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>> AND BY WTIU MEMBERS.

THANK YOU.

>> COMING UP ON INDIANA

NEWSDESK.

WE'RE AT THE MEDIA SCHOOL ON

THE CAMPUS OF INDIANA

UNIVERSITY AS ACROSS THE

STATE, TENS OF THOUSANDS OF

STUDENTS PREPARE FOR

GRADUATION.

AHEAD, EFFORTS TO REIN IN

STUDENT DEBT SO STUDENTS

DON'T SUFFER OR EVEN DEFAULT

ON THEIR LOANS WHEN THEY

GRADUATE.

>> WE WANT STUDENTS TO

UNDERSTAND THE STUDENT DEBT

AND DO IT IN SUCH A WAY

THAT'S GOING TO KEEP THEM

ENGAGED.

>> THE FIRST CLASS OF

MEDICAL STUDENTS IS

GRADUATING FROM MARIAN

UNIVERSITY.

WHERE THEY CHOOSE GO NEXT

COULD HAVE A BIG IMPACT ON

INDIANA'S PHYSICIAN

SHORTAGE.

>> THINGS ARE GETTING WORSE

BECAUSE WE HAVE AN AGING

POPULATION.

>> AND THE HEADLINE, THE

GOVERNOR WRAPPED UP THE

LEGISLATION.

WHAT HE SIGNED INTO LAW THIS

WEEK.

AND A DEEPER LOOK AT A PIECE

OF LEGISLATION THAT PASSED

WITHOUT MUCH FANFARE.

HAVE THAT AND THE LATEST

NEWS FROM ACROSS THE STATE

RIGHT NOW ON INDIANA

NEWSDESK.

>> WELCOME TO INDIANA

NEWSDESK.

WE LEFT OUR STOOD YOU TO

BRING YOU A SPECIAL

GRADUATION EDITION.

WE COULDN'T HAVE CHOSEN A

BETTER LOCATION THAN NEXT TO

IU'S SAMPLE GATE FROM INSIDE

THE MEDIA SCHOOL.

THIS FIRST PERSON IS A

REALITY YOU MIGHT HAVE FACED

MULTIPLE TIMES.

YOU USUALLY HAVE TO PREPARE

TO WAIT DAYS, WEEKS, OR

SOMETIMES MONTHS.

WIDELY REPORTED THAT THE

COUNTRY IS SUFFERING FROM A

SHORTAGE OF PRIMARY CARE

DOCTORS.

THE PROBLEM IS SEVERE IN THE

HOOSIER STATE.

THE FEDERAL GOVERNMENT

DESIGNATED INDIANA AS ONE OF

THE MOST UNDERSERVED STATES

IN THE U.S.

A NUMBER OF FACTORS IS

ACCELERATING THE PROBLEM BUT

THIS YEAR IS THE FIRST

GRADUATING CLASS IN MARIAN,

INDIANA'S MEDICAL SCHOOL IN

INDIANAPOLIS COULD REVERSE

THE TREND.

>> PART OF THE FIRST

GRADUATING CLASS OF MARIAN

UNIVERSITY'S MEDICAL SCHOOL.

>> I ENJOYED ALL THERE IS IN

MEDICINE THROUGHOUT MEDICAL

SCHOOL, PEDIATRICS THROUGH

GERIATRICS, OB, SPORTS

MEDICINE, EMERGENCY

MEDICINE, YOU GET TO DO ALL

THAT AS AN EMERGENCY DOCTOR.

>> THEY'LL RECEIVE FUNDING,

AND OF THOSE, HALF ARE

FOCUSING ON PRIMARY CARE IN

INDIANA.

>> A GREAT PLACE TO PRACTICE

MEDICINE.

I THINK PEOPLE HERE ARE

GENUINE.

I THINK THEY'RE CARING.

>> SHE'S DOING HER RESIDENCY

IN PEDIATRICS AT PEYTON

MANNING CHILDREN'S HOSPITAL.

FROM THERE, SHE HOPES TO

STAY IN INDIANA AND CONTINUE

PRACTICING.

>> A STRONG SENSE OF

COMMUNITY AMONGST HOOSIERS.

I DON'T THINK YOU FIND THAT

EVERYWHERE.

>> THIS IS SIGNIFICANT.

A RECENT STUDY FROM THE

THINK TANK ROBERT GRAHAM

CENTER FOUND THAT TO

MAINTAIN THE STATUS QUO,

IPIN WILL NEED MORE THAN 800

ADDITIONAL PRIMARY

PHYSICIANS BY 2030.

