IDEA TO HAVE
UNIVERSAL FINANCIAL LITERACY
CLASSES FOR HIGH SCHOOLERS, I
MEAN, I CANNOT IMAGINE WHY IT'S
NOT BEING DONE ALREADY, BUT
WHAT ABOUT -- WHO ARE THESE
PARENTS THAT ARE NOT TEACHING
THEIR GIRLS TO BE FINANCIALLY
LITERATE?
I THOUGHT MY PARENTS DID IT AND
THAT WAS 50 YEARS AGO.
>> OH, YEAH. I HAD TO PUT ASIDE
ANY MONEY I MADE, A BIG PORTION
OF THAT WENT INTO SAVINGS.
YOU DID NOT TOUCH IT.
>> I REMEMBER SAVING FOR MY
VERY FIRST JOB -- I REMEMBER
NOT WORRYING ABOUT HAVING
ENOUGH MONEY TO RETIRE
COMFORTABLY IN MY FIRST JOB
WHEN I WAS ABOUT 19 YEARS OLD
AND PUTTING PART OF THAT AWAY.
I MEAN, WHAT'S --
>> I THINK IT'S INTERESTING
BECAUSE I'VE BEEN TRYING TO GET
THE TAKE AWAY.
AS SHE SAID, THERE ARE
CONFLICTING THINGS GOING ON
HERE.
I WONDER IF IT'S NOT ALSO A
CONFIDENCE THING, TO DREAM BIG
LIKE THE GUYS.
THEY ARE INVESTING, LOOKING
INTO THE FUTURE, MAKING MONEY.
WOMEN ARE MORE HOARDING AND
HOUSEHOLD GOODS AND TAUGHT THAT
WAY.
I'M WONDERING IF THAT'S HOW WE
TREAT AND TEACH OUR WOMEN THAT
YOU ARE NOT THE BIG PICTURE
PEOPLE, YOU WILL NOT BE MAKING
THE MONEY, YOU WILL BE TAKING
CARE OF THE LITERAL THINGS.
>> I DID SEMINARS ON THE SPREAD
FINANCIAL LITERACY AND TEACHING
NEGOTIATION ARE NOT SKILLS THEY
PICK UP AT HOME.
IT'S THE WAY MOST NUCLEAR
FAMILIES HAVE BEEN ORGANIZED,
AND IT'S STARTING TO CHANGE.
IT'S SLOW.
IT'S PROBABLY ONE OF THE MOST
IMPORTANT THINGS WE CAN DO FOR
WOMEN'S EMPOWERMENT NEXT TO
TEACHING WOMEN'S HISTORY.
>> ALSO SEEING MORE WOMEN WHO
ARE BREADWINNERS NOW AND THEIR
FAMILIES.
I ALSO FEEL LIKE --
>> YOU KNOW WHAT ELSE I DON'T
THINK SHE MENTIONED WAS WOMEN,
IF THEY HAVE MONEY, ARE MUCH
MORE LIKELY TO SPEND IT ON
THEIR KIDS AND SAVE FOR
RETIREMENT> I ACTUALLY
DON'T REALLY -- I DON'T KNOW IF
I AGREE WITH THE PACKAGE ON
WHAT SHE'S SAYING, BECAUSE I
KNOW SO MANY WOMEN WHO -- I
MEAN , I WISH I WAS TAUGHT LIKE
THAT WHEN I WAS GROWING UP.
I THINK FINANCIAL LITERACY
TAKES PRECEDENCE OVER -- I
DON'T KNOW, NOW I WONDER WHY WE
WERE LEARNING ALGEBRA WHEN WE
SHOULD'VE BEEN TALK MORE ABOUT
MONEY MANAGEMENT.
ASIDE FROM THAT, MANY WOMEN I
KNOW OF DIFFERENT AGES, THEY
ARE THE BOSS.
I LOOK AT THEM AND I'M LIKE,
WOW, I WISH I COULD BE LIKE
THAT ABOUT WHETHER THEY OWN
THEIR OWN BUSINESS OR AN
INVESTMENT BANKER, WHETHER THEY
ARE THE BREADWINNER, I KNOW A
LOT OF TV ANCHORS.
IT'S AMAZING.
I APPLAUD WOMEN.
>> SO YOU ARE REFERRING TO AN
ANECDOTAL SLICE OF A PRIVILEGE
SEGMENT OF AMERICAN SOCIETY.
IT WAS EMBARRASSING TO ME ABOUT
THE PACKAGES THE IDEA THAT IT'S
NEVER BEEN EASIER TO MAKE YOUR
MONEY WORK FOR YOU WHEN YOU ARE
USING IT.
THERE APPS LIKE ROBIN HOOD,
QUEEN BASE WHERE YOU CAN INVEST
IN CRYPTO.
THE FACT THAT WOMEN, I BELIEVE
THEY ARE REFERRING TO GEN Z
WOMEN, ARE NOT TAKING ADVANTAGE
OF THAT.
>> BUT ON THE FLIPSIDE, THERE
IS ALSO -- THERE IS PAYPAL,
THEN VENMO, YOU CAN SPEND YOUR
MONEY WILL ALLOW --
>>
[CROSS TALK]
>> THE FIRST THING YOU LEARN
ANY ECONOMICS OR FINANCE CLASS
CI, STILL IN HIGH SCHOOL,
RETURNS ON INVESTMENT OR
GREATER THAN ON LABOR.
SO THERE'S IMMEDIACY TO GEN Z
THAT IT THINK DOESN'T -- DID
NOT EXIST FOR MY GENERATION,
MILLENNIALS, BECAUSE WE DO NOT
GROW UP WITH THE CELL PHONE IN
THE POCKET.
THAT BEING SAID, IT'S NEVER
BEEN EASIER TO LEARN THE INS
AND OUTS OF TRAINING, EACH
DAYTRADING.
SO IF GIRLS ARE NOT TAKING
ADVANTAGE, THAT'S NOT THE
PATRIOTIC, THAT'S GROSS NOT
TAKING OWNERSHIP OF THEIR
FUTURE.
>> I DID NOT GET TO ECON
CLASSES UNTIL I WENT TO
COLLEGE.> IT'S RIGHT IN YOUR
POCKET.
>> WE ARE OUT OF THE TIME.
GREAT DEBATE.
WE WILL CONTINUE SOME OTHER
TIME.
THAT'S IT FOR THIS EDITION.
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