1 00:00:02,302 --> 00:00:03,103 >> THIS PRODUCTION HAS BEEN 2 00:00:03,103 --> 00:00:04,604 MADE POSSIBLE BY CITY 3 00:00:04,604 --> 00:00:05,805 FOUNDATION AS PART OF ITS 4 00:00:05,805 --> 00:00:07,240 SUPPORT OF NEED TO KNOW ON 5 00:00:07,240 --> 00:00:07,640 PBS. 6 00:00:07,640 --> 00:00:10,343 PRODUCED BY WNET IN NEW 7 00:00:10,343 --> 00:00:10,643 YORK. 8 00:00:10,643 --> 00:00:12,679 FIND OUT MORE ONLINE AT 9 00:00:12,679 --> 00:00:14,681 PBS.ORG/NEEDTOKNOW. 10 00:00:14,681 --> 00:00:16,282 AND ALSO BY WELLS FARGO, 11 00:00:16,282 --> 00:00:17,584 WHERE YOU'LL FIND A WIDE 12 00:00:17,584 --> 00:00:18,918 RANGE OF TOOLS AND RESOURCES 13 00:00:18,918 --> 00:00:20,520 TO HELP YOU TAKE CONTROL OF 14 00:00:20,520 --> 00:00:21,921 YOUR FINANCES AND BANKERS TO 15 00:00:21,921 --> 00:00:23,056 HELP YOU FIND ONE THAT FITS 16 00:00:23,056 --> 00:00:23,957 YOUR NEED. 17 00:00:23,957 --> 00:00:25,158 WELLS FARGO, TOGETHER WE'LL 18 00:00:25,158 --> 00:00:26,559 GO FAR. 19 00:00:26,559 --> 00:00:46,146 >> WELCOME TO CIVIC SUMMIT. 20 00:00:46,146 --> 00:00:47,347 WHAT IT TAKES FOR TEXAS 21 00:00:47,347 --> 00:00:47,747 FAMILIES. 22 00:00:47,747 --> 00:00:49,649 I'M SHERRI GREENBERG, 23 00:00:49,649 --> 00:00:51,685 DIRECTOR OF THE CENTER FOR 24 00:00:51,685 --> 00:00:53,687 POLITICS AND GOVERNANCE AT 25 00:00:53,687 --> 00:00:56,089 THE L.B.J. SCHOOL FOR PUBLIC 26 00:00:56,089 --> 00:00:56,489 AFFAIRS AT THE UNIVERSITY OF 27 00:00:56,489 --> 00:00:57,624 TEXAS AT AUSTIN. 28 00:00:57,624 --> 00:00:59,225 TONIGHT WE WILL BE 29 00:00:59,225 --> 00:01:01,227 DISCUSSING THE REALITIES OF 30 00:01:01,227 --> 00:01:02,128 POVERTY IN TEXAS. 31 00:01:02,128 --> 00:01:03,229 WITH ONE IN FIVE TEXANS 32 00:01:03,229 --> 00:01:04,531 LIVING BELOW THE POVERTY 33 00:01:04,531 --> 00:01:06,533 LINE, CHANCES ARE SOMEONE 34 00:01:06,533 --> 00:01:08,268 CLOSE TO YOU IS STRUGGLING 35 00:01:08,268 --> 00:01:09,869 WITH THE INCREASING COSTS OF 36 00:01:09,869 --> 00:01:11,571 CHILD CARE, HEALTH CARE AND 37 00:01:11,571 --> 00:01:13,306 DAY-TO-DAY LIVING EXPENSES. 38 00:01:13,306 --> 00:01:16,409 IT DOESN'T HELP THAT TEXAS 39 00:01:16,409 --> 00:01:20,213 RANKS AMONG THE 15 STATES 40 00:01:20,213 --> 00:01:22,315 FOR CHILD POVERTY AND RANKS 41 00:01:22,315 --> 00:01:23,917 50th, DEAD LAST, AMONG 42 00:01:23,917 --> 00:01:25,118 STATES WITH NO HEALTH 43 00:01:25,118 --> 00:01:25,719 INSURANCE. 44 00:01:25,719 --> 00:01:26,853 BUT THERE ARE SOME BRIGHT 45 00:01:26,853 --> 00:01:28,455 SPOTS AS WE LOOK CLOSER INTO 46 00:01:28,455 --> 00:01:29,155 THIS ISSUE. 47 00:01:29,155 --> 00:01:29,556 COMMUNITIES AND 48 00:01:29,556 --> 00:01:30,690 ORGANIZATIONS ACROSS TEXAS 49 00:01:30,690 --> 00:01:33,893 ARE WORKING TOGETHER TO HELP 50 00:01:33,893 --> 00:01:34,794 FAMILIES MOVE AHEAD. 51 00:01:34,794 --> 00:01:35,995 WE'RE GOING TO TALK MORE 52 00:01:35,995 --> 00:01:36,996 ABOUT THAT TONIGHT, BUT 53 00:01:36,996 --> 00:01:38,898 FIRST MEET A FEW OF THE 54 00:01:38,898 --> 00:01:40,333 FAMILIES WHO ARE SHARING 55 00:01:40,333 --> 00:01:41,668 THEIR STORIES IN THE 56 00:01:41,668 --> 00:01:43,269 DOCUMENTARY "A FIGHTING 57 00:01:43,269 --> 00:01:43,770 CHANCE." 58 00:01:43,770 --> 00:01:51,711 ΒΆΒΆ 59 00:01:51,711 --> 00:01:56,016 >> THE FIRST TIME WHEN HE TO 60 00:01:56,016 --> 00:01:57,317 APPLY FOR FOOD STAMPS AND 61 00:01:57,317 --> 00:02:00,320 ASSISTANCE WAS HARD AND 62 00:02:00,320 --> 00:02:01,721 DISTRAUGHT BECAUSE WE NEVER 63 00:02:01,721 --> 00:02:02,822 THOUGHT WE WOULD BE LIVING 64 00:02:02,822 --> 00:02:03,423 IN POVERTY. 65 00:02:03,423 --> 00:02:05,258 >> THE WAY I VIEWED MEDICAID 66 00:02:05,258 --> 00:02:06,760 AND THINGS LIKE FOOD STAMPS 67 00:02:06,760 --> 00:02:07,961 AND THINGS LIKE THAT IN THE 68 00:02:07,961 --> 00:02:09,195 PAST, YOU THOUGHT IT'S JUST 69 00:02:09,195 --> 00:02:10,196 POOR PEOPLE ARE ON THOSE 70 00:02:10,196 --> 00:02:10,797 PROGRAMS. 