>> IT TENDS TO GET WORSE AND

WORSE AND WORSE.

>> INDIANA'S POPULATION IS

AGING AS IT GROWS, PEOPLE

ARE GETTING INSURANCE

THROUGH THE AFFORDABLE CARE

ACT AND THE 2.0.

>> THERE WAS NOT AN AREA IN

INDIANA, CITY, OR TOWN, THAT

DOESN'T HAVE A SHORTAGE.

I'M TALKING ABOUT RIGHT HERE

IN INDIANAPOLIS.

IT DOESN'T MATTER WHERE YOU

LIVE.

>> INDIANA RANKS INNED THE

RATIO OF PHYSICIANS TO

PATIENTS.

THE STAIDWIDE AVERAGE IS

MORE THAN 1500 TO ONE.

BUT THE PROBLEM IS

EXACERBATED IN RURAL AREAS.

NEWTON AND WARREN COUNTY

HAVE THE HIGHEST PRIMARY

CARE TO PATIENT RATIO IN THE

STATE.

EACH ONE HAS MORE PHYSICIANS

IN THE ENTIRE COUNTY.

INCREASING TRAINING AND THE

NUMBER OF MEDICAL SCHOOLS IN

INDIANA GO HAND-IN-HAND WITH

MORE DOCTORS PRACTICING IN

THE STATE.

THERE'S A FEDERAL NICHE TY

LED BY THE ASSOCIATION OF

AMERICAN MEDICAL COLLEGES TO

INCREASE MED STUDENT

GRADUATION BY 30%.

INDIANA UNIVERSITY EXCEEDED

THAT GOAL, BUT THE BIG

STORY, FELDMAN SAID, IS

MARIAN UNIVERSITY.

>> IT'S A GAME CHANGER.

IT CHANGES THE WHOLE DYNAMIC

IN THIS STATE.

NOW WE'RE GOING TO FURTHER

OUR GOALS OF GETTING ENOUGH

PHYSICIANS, PARTICULARLY

PRIMARY CARE PHYSICIANS, TO

PRACTICE IN IPIN.

>> SOME STATES DO OFFER

INCENTIVES.

THEY'LL FORGIVE STUDENT DEBT

OR PRIMARY CARE PROGRAMS.

INDIANA DOES HAVE A LOAN

FORGIVENESS PROGRAM.

IT'S IN STATE STATUTE, IT

DOESN'T RECEIVE ANY FUNDING.

THAT ASIDE, SMALLY AND

DEHAGEN SAID IT MAKES SENSE

FOR THEM AND THEIR CAREERS

TO STAY IN INDIANA.

THEY MADE VALUABLE

CONNECTIONS IN THEIR FOUR

YEARS IN MARION.

>> THAT'S THE INCENTIVE FOR

ME TO CONTINUE TO STAY HERE

AND WORK WITH THOSE

PHYSICIANS AND LEARN FROM

THEM.

THEN LATER GO BACK AND GIVE

BACK TO THE COMMUNITY THAT

HELPED ME TO HAVE THE

SUCCESS I'VE HAD.

>> MEDICAL SCHOOL ENROLLMENT

IS UP ACROSS THE COUNTRY AS

UNIVERSITIES EXPAND

CURRICULUM AND MOST SCHOOLS

LIKE MARION'S OPEN THEIR

DOORS.

RESIDENCY OPTIONS AND

PHYSICIANS.

THEY CAN'T GO ON TO BE

PRACTICING PHYSICIANS UNTIL

THEY COMPLETE THEIR

TRAINING.

CONGRESS HAS INCREASED

FUNDING IN THESE POSITIONS

FOR 20 YEARS CREATING WHAT

FELDMAN CALLS A BOTTLENECK

OF STUDENTS WHO HAVE NOWHERE

TO GO.

FOR HEADLINES, WE GO OTHER

TO BARBARA BROSIER WITH THE

LATEST ON THIS WEEK'S TOP

STORY.

>> A DEVELOPING STORY OUT OF

GREEN COUNTY, WE'VE BEEN

REPORTING FOR MONTHS ON THE

MANAGEMENT AND FINANCES OF

THE UTILITIES DISTRICT OF

WESTERN INDIANA ELECTRIC

CO-OP THAT SERVED GREEN,

MONROE, OWEN, MORRIS, AND

CLAY COUNTIES.

THE BOARD OF DIRECTORS VOTED

UNANIMOUSLY THIS WEEK.

BUT BRIAN SPARKS UNPAID

LEAD.

SARA WHIT MYER HAS THE

LATEST.

THE DECISION TO PLACE SPARKS

ON PAID LEAVE IS THE

DECISION TO CUSTOMER STATE

AND THE CO-OP.

THE ELECTRICITY BILLS

INCREASE TO THE HIGHEST IN

THE STATE AND THE DATA WE

COLLECTED FROM THE U.S.

ENERGY SHOWS THAT UDWI WAS

ONLY SPENDING ABOUT 53% OF

WHAT IT WAS CHARGING

CUSTOMERS ON THE ACTUAL

PURCHASE OF ENERGY.

THE CO-OP IS A NOT FOR

PROFIT.

IN THE LAST FIVE YEARS, TAX

RECORDS SHOW MORE THAN 50

MILLION DOLLARS OF EXCESS

EARNINGS HAVE BEEN REPORTED.

THERE ARE THREE NEW BOARD

MEMBERS WHO RAN ON A

PLATFORM OF LOOKING INTO THE

CO-OP'S FINANCES AND

INCREASING TRANSPARENCY.

THEY CONVENED TUESDAY FOR A

SPECIAL MEETING.

>> BOARD OF DIRECTORS AS A

WHOLE, THEIR EYES WERE WIDE

OPEN TO SOME OF THE CONCERNS

OF OUR MEMBERS AND THEY

WANTED TO RESPOND TO THEM.

SOME OF THOSE CONCERNS WERE

CONCERNING THE HANDLING OF

OUR MEMBERS' MONEY.

SO THEY FELT LIKE THIS WAS A

NECESSARY STEP TO PUT

EVERYONE'S MIND AT EASE.

>> CHAPMAN AND SHANE SMITH

ARE ASSUMING SPARKS'

RESPONSIBILITY WHILE AN

INDEPENDENT AUDIT IS

CONDUCTED.

CHAPMAN MET WITH EMPLOYEES

THURSDAY AND TOLD THEM TO

COOPERATE WITH THE

INVESTIGATION.

>> IN ORDER TO ALLOW THAT TO

BE THE MOST OBJECTIVE,

TRANSPARENT PROCESS, THEY

FIGURED THEY WOULD TAKE

BRIAN OUT OF THE EQUATION SO

THAT NO ONE COULD CLAIM HE

WAS UNDER ANY UNDO INFLUENCE

ON THE PROCESS AND ALLOW IT

TO PROCEED.

>> THERE'S NO TIMETABLE FOR

WHEN THE INVESTIGATION WOULD

CONCLUDE.

THE BOARD IS PREPARED TO

RESPOND IN THE APPROPRIATE

WAY.

FOR INDIANA NEWSDESK, I'M

SARA WHIT MYER.

THE FBI WON'T CONFIRM IF

THEIR AGENCY IS INVOLVE IN

THE INVESTIGATION AT UBWY.

ANTHEM IS ASKING THE UNITED

STATES SUPREME COURT TO

REVIEW A COURT OF APPEALS

POSITION THAT WOULD LIMIT

ACCESS TO WHAT THE INSURER

CALLS HIGH QUALITY

AFFORDABLE CARE FOR MILLIONS

OF AMERICANS AND DENY THEM

MORE THAN $2 BILLION OF

MEDICAL COST SAVINGS

ANNUALLY.

ANTHEM ARGUES THE PRECEDENTS

THE BOARD IS RELYING ON ARE

OUTDATE AND NEED TO BE

UPDATED TO UNDERSTAND THE

MODERN UNDERSTANDING OF

ECONOMICS AND CONSUMER

BENEFITS.

THE BROWN COUNTY SCHOOL

DISTRICT IS CUTTING $950,000

FROM ITS BUDGET.

THE DECISION COMES AS THE

SCHOOL DISTRICT GAPLE WITH

SHARP DECLINES IN

ENROLLMENT.

IT LOST 100 STUDENTS IN THE

LAST YEAR.

THE BOARD UNANIMOUSLY

APPROVED 16 RECOMMENDATIONS

ON THURSDAY, INCLUDING ONE

THAT WILL ALLOW THE DISTRICT

TO KEEP A PRESCHOOL PROGRAM

WHILE STILL SAVING MONEY.

>> OUR CURRENT PRESCHOOL

PRESCHOOLTEACHERS WHO ARE

FULLY CERTIFIED TEACHERS

HAVE BEEN REPLACED IN THE

AGING POPULATION, K THROUGH

12.