71 00:02:10,797 --> 00:02:11,998 IT NEVER REALLY BROKE MY 72 00:02:11,998 --> 00:02:13,900 HEART UNTIL MY SON WAS ONE 73 00:02:13,900 --> 00:02:15,502 OF THOSE PEOPLE THAT WAS 74 00:02:15,502 --> 00:02:16,703 UNINSURABLE. 75 00:02:16,703 --> 00:02:18,738 >> WE WERE THERE PRETTY MUCH 76 00:02:18,738 --> 00:02:21,541 24/7. 77 00:02:21,541 --> 00:02:22,342 EVERYBODY THEY WERE TELLING 78 00:02:22,342 --> 00:02:23,777 US THIS COULD BE THE LAST 79 00:02:23,777 --> 00:02:24,577 DAY HE'S HERE. 80 00:02:24,577 --> 00:02:27,180 >> I WAS MAKING PLENTY 81 00:02:27,180 --> 00:02:28,782 ENOUGH MONEY TO TAKE CARE OF 82 00:02:28,782 --> 00:02:30,383 MY FAMILY. 83 00:02:30,383 --> 00:02:32,819 >> WHEN JAMES LOST HIS JOB 84 00:02:32,819 --> 00:02:34,421 WE HAD TO END UP LIVING IN 85 00:02:34,421 --> 00:02:35,121 MOTEL ROOMS. 86 00:02:35,121 --> 00:02:36,623 WE HAD RATS. 87 00:02:36,623 --> 00:02:38,258 IT WASN'T APPROPRIATE FOR 88 00:02:38,258 --> 00:02:40,560 THE KIDS, SO CPS GOT 89 00:02:40,560 --> 00:02:41,094 INVOLVED. 90 00:02:41,094 --> 00:02:43,830 >> I WAS ON MEDICAID, FOOD 91 00:02:43,830 --> 00:02:46,433 STAMPS, AND GETTING HOUSING 92 00:02:46,433 --> 00:02:47,334 ASSISTANCE. 93 00:02:47,334 --> 00:02:49,135 SOMETIMES CEREAL MIGHT HAVE 94 00:02:49,135 --> 00:02:50,937 BEEN A MEAL, JUST WHATEVER I 95 00:02:50,937 --> 00:02:51,971 COULD THINK OF TO PUT FOOD 96 00:02:51,971 --> 00:02:53,073 ON THE TABLE. 97 00:02:53,073 --> 00:02:58,912 >> AFTER COOPER WAS BORN, I 98 00:02:58,912 --> 00:03:01,648 WAS KIND OF JUST THE EVENTS 99 00:03:01,648 --> 00:03:02,749 THAT SENT EVERYTHING ON A 100 00:03:02,749 --> 00:03:05,185 DOWNWARD SPIRAL. 101 00:03:05,185 --> 00:03:06,486 I HAD TO STOP WORKING WITH 102 00:03:06,486 --> 00:03:07,887 ALL OF COOPER'S SURGERIES 103 00:03:07,887 --> 00:03:10,123 AND PROCEDURES, MATT HAD TO 104 00:03:10,123 --> 00:03:11,424 TAKE A LOT OF TIME OFF WORK 105 00:03:11,424 --> 00:03:13,460 WHICH ALSO REDUCED OR INCOME 106 00:03:13,460 --> 00:03:13,660 MORE. 107 00:03:13,660 --> 00:03:15,161 >> MY HUSBAND AND I ARE OUT 108 00:03:15,161 --> 00:03:16,663 WORKING FULL TIME JOBS 109 00:03:16,663 --> 00:03:17,664 EVERYDAY. 110 00:03:17,664 --> 00:03:19,199 WE WORK TWO DIFFERENT SHIFTS 111 00:03:19,199 --> 00:03:20,834 TRYING TO MAKE ENDS MEET. 112 00:03:20,834 --> 00:03:22,135 AND IT'S NOT ENOUGH FOR US. 113 00:03:22,135 --> 00:03:24,771 IT'S NOT ENOUGH. 114 00:03:24,771 --> 00:03:26,873 >> BECAUSE THE DOCTORS' 115 00:03:26,873 --> 00:03:27,974 APPOINTMENTS WENT ON AND THE 116 00:03:27,974 --> 00:03:30,010 CO-PAYS CAME, SAVINGS DIDN'T 117 00:03:30,010 --> 00:03:32,846 LAST LONG AT ALL. 118 00:03:32,846 --> 00:03:34,214 WE'RE PRETTY MUCH DOWN TO 119 00:03:34,214 --> 00:03:34,614 NOTHING. 120 00:03:34,614 --> 00:03:35,615 >> WE'RE CAUGHT IN THE CYCLE 121 00:03:35,615 --> 00:03:36,916 OF NOT BEING ABLE TO GET OUT 122 00:03:36,916 --> 00:03:39,119 OF OUR FINANCIAL BIND AND 123 00:03:39,119 --> 00:03:40,553 GET BACK ON OUR FEET. 124 00:03:40,553 --> 00:03:42,055 >> IF WE'RE NOT ABLE TO KEEP 125 00:03:42,055 --> 00:03:43,356 THIS PLACE, WE'LL END UP 126 00:03:43,356 --> 00:03:45,125 LOSING OUR KIDS, WE WON'T BE 127 00:03:45,125 --> 00:03:46,626 ABLE TO GET THEM BACK. 128 00:03:46,626 --> 00:03:47,494 THAT'S WHY WE'RE TRYING TO 129 00:03:47,494 --> 00:03:48,995 WORK SO HARD TO FIND A JOB 130 00:03:48,995 --> 00:03:49,996 RIGHT NOW. 131 00:03:49,996 --> 00:03:53,767 >> THE DOCTORS, THEIR 132 00:03:53,767 --> 00:03:56,136 THINKING SHE'LL BE RELEASED 133 00:03:56,136 --> 00:03:57,270 IN THE NEXT FEW WEEKS. 134 00:03:57,270 --> 00:03:58,872 WE PRAY EVERYDAY FOR OUR 135 00:03:58,872 --> 00:03:59,272 SON. 136 00:03:59,272 --> 00:04:01,508 WE HOPE EVERYDAY THAT HE 137 00:04:01,508 --> 00:04:02,842 WILL HAVE A HAPPY LIFE, 138 00:04:02,842 --> 00:04:03,643 REALLY LIVE THE AMERICAN 139 00:04:03,643 --> 00:04:04,744 DREAM. 