THEY'VE BEEN ABLE TO PLACE

THOSE POSITIONS WITH

INDIVIDUALS WHO HAVE

ASSOCIATE LEVEL DEGREES.

>> THE DISTRICT WILL SAVE

MONEY BY CUTTING 8 1/2

PARAPROFESSIONAL JOBS,

SHRINKING SOME POSITIONS AND

ELIMINATING SOME JOBS

THROUGH ATTRITION.

INDIANA'S GOVERNOR SAY THE

STATE'S ALCOHOL LAWS NEED

REVIEW.

HE SIGNED A BILL THAT

REQUIRED 60% OF ALCOHOL

SALES BEFORE ON SITE

DRINKING BEFORE THE PERMITS

CAN BE RENEWED.

THE CONVENIENCE STORE, THE

OWNER USED A LOOPHOLE TO

OBTAIN PERMITS TO SELL BEER.

THE GOVERNOR ALSO SIGNED A

BILL CHANGING HOW MUCH SOME

HOOSIERS WILL BE COMPENSATED

FOR ENERGY THEY PRODUCE.

THE LEGISLATION DECREASES

THE AMOUNT UTILITY COMPANIES

ARE REQUIRED TO PAY FOR

EXCESS ENERGY PRODUCED BY

SOME SOURCES, SUCH AS ROOF

TOP SOLAR PANELS.

SOME RATES WILL BE

GRANDFATHERED IN.

A NEW LAW GOING INTO EFFECT

THIS SUMMER DEREGULATES HAIR

BRAIDING AND IT'S GETTING

MIXED REVIEWS FROM SOME IN

THE COSMOTOLOGY INDUSTRY.

>> BRAIDERS ARE CURRENTLY

REQUIRED TO HAVE A

COSMOTOLOGY LICENSE, A

PROCESS THAT CAN TAKE 1500

HOURS AND COST MORE THAN

$10,000.

BRAIDING, HOWEVER, DOES NOT

REQUIRE DYES OR CHEMICALS

COMMONLY USED IN HAIR SALONS

AND IS NOT TAUGHT IN

COSMOTOLOGY SCHOOLS.

ADVOCATES SAY THE CHANGE

REMOVES UNNEEDED

RESTRICTIONS AND ALLOWS

BRAIDERS TO PRACTICE THEIR

CRAFT.

ANGELA CARTER SAID AS A

SMALL BUSINESS OWNER, SHE

HAS MIXED FEELINGS ABOUT THE

CHANGE.

>> YOU CAN'T FIND SOMEBODY

WITH A LICENSE, THEN TO FILL

THE NEED, THEN PEOPLE GO

OTHER PLACES.

SO THAT'S ONE SIDE OF IT.

BUT THE OTHER SIDE IS THAT,

YOU KNOW, I AM LICENSED AND

I DID GO TO SCHOOL AND THERE

ARE A LOT OF PEOPLE DOING

HAIR IN THEIR HOMES WHICH

ALSO TAKES AWAY FROM

BUSINESS.

>> CARTER SAYS IN THE PAST

SHE'S REFERRED PEOPLE

ELSEWHERE BECAUSE OF THE

LACK OF SKILLED BRAIDERS

WORKING IN HER SHOP.

THE NEW LAW COULD MAKE IT

EASIER TO RECRUIT MORE

BRAIDERS.

HOWEVER, SHE DOES WORRY

THOSE WITHOUT A COSMOTOLOGY

DEGREE WON'T KNOW ALL OF THE

HEALTH AND SANITARY

PRACTICES NECESSARY IN A

SALON.

>> I THINK WE HAVE TO LEARN

HOW TO EDUCATION IN A GOOD

WAY.

WE'LL HAVE TO -- IT'S A GOOD

THING.

WE'LL HAVE CHALLENGES AHEAD

OF US.

>> THE CHANGES GO INTO

EFFECT JULY 1.

THE STATE SUPREME COURT IS

ENDING A TWO-YEAR EFFORT BY

ATTORNEY WILLIAM GROWTH FOR

DOCUMENTS AND E-MAILS FROM

VICE PRESIDENT PENCE'S

GOVERNOR.

ROACH INITIALLY SUED AFTER

THEY REFUSED TO RELEASE A

DOCUMENT RELATING TO THEN

PRESIDENT BARACK OBAMA'S

EXECUTIVE ORDER ON

IMMIGRATION.

AFTER IT WAS REVEALED, PENCE

USED THE PRIVATE E-MAIL

ACCOUNT FOR BUSINESS.

SOUGHT TO HAVE THE CASE SENT

BACK TO THE LOWER COURT.

BUT THE INDIANA SUPREME

COURT SAID NO.

AN ORGANIST IN A BROWN

COUNTY CHURCH IS BEING

CHARGED WITH INSTITUTIONAL

CRIMINAL MISCHIEF AFTER

ADMITTING TO POLICE HE

VANDALIZED THE CHURCH.

NATHAN STANG ADMITS HE

SPRAYED THE WORDS DONALD

TRUMP, A SWASTIKA, AND AN

ANTI-GAY SLUR ON THE

EXTERIOR OF THE BUILDING IN

NOVEMBER.

HE WANTED TO GIVE PEOPLE A

REASON TO FIGHT FOR GOOD,

EVEN IF IT WAS, QUOTE, A

FALSE FLAG.

AND HE SAYS HE REALIZES THIS

WAS NOT THE WAY TO DO THAT.

THE HIGH LAND PARK

PLAYGROUND THAT WAS

DESTROYED IN LAST SUMMER'S

TORNADO OUTBREAK IS ALMOST

READY TO REOPEN.

MAYOR GREG GOODNIGHT AND

OFFICIALS HAVE A RIBBON

CUTTING CEREMONY NEXT WEEK.

HE WANTS TO THANK THOSE WHO

DONATED THE MONEY.

>> WE'RE INCORPORATING THE

AREA, WE JUST REMODELLED THE

RESTROOM.

>> GOODNIGHT SAID THEY

RAISED $90,000 FOR THE FUND

THAT HELPS TO REPLACE THE

ADA COMPLIANT PLAYGROUND

EQUIPMENT AND PLAN NOR THAN

165 TREES.

HOPEFULLY, THE RAIN WILL GO

AWAY IN TIME FOR THEM TO GET

OUT THERE.

>> SUPPOSED TO DO IT THIS

PAST WEDNESDAY, HAVE TO PUSH

IT BACK.

HOPEFULLY THEY CAN GET IT

IN.

>> THANKS, BARBARA.

>> COMING UP NEXT ON

"INDIANA NEWSDESK," WE'LL

TAKE A LOOK AT WAYS PEOPLE

ARE ADDRESSING THE DEBT THEY

TAKE ON FOR A COLLEGE

EDUCATION.

AND, A SCIENTIFIC

BREAKTHROUGH THAT COULD LEAD

TO TREATMENTS FOR

NOISE-INDUCED HEARING LOSS.

THESE STORIES AND MORE RIGHT

HERE ON "INDIANA NEWSDESK."

>> WELCOME BACK TO "INDIANA

NEWSDESK."

THE NORTH CENTRAL PARK

COMMUNITY SCHOOL'S

CORPORATION WILL UNDERGO BIG

CHANGES IN THE COMING MONTH.

THE SCHOOL BOARD CON VOTED

TO CONSOLIDATE TURKEY RUN.

ONE SERVING AS A JR. HIGH

AND THE OTHER AS A HIGH

SCHOOL.

THE MOVE WILL SAVE THE

DISTRICT A SIGNIFICANT

AMOUNT OF MONEY.

IT'S A CHALLENGE MANY OF

INDIANA'S WORLD DISTRICTS

ARE CHANGING AS THE WORLD

CONTINUES TO DECLINE.

>> THE NORTH CENTRAL PARK

COMMUNITY SCHOOLS

CORPORATION SITS IN THE

MIDDLE OF CLARK COUNTY, A

SMALL RURAL AREA IN WEST

CENTRAL INDIANA.

A COMMUNITY WITH THE LARGE

FARMING INDUSTRY AND A

GROWING AMISH POPULATION.

BUT LIKE MANY SMALL

COMMUNITIES THROUGHOUT THE

STATE, CLARK COUNTY SCHOOLS

ARE STRUGGLING.

>> OVER THE PAST PROBABLY 30

YEARS, THERE HAS BEEN A

DECLINING ENROLLMENT IN OUR

SCHOOL SYSTEM.

>> IT CAUSED THE TWO

CORPORATIONS TO CONSOLIDATE

INTO ONE SEVERAL YEARS AGO

WHICH CUT ADMINISTRATIVE

COSTS IN HALF.

BUT THE NEW DISTRICT

SUPERINTENDENT THOMAS ROHR

SAID IT WAS CLEAR THE TWO

JUNIOR-SENIOR HIGH SCHOOLS

IN THE DISTRICT COULDN'T

OPERATE INDEPENDENTLY FOR

MUCH LONGER.