140 00:04:04,744 --> 00:04:06,479 >> IT JUST SHOWS THAT ONE 141 00:04:06,479 --> 00:04:08,581 THING CAN HAPPEN TO A FAMILY 142 00:04:08,581 --> 00:04:11,284 AND IT CAN CHANGE EVERYTHING 143 00:04:11,284 --> 00:04:15,288 COMPLETELY. 144 00:04:15,288 --> 00:04:16,589 >> THAT CLIP IS FROM "A 145 00:04:16,589 --> 00:04:17,991 FIGHTING CHANCE," WHICH IS 146 00:04:17,991 --> 00:04:19,926 AVAILABLE TO VIEW ON THE 147 00:04:19,926 --> 00:04:24,030 KLRU WEBSITE, KLRU.ORG. 148 00:04:24,030 --> 00:04:25,165 WE ARE HONORED TO HAVE ONE 149 00:04:25,165 --> 00:04:27,133 OF THE INDIVIDUALS FEATURED 150 00:04:27,133 --> 00:04:28,034 IN THE FILM HERE IN THE 151 00:04:28,034 --> 00:04:28,768 STUDIO TONIGHT. 152 00:04:28,768 --> 00:04:30,270 RICHARD JAMES LIVES AND 153 00:04:30,270 --> 00:04:31,004 WORKS IN SAN ANTONIO. 154 00:04:31,004 --> 00:04:32,706 WHEN HIS SON WAS BORN WITH A 155 00:04:32,706 --> 00:04:34,507 SERIOUS ILLNESS, HIS FAMILY 156 00:04:34,507 --> 00:04:35,608 EXPERIENCED SIGNIFICANT 157 00:04:35,608 --> 00:04:37,510 FINANCIAL STRAIN AND RELIED 158 00:04:37,510 --> 00:04:39,145 ON MEDICAID TO HELP COVER 159 00:04:39,145 --> 00:04:40,547 SOME OF THE COSTS OF HIS 160 00:04:40,547 --> 00:04:41,281 CARE. 161 00:04:41,281 --> 00:04:44,184 NEXT IS DON BAYLOR, JUNIOR, 162 00:04:44,184 --> 00:04:45,518 A SENIOR POLICY ANALYST AT 163 00:04:45,518 --> 00:04:47,420 THE CENTER FOR PUBLIC POLICY 164 00:04:47,420 --> 00:04:47,821 PRIORITIES. 165 00:04:47,821 --> 00:04:49,622 MR. BAYLOR IS DIRECTOR OF 166 00:04:49,622 --> 00:04:51,024 OPPORTUNITY TEXAS AND 167 00:04:51,024 --> 00:04:52,826 FOCUSES ON ASSET BUILDING, 168 00:04:52,826 --> 00:04:54,861 POST-SECONDARY SUCCESS AND 169 00:04:54,861 --> 00:04:56,463 LABOR MARKETS TO EXPAND 170 00:04:56,463 --> 00:04:58,098 ECONOMIC OPPORTUNITY AND 171 00:04:58,098 --> 00:04:59,199 MOBILITY IN TEXAS. 172 00:04:59,199 --> 00:05:05,939 DR. FRANCES DEVINI IS AT THE 173 00:05:05,939 --> 00:05:07,440 CENTER FOR PUBLIC POLICY 174 00:05:07,440 --> 00:05:07,941 PRIORITIES. 175 00:05:07,941 --> 00:05:10,777 SHE IS HEAD OF FACTS AND 176 00:05:10,777 --> 00:05:11,311 DATA TONIGHT. 177 00:05:11,311 --> 00:05:13,246 AS PART OF HER JOB SHE 178 00:05:13,246 --> 00:05:14,280 CONTINUALLY TRACKS THE 179 00:05:14,280 --> 00:05:15,915 STATUS OF CHILD WELL-BEING 180 00:05:15,915 --> 00:05:17,150 IN TEXAS BY COMBING THROUGH 181 00:05:17,150 --> 00:05:18,852 AND ANALYZING NUMEROUS STATE 182 00:05:18,852 --> 00:05:20,754 AND COUNTY LEVEL DATA. 183 00:05:20,754 --> 00:05:22,188 SHE ALSO HELPS COORDINATE 184 00:05:22,188 --> 00:05:24,090 THE CENTER'S FAMILY 185 00:05:24,090 --> 00:05:25,492 COORDINATING PROGRAM. 186 00:05:25,492 --> 00:05:27,293 AND FINALLY MR. WALTER 187 00:05:27,293 --> 00:05:27,894 MURROW. 188 00:05:27,894 --> 00:05:29,329 HE IS THE DIRECTOR OF 189 00:05:29,329 --> 00:05:29,929 FOUNDATION COMMUNITIES, 190 00:05:29,929 --> 00:05:32,732 WHICH IS A UNIQUE AND VITAL 191 00:05:32,732 --> 00:05:34,334 NONPROFIT THAT PROVIDES 192 00:05:34,334 --> 00:05:35,168 AFFORDABLE HOUSING 193 00:05:35,168 --> 00:05:35,669 COMMUNITIES AND SUPPORT 194 00:05:35,669 --> 00:05:37,871 SERVICES LIKE CHILD CARE AND 195 00:05:37,871 --> 00:05:40,607 ENRICHMENT OPPORTUNITIES FOR 196 00:05:40,607 --> 00:05:41,741 RESIDENTS. 197 00:05:41,741 --> 00:05:44,644 THEIR INNOVATIVE MODEL 198 00:05:44,644 --> 00:05:46,246 STRIVES TO HELP FAMILIES 199 00:05:46,246 --> 00:05:47,313 GAIN FINANCIAL STABILITY AND 200 00:05:47,313 --> 00:05:48,915 EDUCATION GNAT SUCCESS. 