>> 1200 STUDENTS IN K

THROUGH 12.

AGAIN, IT'S VERY DIFFICULT.

OFFER THE KINDS OF PROGRAMS

THAT WE WANTED TO OFFER.

>> ROHR SAYS COMBINING THE

SCHOOLS OPENS UP MANY

OPPORTUNITIES FOR RESOURCES

AND ULTIMATELY PROVIDING

MORE FOR THE STUDENTS.

>> I TEACH FIVE DIFFERENT

PREPS, WHICH IS DIFFICULT AS

A HIGH SCHOOLTEACHER AND

THAT'S PRETTY MUCH THE NORM

FOR THE ENTIRE BUILDING NOW.

SO WE'RE HOPING WITH THE

CONSOLIDATION THAT WE CAN

START TO SPECIALIZE A LITTLE

BIT MORE AND BE ABLE TO

OFFER MORE CLASSES FOR THE

KIDS TOO.

>> MORE DISTRICTS ACROSS THE

STATE ARE CONSIDERING

OPTIONS LIKE CONSOLIDATION

AS A SIGNIFICANT CUT TO

THEIR BUDGET.

19% OF THE SCHOOL DISTRICTS

IN INDIANA SERVE 1,000

STUDENTS OR LESS.

FOR THEM, DETERMINING THE

BEST PATH FORWARD IS OFTEN

COMPLICATED BY STRONG

EMOTIONS FOR THE COMMUNITY.

THE FOCAL POINT OF MANY

SMALL RURAL COMMUNITIES IS

THEIR SCHOOL.

IT'S A GREAT SENSE OF PRIDE.

IT HAS A HISTORY.

IT IS A PART OF THAT

COMMUNITY CULTURE.

>> ATTORNEYS SAYS EACH

SITUATION IS UNIQUE.

BUT CONSOLIDATION IS

SOMETIMES THE BEST WAY TO

SERVE STUDENTS IN RURAL

COMMUNITIES.

>> WE LOOKED A LOT OF

DIFFERENT WAYS ALONG WITH

THE COLLABORATION THAT WE

CAN BE MORE EFFICIENT AND

WAYS TO SAVE MONEY.

WE TRIED EVERYTHING WE CAN

TO CONTINUE THE STUDY WE

HAVE CURRENTLY UNTIL IT'S AT

A POINT WHERE PEOPLE CAN SEE

IT NEEDS TO CHANGE.

>> SOME PARENTS IN CLARK

COUNTY ARE NOT CONVINCED THE

CONSOLIDATION WILL RESULT IN

ALL OF THE BENEFITS THE

DISTRICT IS TOUTING.

>> RIGHT NOW IT APPEARS TO

BE MORE OF A REORGANIZATION

THAN A CONSOLIDATION.

ALL OF THE BUILDINGS ARE

STAYING OPEN.

DOESN'T APPEAR THERE'S ANY

CUTS.

SO IT DOESN'T LOOK LIKE A

WHOLE LOT HAS CHANGED OTHER

THAN WE'LL GOING TO BE

MOVING A LOT OF KIDS AROUND.

>> FOR INDIANA NEWSDESK, I'M

JAMES MAVERICK.

>> INDIANA UNIVERSITY SCHOOL

OF MEDICINE SAY A NEW

BREAKTHROUGH COULD HAVE A

SIGNIFICANT IMPACT ON

TREATING MANY INNER EAR

AILMENTS.

BRIAN D. BAPTISTA REPORTS.

>> THE STUDY PUBLISHED

HISTORY OUTLINES THIS LAB'S

RECENT SUCCESSES WITH

GROWING INNER EAR TISSUE

WITH STEM CELLS.

>> ONE OF THE INNOVATIONS

WE'VE COME UP OVER THE YEARS

WITH OTHER GROUPS IS TO GROW

THE CELLS IN THREE

DIMENSIONS IN KIND OF A

GELATIN-LIKE MATERIAL.

AND THIS ALLOWS THE CELLS --

IT GIVES THEM THE SUPPORT

THEY NEED TO KIND OF

ORGANIZE THEMSELVES INTO AN

ORGAN-LIKE STRUCTURE.

>> BELIEVES THIS DEVELOPMENT

COULD LEAD TO TREATMENTS FOR

SUFFERERS FROM CONGENITAL

AND NOISE-INDUCED HEARING

LOSS BY ALLOWING DOCTORS TO

REPAIR A DAMAGED AUDITORY

NERVE.