201 00:05:48,915 --> 00:05:51,117 I'D LIKE TO OPEN THE 202 00:05:51,117 --> 00:05:52,152 CONVERSATION BY PRESENTING A 203 00:05:52,152 --> 00:05:53,586 CURRENT SNAPSHOT OF THE 204 00:05:53,586 --> 00:05:54,888 CHALLENGES AND BARRIERS 205 00:05:54,888 --> 00:05:56,089 TEXANS FACE. 206 00:05:56,089 --> 00:05:57,290 FRANCES, LET'S START WITH 207 00:05:57,290 --> 00:05:57,590 YOU. 208 00:05:57,590 --> 00:05:59,592 CAN YOU SHARE SOME FACTS 209 00:05:59,592 --> 00:06:00,760 ABOUT FAMILIES LIVING IN 210 00:06:00,760 --> 00:06:01,561 POVERTY IN THE STATE OF 211 00:06:01,561 --> 00:06:03,196 TEXAS? 212 00:06:03,196 --> 00:06:04,597 >> I DEFINITELY CAN, BUT I 213 00:06:04,597 --> 00:06:05,298 THINK THE MOST IMPORTANT 214 00:06:05,298 --> 00:06:07,400 THING IS DEFINE POVERTY AND 215 00:06:07,400 --> 00:06:08,668 THE BEST DEFINITION FOR 216 00:06:08,668 --> 00:06:09,669 POVERTY RIGHT NOW IS IT'S 217 00:06:09,669 --> 00:06:11,371 SOMEWHERE NO ONE WANTS TO 218 00:06:11,371 --> 00:06:11,571 LIVE. 219 00:06:11,571 --> 00:06:12,639 IT'S A PLACE THAT NO ONE 220 00:06:12,639 --> 00:06:13,973 WANTS TO BE IN. 221 00:06:13,973 --> 00:06:15,075 AND ALL FAMILIES THAT LIVE 222 00:06:15,075 --> 00:06:17,610 IN POVERTY, THEY REALLY WANT 223 00:06:17,610 --> 00:06:18,445 THE SAME THING THAT 224 00:06:18,445 --> 00:06:19,546 EVERYBODY WHO DOESN'T LIVE 225 00:06:19,546 --> 00:06:20,547 IN POVERTY WANT. 226 00:06:20,547 --> 00:06:22,115 THEY WANT SAFETY, THEY WANT 227 00:06:22,115 --> 00:06:22,816 STABILITY, THEY WANT 228 00:06:22,816 --> 00:06:23,917 LONG-TERM ECONOMIC STABILITY 229 00:06:23,917 --> 00:06:25,218 FOR THEIR FAMILIES AND THEY 230 00:06:25,218 --> 00:06:26,920 WANT GOOD HEALTH FOR 231 00:06:26,920 --> 00:06:27,620 THEMSELVES AND THEIR 232 00:06:27,620 --> 00:06:28,788 CHILDREN AND THEIR FAMILIES. 233 00:06:28,788 --> 00:06:29,289 THAT'S KEY. 234 00:06:29,289 --> 00:06:30,423 BUT YOU ASKED ME ABOUT 235 00:06:30,423 --> 00:06:31,224 NUMBERS SO I'LL GIVE YOU 236 00:06:31,224 --> 00:06:31,725 SOME NUMBERS. 237 00:06:31,725 --> 00:06:32,359 >> I DID. 238 00:06:32,359 --> 00:06:34,461 >> SO POVERTY IS ACTUALLY 239 00:06:34,461 --> 00:06:36,363 VERY EXPLICIT DEFINITION BY 240 00:06:36,363 --> 00:06:37,263 THE FEDERAL GOVERNMENT. 241 00:06:37,263 --> 00:06:38,965 AND IT'S AN INCOME CUTOFF. 242 00:06:38,965 --> 00:06:40,100 SO TO GIVE YOU AN EXAMPLE, 243 00:06:40,100 --> 00:06:41,067 IT CHANGES DEPENDING ON HOW 244 00:06:41,067 --> 00:06:42,068 MANY PEOPLE YOU HAVE IN YOUR 245 00:06:42,068 --> 00:06:42,769 FAMILY. 246 00:06:42,769 --> 00:06:44,070 BUT FOR A FAMILY OF THREE, 247 00:06:44,070 --> 00:06:45,171 YOU NEED TO MAKE AROUND 248 00:06:45,171 --> 00:06:48,308 $18,000 OR LESS TO BE 249 00:06:48,308 --> 00:06:48,808 CONSIDERED LIVING IN 250 00:06:48,808 --> 00:06:49,275 POVERTY. 251 00:06:49,275 --> 00:06:51,077 FOR FAMILY OF FOUR IT'S 252 00:06:51,077 --> 00:06:52,078 ABOUT $23,000. 253 00:06:52,078 --> 00:06:52,979 FOR A FAMILY OF FIVE IT'S 254 00:06:52,979 --> 00:06:53,880 ABOUT $27,000. 255 00:06:53,880 --> 00:06:54,781 SO KIND OF USING THESE 256 00:06:54,781 --> 00:06:57,217 DIFFERENT CUTOFFS WE KNOW 257 00:06:57,217 --> 00:06:58,618 THAT ABOUT 4.4 MILLION 258 00:06:58,618 --> 00:06:59,719 TEXANS LIVE UNDER THAT 259 00:06:59,719 --> 00:07:00,420 POVERTY LINE. 260 00:07:00,420 --> 00:07:02,155 AND THAT INCLUDES ABOUT 261 00:07:02,155 --> 00:07:04,357 1.8 MILLION CHILDREN. 262 00:07:04,357 --> 00:07:06,259 SO WE HAVE A LOT OF FAMILIES 263 00:07:06,259 --> 00:07:08,461 WHO ARE REALLY STRUGGLING TO 264 00:07:08,461 --> 00:07:10,163 BE ABLE TO MAKE ENDS MEET. 265 00:07:10,163 --> 00:07:11,564 BUT EVERY FAMILY THAT LIVES 266 00:07:11,564 --> 00:07:12,966 UNDER THAT POVERTY LINE, 267 00:07:12,966 --> 00:07:14,467 THEY GET TO THAT PLACE IN 268 00:07:14,467 --> 00:07:15,568 VERY DIFFERENT WAYS. 269 00:07:15,568 --> 00:07:16,770 THEIR STORIES ARE RICH AND 270 00:07:16,770 --> 00:07:18,204 THEY'RE DIFFERENT AND THEY 271 00:07:18,204 --> 00:07:19,839 MAY ARRIVE THERE IN MANY OF 272 00:07:19,839 --> 00:07:21,041 THE WAYS THAT WE SAW IN THE 273 00:07:21,041 --> 00:07:21,775 FILM TONIGHT WITH THE 274 00:07:21,775 --> 00:07:22,976 FAMILIES. 