>> WE SEE THAT'S TECHNICALLY

POSSIBLE WITHIN THE INNER

EAR.

WE NEED TO SURGICALLY

IMPLANT THE CELLS IN THE

RIGHT SPOT.

THE PROBLEM WITH THE REST OF

THE INNER EAR IS THAT IT'S

SUCH A DELICATE COMPLEX

STRUCTURE THAT IT'S GOING TO

BE VERY DIFFICULT TO

SURGICALLY PLACE THE CELLS

WHERE THEY NEED GO.

>> ALTHOUGH NOT FULLY

DEVELOPED, HE ALSO BELIEVES

THAT WITH MORE TIME, THERE

WILL BE TREATMENTS DEVELOPED

TO REGROW THE SENSITIVE

HEALTH.

>> WE'RE HOPING TO

ACCELERATE THE

IDENTIFICATION OF NEW DRUGS

AND NEW GENE THERAPY WITH

THIS NEW TECHNOLOGY.

WE THINK PROBABLY OVER THE

NEXT 10 TO 15 YEARS WE'LL BE

ABLE TO START SEEING THE

DRUGS OR THERAPIES REACHING

CLINICAL TRIALS.

>> IT SHOWS A LOT OF

PROMISE.

BUT IT'S IN THE RESEARCH

PHASE.

BIG FINANCIAL DECISIONS

EARLY IN THEIR COLLEGE

CAREER BUT OFTEN NOT

PREPARED TO DO THINGS SUCH

AS LIVE WITHIN A BUDGET,

MANAGE DEBT, OR UNDERSTAND

CREDIT.

LINDSAY WRIGHT JOINS US NOW.

>> IT'S FAIR TO SAY MANY OF

THEM DON'T UNDERSTAND THEIR

FINANCES OR HOW, FOR

EXAMPLE, TAKING OUT A HUGE

LOAN CAN IMPACT THEM WELL

INTO THEIR ADULT LIFE.

THE TOTAL BALANCE OF STUDENT

LOAN DEBT HAS TRIPLED IN THE

LAST DECADE AT A WHOPPING

$1.3 TRILLION.

UNIVERSITIES ARE TAKING ON A

RESPONSIBILITY IN A LITERACY

PROGRAM THAT'S SURE TO HELP.

>> ONE OF 140,000 STUDENTS

ENROLLED AT THE UNIVERSITY.

SHE TRIES TO LIVE FRUGALLY.

BUT THERE'S A BIG GAP ON

WHAT SHE EARNS AND WHAT SHE

SPENDS ON TUITION, BOOKS,

RENT, AND OTHER EXPENSES.

MONEY IS CONSTANTLY ON HER

MIND, AND SO IS HER FUTURE.

>> BEING ABLE TO GRADUATE

WITH LIMITED DEBT WILL

BETTER ALLOW ME TO BUY THE

THINGS I WANT LATER IN LIFE.

SO IT'S IN THE HOUSE, THE

CAR, TAKING CARE OF KIDS.

>> BUT IT'S NOT EASY.

THE NUMBER OF STUDENTS

BORROWING MONEY HAS NEARLY

DOUBLE IN THE LAST DECADE

FROM $23 MILLION TO 43

MILLION BORROWERS, RISING

COST OF EDUCATION, RISING

MONEY ARE SOME FACTORS.

A LOT OF PEOPLE WITH STUDENT

DEBT DON'T UNDERSTAND HOW TO

DECREASE BORROWING.

>> THOSE STUDENTS ON THOSE

CAMPUSES THAT DON'T KNOW

WHAT A LOAN IS, THAT THEY

HAVE TO PAY IT BACK.

PARENTS ARE SAYING YEAH, I

SIGNED THIS THING, A PARENT

PLUS LOAN.

I DON'T -- I GET IT SO MY

KID CAN GO TO SCHOOL AND

THEY DON'T REALIZE THEY,

THEMSELVES HAVE BEEN PUT ON

THE HOOK FOR TENS OF

THOUSANDS OF DOLLARS.

>> FEDERAL LAWS REQUIRE THAT

INCOMING STUDENTS RECEIVE

SOME FORM OF COUNSELING.

IT'S DONE ON-LINE.

THEY DON'T UNDERSTAND THE

DETAILS OF WHAT THEY'RE

BORROWING.

CAROL SAYS FINANCIAL

LITERACY PROGRAMS DESIGNED

TO HELP STUDENTS MAKE

INFORMED MONEY DECISIONS TO

BE A REQUIREMENT AT THE

COLLEGE LEVEL.