275 00:07:22,976 --> 00:07:24,911 >> SO WHAT DOES IT TAKE -- 276 00:07:24,911 --> 00:07:27,047 CAN YOU ELABORATE -- FOR A 277 00:07:27,047 --> 00:07:28,148 FAMILY TO COVER BASIC 278 00:07:28,148 --> 00:07:28,948 EXPENSES? 279 00:07:28,948 --> 00:07:30,950 THERE ARE A LOT OF EXPENSES 280 00:07:30,950 --> 00:07:31,851 IN RAISING A FAMILY. 281 00:07:31,851 --> 00:07:33,219 >> WE USE A FAMILY OF THREE, 282 00:07:33,219 --> 00:07:33,720 FOR EXAMPLE. 283 00:07:33,720 --> 00:07:34,921 SO IN SOME RESEARCH THAT 284 00:07:34,921 --> 00:07:36,322 WE'RE DOING FOR THE CENTER 285 00:07:36,322 --> 00:07:37,724 FOR PUBLIC POLICY PRIORITIES 286 00:07:37,724 --> 00:07:39,192 WE'RE DOING FAMILY BUDGETS 287 00:07:39,192 --> 00:07:40,493 WORK AND WE'RE LOOKING AT IF 288 00:07:40,493 --> 00:07:42,028 YOU TAKE BASIC EXPENSES AND 289 00:07:42,028 --> 00:07:43,229 YOU ADD ALL THOSE UP WHAT 290 00:07:43,229 --> 00:07:44,431 DOES IT ACTUALLY TAKE TO 291 00:07:44,431 --> 00:07:45,298 COVER THOSE BILLS? 292 00:07:45,298 --> 00:07:46,299 FOR A FAMILY OF THREE IN 293 00:07:46,299 --> 00:07:47,500 AUSTIN, TEXAS IT TAKES ABOUT 294 00:07:47,500 --> 00:07:49,803 $45,000 TO COVER REALLY 295 00:07:49,803 --> 00:07:50,503 BASIC EXPENSES. 296 00:07:50,503 --> 00:07:51,204 >> A LOT. 297 00:07:51,204 --> 00:07:52,138 >> IT IS A LOT. 298 00:07:52,138 --> 00:07:53,540 AND REALLY WE'RE USING 299 00:07:53,540 --> 00:07:54,774 SOMETHING PRETTY 300 00:07:54,774 --> 00:07:55,675 CONSERVATIVE IN OUR 301 00:07:55,675 --> 00:07:56,076 MEASURES. WE'RE TALKING 302 00:07:56,076 --> 00:07:57,977 ABOUT A TWO BEDROOM KIND OF 303 00:07:57,977 --> 00:07:59,779 MODERATE COST APARTMENT. 304 00:07:59,779 --> 00:08:01,014 >> RENTS ARE VERY HIGH HERE. 305 00:08:01,014 --> 00:08:02,215 >> RENTS ARE HIGH HERE, 306 00:08:02,215 --> 00:08:02,649 RIGHT. 307 00:08:02,649 --> 00:08:03,350 WE'RE TALKING ABOUT CHILD 308 00:08:03,350 --> 00:08:04,484 CARE FOR ONE CHILD. 309 00:08:04,484 --> 00:08:06,986 WE'RE TALKING ABOUT BASIC 310 00:08:06,986 --> 00:08:08,188 FOOD, NO EATING OUT. 311 00:08:08,188 --> 00:08:09,422 AND WE'RE TALKING ABOUT FOR 312 00:08:09,422 --> 00:08:12,125 THAT $45,000, NO SAVINGS, NO 313 00:08:12,125 --> 00:08:14,561 CHRISTMAS GIFT, NO EXTRAS, 314 00:08:14,561 --> 00:08:16,363 NO CUSHION. 315 00:08:16,363 --> 00:08:17,864 IF YOU RUN INTO A PROBLEM. 316 00:08:17,864 --> 00:08:19,399 AND SO IT'S THAT GAP BETWEEN 317 00:08:19,399 --> 00:08:21,201 KIND OF POVERTY AND MAKING 318 00:08:21,201 --> 00:08:22,802 IT WHERE SO MANY FAMILIES 319 00:08:22,802 --> 00:08:24,304 END UP FALLING THROUGH THE 320 00:08:24,304 --> 00:08:25,505 CRACKS AND STRUGGLING. 321 00:08:25,505 --> 00:08:27,140 >> AND ISN'T ACCESS TO 322 00:08:27,140 --> 00:08:28,541 QUALITY CHILD CARE A BIG 323 00:08:28,541 --> 00:08:28,842 PROBLEM? 324 00:08:28,842 --> 00:08:30,143 >> IT IS A BIG PROBLEM. 325 00:08:30,143 --> 00:08:31,778 AND THE WAY THAT WE 326 00:08:31,778 --> 00:08:32,879 STRUCTURE THINGS IN TEXAS IS 327 00:08:32,879 --> 00:08:36,416 THAT WE HAVE CHILD CARE THAT 328 00:08:36,416 --> 00:08:37,817 IS SUBSIDIZED. 329 00:08:37,817 --> 00:08:39,319 AND WE ONLY HAVE A ONE POT 330 00:08:39,319 --> 00:08:41,021 OF MONEY AND WHAT THAT POT 331 00:08:41,021 --> 00:08:42,355 OF MONEY IS GONE, IT'S GONE. 332 00:08:42,355 --> 00:08:44,290 SO WE OFTEN RUN UP INTO HIGH 333 00:08:44,290 --> 00:08:45,592 WAITING LISTS FOR CHILDREN 334 00:08:45,592 --> 00:08:46,893 WHO ARE WAITING TO GET INTO 335 00:08:46,893 --> 00:08:49,329 CHILD CARE SUBSIDIES. 336 00:08:49,329 --> 00:08:50,330 >> AND WHAT HAPPENS WITH 337 00:08:50,330 --> 00:08:51,631 THOSE CHILDREN WHEN THEY 338 00:08:51,631 --> 00:08:52,832 CAN'T GET INTO CHILD CARE? 339 00:08:52,832 --> 00:08:54,467 >> YOU KNOW, IN CHILD CARE 340 00:08:54,467 --> 00:08:55,669 OR WITH FOOD OR WITH 341 00:08:55,669 --> 00:08:57,771 HOUSING, THEY ALL RESULT IN 342 00:08:57,771 --> 00:08:58,605 THE TOUGH CHOICES THAT 343 00:08:58,605 --> 00:08:59,439 FAMILIES HAVE TO MAKE. SO 344 00:08:59,439 --> 00:09:00,540 IF THEY DON'T MAKE THAT 345 00:09:00,540 --> 00:09:02,275 45,000-DOLLAR CUTOFF, AGAIN, 346 00:09:02,275 --> 00:09:03,176 THAT'S JUST FOR A FAMILY OF 347 00:09:03,176 --> 00:09:04,277 THREE, AND YOU'RE MAKING 348 00:09:04,277 --> 00:09:05,445 LESS THAN THAT OR YOU'RE 349 00:09:05,445 --> 00:09:06,646 MAKING CLOSE TO POVERTY 350 00:09:06,646 --> 00:09:07,847 LINE, WHAT DO YOU DO? 351 00:09:07,847 --> 00:09:08,448 >> RIGHT. 352 00:09:08,448 --> 00:09:09,349 WHAT GETS CUT? 353 00:09:09,349 --> 00:09:10,450 >> YOU HAVE TO MAKE A 354 00:09:10,450 --> 00:09:10,784 CHOICE. 355 00:09:10,784 --> 00:09:11,985 YOU HAVE TO EITHER BUY FOOD 356 00:09:11,985 --> 00:09:13,086 FOR DINNER TONIGHT OR PUT 357 00:09:13,086 --> 00:09:14,487 GAS IN THE GAS TANK TO YOU 358 00:09:14,487 --> 00:09:15,588 CAN GET TO WORK. 359 00:09:15,588 --> 00:09:16,489 YOU WILL PAY YOUR ELECTRIC 360 00:09:16,489 --> 00:09:17,891 BILL OR PAY YOUR HEALTH CARE 361 00:09:17,891 --> 00:09:18,291 BILL. 362 00:09:18,291 --> 00:09:19,426 AND YOU HAVE TO MAKE THOSE 363 00:09:19,426 --> 00:09:20,760 REALLY TOUGH CHOICES AND 364 00:09:20,760 --> 00:09:22,362 CHILD CARE ONE OF THOSE 365 00:09:22,362 --> 00:09:24,164 AREAS THAT MANY FAMILIES CUT 366 00:09:24,164 --> 00:09:25,265 RIGHT OFF THE BAT BECAUSE 367 00:09:25,265 --> 00:09:27,267 THEY THINK WELL, I CAN USE 368 00:09:27,267 --> 00:09:28,768 FAMILY, FRIEND OR NEIGHBOR 369 00:09:28,768 --> 00:09:30,003 CARE THAT CAN BE REALLY GOOD 370 00:09:30,003 --> 00:09:32,405 OR IT CAN BE NOT SUCH HIGH 371 00:09:32,405 --> 00:09:34,307 QUALITY SOMETIMES AND IT MAY 372 00:09:34,307 --> 00:09:35,709 PUT THE FAMILY IN A TOUGH 373 00:09:35,709 --> 00:09:36,910 SITUATION THAT THEY HAVE TO 374 00:09:36,910 --> 00:09:38,111 MAKE CHOICES THEY WOULDN'T 375 00:09:38,111 --> 00:09:38,645 LIKE TO MAKE. 376 00:09:38,645 --> 00:09:40,046 >> AND CAN IT BE A SITUATION 377 00:09:40,046 --> 00:09:41,181 WHERE THE FAMILY CAN'T GET 378 00:09:41,181 --> 00:09:42,582 CHILD CARE, THEN ONE OF THE 379 00:09:42,582 --> 00:09:44,884 INDIVIDUALS OR IF YOU HAVE 380 00:09:44,884 --> 00:09:46,619 ONE PARENT WHO IS WORKING IN 381 00:09:46,619 --> 00:09:48,121 A FAMILY, THAT PERSON CAN'T 382 00:09:48,121 --> 00:09:49,723 WORK, THEN WHAT HAPPENS? 383 00:09:49,723 --> 00:09:50,924 >> EXACTLY. 384 00:09:50,924 --> 00:09:51,825 THEN YOU'RE CUTTING THAT 385 00:09:51,825 --> 00:09:53,226 INCOME IN HALF, RIGHT? 386 00:09:53,226 --> 00:09:54,127 AND THAT PUTS THE FAMILY IN 387 00:09:54,127 --> 00:09:55,228 EVEN GREATER FINANCIAL 388 00:09:55,228 --> 00:09:55,862 STRAIN. 389 00:09:55,862 --> 00:09:58,398 MOST OF THE TIME CHILD CARE, 390 00:09:58,398 --> 00:10:00,300 EVEN FOR LOW INCOME WORKERS, 391 00:10:00,300 --> 00:10:03,603 CHILD CARE IS GOING TO BE 392 00:10:03,603 --> 00:10:05,305 ONE OF THE BIGGEST CHUNKS OF 393 00:10:05,305 --> 00:10:06,106 THEIR EXPENSES. 394 00:10:06,106 --> 00:10:07,107 AND IF YOU'RE TALKING ABOUT 395 00:10:07,107 --> 00:10:08,208 A FAMILY WITH TWO KIDS OR 396 00:10:08,208 --> 00:10:09,009 THREE CHILDREN IT CAN BE 397 00:10:09,009 --> 00:10:09,809 EVEN MORE THAN RENT. 398 00:10:09,809 --> 00:10:10,944 IT REALLY CAN PUT A LOT OF 399 00:10:10,944 --> 00:10:12,645 FINANCIAL STRAIN ON A 400 00:10:12,645 --> 00:10:13,146 FAMILY. 401 00:10:13,146 --> 00:10:15,415 >> AND SO WHEN WE'RE TALKING 402 00:10:15,415 --> 00:10:17,217 ABOUT THIS AND WE'RE SAYING 403 00:10:17,217 --> 00:10:18,918 WHAT DOES IT TAKE, WHAT DOES 404 00:10:18,918 --> 00:10:21,021 IT REALLY TAKE IN YOUR 405 00:10:21,021 --> 00:10:22,222 EXPERIENCE? 