>> THERE OUGHT TO BE ONE

ENTIRE COURSE ON HOW MUCH

DOES COLLEGE COSTS, WHAT ARE

THE BORROWING OPTION, WHAT

DOES IT MEAN?

HOW MUCH DOES THIS AMOUNT

CORRELATE TO IN PAYMENT?

HWA WHAT ARE THE 10 MONEY

MISTAKES THAT EVERY FRESHMAN

IN COLLEGE MAKES.

>> SCHOOLS LIKE PURDUE,

NOTRE DAME, BUTLER, OFFER

VARYING FINANCIAL LITERACY

TOOLS.

ONE PROGRAM KNOWN AS MONEY

SPART THROUGH IU IS PROVING

RATHER SUCCESSFUL.

IT'S FREE AND MICHAEL McROB

BY IN PART CREDITS IT WITH

REDUCING STUDENT BROTHERING

BY NEARLY $100 MILLION SINCE

IT LAUNCHED IN 2012.

CAROL, ALONG WITH THE

DIRECTOR OF MONEY SMARTS

SAYS THOSE NUMBERS ARE

SIGNIFICANT, STILL MORE SO,

BECAUSE THEY'RE NOT

INCLUDING INTEREST.

>> ABOUT $3200 FOR

UNDERGRADUATE STUDENTS.

SO OVER THE COURSE OF THE

FOUR YEARS, HOPEFULLY FOUR

YEARS HERE AT IU, THEY'RE

BORROWING $200,000, $300,000

LESS THAN THEY WERE BEFORE,

THAT'S PHENOMENAL.

>> NATIONALLY IN 2016, THE

AVERAGE STUDENT LOAN DEBT

WAS JUST OVER $3700 AND THE

MAJORITY OF STUDENTS ARE IN

THE $15,000 TO $25,000

RANGE.

BECAUSE OF A TRIP TO MONEY

SMART, SHE SAYS SHE'S ON

TRACK TO GRADUATE WITH

MINIMUM DEBT OR NO DEBT

THANKS TO SCHOLARSHIPS AND

BUDGETING HELP.

>> I DID IT AS PART OF A

ASSIGNMENT, BUT ONCE I GOT

HERE AND GOT THIS, I

REALIZED IT WAS MORE THAN

JUST A GRADE.

>> WHEN SHE GRADUATES, SHE

HOPES SHE'LL STILL BE

DEBT-FREE.

THAT'S A MUCH DIFFERENT

OUTCOME THAN A LOT OF PEOPLE

EXPERIENCE.

THAT'S WHY SHE ENCOURAGES

STUDENTS TO SCROLL THROUGH

THAT OFFERS RESOURCES, POD

CASTS, AND MORE.

THESE PROGRAMS GO WELL

BEYOND BEING A STUDENT WITH

LOANS.

HAROLD SAID HE THINKS

YOUNGER GENERATIONS ARE

THINKING ABOUT OTHER OPTIONS

WHICH HE SAYS IS A GOOD

THING.

>> HAVING CONVERSATIONS

WHERE THEY'RE JUST TRYING TO

EDUCATE.

AS A RESULT OF A BY-PRODUCT

OF EDUCATING THEM, THE

STUDENTS DON'T TAKE ON THE

DEBT.

THEY FIND OTHER WAYS.

THEY APPLY FOR MORE

SCHOLARSHIP, THEY DO WORK

STUDY.

THEY DO A VARIETY OF THINGS.

>> HE SAYS JUST BEING AWARE

OF THE OTHER OPTIONS CAN

SIGNIFICANTLY ALTER WHAT A

STUDENT'S DEBT WILL LOOK

LIKE DOWN THE ROAD.

>> IN THE LONG RUN, I THINK

IT WILL HELP ME BE A MORE

EFFICIENT ADULT, HONESTLY,

KNOWING DIFFERENT WAYS OF

MANAGING MONEY.

>> IU RECENTLY ANNOUNCED A

NATIONWIDE PROGRAM TO HELP

STUDENTS AT DIFFERENT AGE

LEVELS BEFORE AND AFTER

COLLEGE.

JOE SAYS BREAKING DOWN THE

INFORMATION TO BE MORE AGE

SPECIFIC CAN BE REALLY

IMPORTANT.

>> THANK YOU, LINDSEY.

THAT'S THE END OF THIS

PROGRAM FOR IU'S MEDIA

SCHOOL.

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THROUGHOUT THE WEEK AT WTIU

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