406 00:10:22,222 --> 00:10:24,724 >> AS FAR AS WITH ME, MY 407 00:10:24,724 --> 00:10:27,961 WIFE AND OUR SON, WE STARTED 408 00:10:27,961 --> 00:10:30,897 OUT BOTH COLLEGE STUDENTS, 409 00:10:30,897 --> 00:10:31,698 BOTH WORKING. 410 00:10:31,698 --> 00:10:32,699 WE'RE MAKING IT. 411 00:10:32,699 --> 00:10:34,334 WE FOUND OUT THAT WE'LL HAVE 412 00:10:34,334 --> 00:10:36,636 OUR SON, HE WAS BORN WITH 413 00:10:36,636 --> 00:10:37,637 KIDNEY FAILURE. 414 00:10:37,637 --> 00:10:38,938 AND FROM THAT POINT WE JUST 415 00:10:38,938 --> 00:10:40,440 DIDN'T KNOW WHAT TO DO. 416 00:10:40,440 --> 00:10:43,076 WE THOUGHT THAT WE COULD GET 417 00:10:43,076 --> 00:10:44,177 INSURANCE AND THAT WASN'T 418 00:10:44,177 --> 00:10:44,911 THE CASE. 419 00:10:44,911 --> 00:10:45,512 WE LEARNED THAT VERY 420 00:10:45,512 --> 00:10:46,312 QUICKLY. 421 00:10:46,312 --> 00:10:50,150 AND THERE WERE -- WE'VE CUT 422 00:10:50,150 --> 00:10:51,251 PRETTY MUCH EVERYTHING. 423 00:10:51,251 --> 00:10:52,052 THERE WAS NOTHING THAT WE 424 00:10:52,052 --> 00:10:52,585 COULD DO. 425 00:10:52,585 --> 00:10:55,088 IT WAS -- FOR A GOOD SEVERAL 426 00:10:55,088 --> 00:10:56,489 MONTHS IT WAS A DAY-TO-DAY 427 00:10:56,489 --> 00:10:58,191 BASIS WITH OUR SON. 428 00:10:58,191 --> 00:10:59,292 I COULDN'T WORK. 429 00:10:59,292 --> 00:11:00,694 MY WIFE COULDN'T WORK. 430 00:11:00,694 --> 00:11:01,895 WE WERE THERE AT THE 431 00:11:01,895 --> 00:11:03,396 HOSPITAL 24/7. 432 00:11:03,396 --> 00:11:06,232 AND SO WE DIDN'T HAVE 433 00:11:06,232 --> 00:11:06,933 ANYTHING. 434 00:11:06,933 --> 00:11:09,035 >> SO YOU'RE MAKING -- 435 00:11:09,035 --> 00:11:09,936 ASKING PEOPLE TO MAKE 436 00:11:09,936 --> 00:11:11,037 IMPOSSIBLE CHOICES. 437 00:11:11,037 --> 00:11:12,772 IS THAT WHAT YOU SEE? 438 00:11:12,772 --> 00:11:14,474 >> IT'S A HUGE STRUGGLE. 439 00:11:14,474 --> 00:11:17,010 WHAT I'VE SEEN ARE PROGRAMS 440 00:11:17,010 --> 00:11:18,411 THAT REALLY WORK, I CALL 441 00:11:18,411 --> 00:11:19,612 THEM HANDS UP PROGRAM. 442 00:11:19,612 --> 00:11:21,147 NOT JUST A HANDOUT. 443 00:11:21,147 --> 00:11:22,749 AND THEY TRY TO ADDRESS 444 00:11:22,749 --> 00:11:24,451 HOLISTICALLY THE WHOLE 445 00:11:24,451 --> 00:11:25,452 SITUATION, PROVIDING SOME 446 00:11:25,452 --> 00:11:27,087 STABLE HOUSING, TRYING TO 447 00:11:27,087 --> 00:11:28,788 ADDRESS CHILD CARE OPTIONS, 448 00:11:28,788 --> 00:11:29,989 FIGURING OUT EMPLOYMENT OR 449 00:11:29,989 --> 00:11:31,191 BETTER EMPLOYMENT. 450 00:11:31,191 --> 00:11:32,292 ARE THEY ON A PATH TO 451 00:11:32,292 --> 00:11:33,693 GETTING A JOB THAT WILL PAY 452 00:11:33,693 --> 00:11:34,594 A LIVING WAGE? 453 00:11:34,594 --> 00:11:36,796 THE PROGRAMS THAT REALLY 454 00:11:36,796 --> 00:11:38,498 WORK AROUND TEXAS TAKE A 455 00:11:38,498 --> 00:11:39,733 HOLISTIC APPROACH. 456 00:11:39,733 --> 00:11:41,568 AND WE NEED SAFETY NET 457 00:11:41,568 --> 00:11:43,803 PROGRAMS THAT KIND OF HAVE 458 00:11:43,803 --> 00:11:45,305 HEALTH CARE COVERAGE FOR 459 00:11:45,305 --> 00:11:47,507 FOLKS WHEN CATASTROPHIC 460 00:11:47,507 --> 00:11:48,808 THING KIND OF HAPPENS. 461 00:11:48,808 --> 00:11:50,610 >> AND THIS IS REALLY I 462 00:11:50,610 --> 00:11:52,112 THINK IMPORTANT FROM A 463 00:11:52,112 --> 00:11:53,413 POLICY PERSPECTIVE BECAUSE 464 00:11:53,413 --> 00:11:55,115 PEOPLE DON'T REALIZE THAT 465 00:11:55,115 --> 00:11:56,649 YOU CAN HAVE A SITUATION 466 00:11:56,649 --> 00:11:58,451 WHERE A FAMILY IS DOING FINE 467 00:11:58,451 --> 00:12:00,653 AND IT CAN TAKE JUST ONE 468 00:12:00,653 --> 00:12:02,489 INCIDENT AND THEY'VE GONE 469 00:12:02,489 --> 00:12:05,392 FROM DOING FINE TO LIVING ON 470 00:12:05,392 --> 00:12:06,092 THE STREET. 471 00:12:06,092 --> 00:12:08,294 SO THERE ARE REAL POLICY 472 00:12:08,294 --> 00:12:09,496 ISSUES HERE, AREN'T THERE? 473 00:12:09,496 --> 00:12:10,397 >> YEAH, THERE ARE. 474 00:12:10,397 --> 00:12:11,498 AND I THINK THAT WHEN WE 475 00:12:11,498 --> 00:12:12,599 THINK ABOUT CRAFTING PUBLIC 476 00:12:12,599 --> 00:12:13,700 POLICY IN TEXAS, WE HAVE TO 477 00:12:13,700 --> 00:12:16,636 THINK ABOUT FAMILIES' 478 00:12:16,636 --> 00:12:17,637 PURSUIT OF THE ECONOMIC 479 00:12:17,637 --> 00:12:19,072 LADDER, WHICH IS REALLY 480 00:12:19,072 --> 00:12:20,173 CALLED THE AMERICAN DREAM, 481 00:12:20,173 --> 00:12:22,776 WHICH IS WHAT THE "FIGHTING 482 00:12:22,776 --> 00:12:23,677 CHANCE" TALKS ABOUT. 483 00:12:23,677 --> 00:12:24,978 SO WE SEE WITH THE GREAT 484 00:12:24,978 --> 00:12:25,879 RECESSION AND OTHER 485 00:12:25,879 --> 00:12:27,280 CIRCUMSTANCES THAT FAMILIES 486 00:12:27,280 --> 00:12:29,282 GET PUSHED DOWN. 487 00:12:29,282 --> 00:12:30,383 AND WHAT YOU SEE IN THE 488 00:12:30,383 --> 00:12:32,419 VIDEO IN "FIGHTING CHANCE" 489 00:12:32,419 --> 00:12:33,520 WAS SO GREAT, IS THE 490 00:12:33,520 --> 00:12:35,455 RESILIENCE OF FAMILIES, THAT 491 00:12:35,455 --> 00:12:36,956 THEY STILL WANT TO KEEP UP 492 00:12:36,956 --> 00:12:37,457 CLIMBING. 493 00:12:37,457 --> 00:12:38,858 SO WE NEED TO MAKE SURE THAT 494 00:12:38,858 --> 00:12:41,494 WE BOLSTER EDUCATION, MAKE 495 00:12:41,494 --> 00:12:42,696 SURE THAT PEOPLE HAVE THAT 496 00:12:42,696 --> 00:12:45,031 PATHWAY INTO POST-SECONDARY, 497 00:12:45,031 --> 00:12:46,032 BUT WE ALSO NEED TO MAKE 498 00:12:46,032 --> 00:12:47,434 SURE THAT WE HAVE POLICIES 499 00:12:47,434 --> 00:12:48,935 THAT ENSURE FINANCIAL 500 00:12:48,935 --> 00:12:51,338 STABILITY AND THE ECONOMIC 501 00:12:51,338 --> 00:12:52,472 MOBILITY TO CONTINUE THAT 502 00:12:52,472 --> 00:12:55,075 CLIMB OF THE ECONOMIC 503 00:12:55,075 --> 00:12:55,675 LADDER. 504 00:12:55,675 --> 00:12:56,876 >> I THINK IT'S A REALLY 505 00:12:56,876 --> 00:12:58,078 INTERESTING POINT BECAUSE 506 00:12:58,078 --> 00:12:59,379 WHAT WE SAW IN THE FILM IS 507 00:12:59,379 --> 00:13:01,081 THERE WERE SEVERAL PATHWAYS 508 00:13:01,081 --> 00:13:01,815 TO POVERTY. 509 00:13:01,815 --> 00:13:02,415 YOU COULD HAVE A MEDICAL 510 00:13:02,415 --> 00:13:03,616 CRISIS IN YOUR FAMILY. 511 00:13:03,616 --> 00:13:04,417 YOU COULD HAVE THE RESULT OF 512 00:13:04,417 --> 00:13:05,518 THE RECESSION, OF THE GREAT 513 00:13:05,518 --> 00:13:06,619 RECESSION WHERE YOU HAVE A 514 00:13:06,619 --> 00:13:07,354 JOB LOSS. 515 00:13:07,354 --> 00:13:07,954 IN FACT, WE HAVE ABOUT 516 00:13:07,954 --> 00:13:09,756 500,000 KIDS IN TEXAS WHO 517 00:13:09,756 --> 00:13:10,957 HAVE AN UNEMPLOYED PARENT 518 00:13:10,957 --> 00:13:11,358 RIGHT NOW. 519 00:13:11,358 --> 00:13:13,093 THAT'S A 70% INCREASE SINCE 520 00:13:13,093 --> 00:13:14,327 PRIOR TO THE RECESSION. 521 00:13:14,327 --> 00:13:15,128 >> 70%. 522 00:13:15,128 --> 00:13:16,529 >> 70% INCREASE. 523 00:13:16,529 --> 00:13:17,731 AND THAT'S EVEN RECENT 524 00:13:17,731 --> 00:13:19,065 NUMBERS, 2011 NUMBERS. 525 00:13:19,065 --> 00:13:20,767 SO IT'S VERY CURRENT. 526 00:13:20,767 --> 00:13:22,168 >> SO EVEN AFTER WE'VE 527 00:13:22,168 --> 00:13:23,169 RECOVERED SOME, RIGHT? 528 00:13:23,169 --> 00:13:23,570 >> RIGHT. 529 00:13:23,570 --> 00:13:24,804 AND THE OTHER PATH IS WE 530 00:13:24,804 --> 00:13:25,839 HAVE FAMILIES WHO ARE BOTH 531 00:13:25,839 --> 00:13:28,808 WORKING FULL TIME TRYING AS 532 00:13:28,808 --> 00:13:29,909 HARD AS THEY CAN TO MAKE 533 00:13:29,909 --> 00:13:31,444 ENDS MEET AND IT'S STILL NOT 534 00:13:31,444 --> 00:13:31,845 ENOUGH. 535 00:13:31,845 --> 00:13:33,546 SO WHAT WE HAVE IS MANY, 536 00:13:33,546 --> 00:13:34,647 MANY JOBS IN TEXAS IS 537 00:13:34,647 --> 00:13:36,149 ACTUALLY THE THIRD WORST 538 00:13:36,149 --> 00:13:37,984 RATE OF LOW INCOME JOBS IN 539 00:13:37,984 --> 00:13:39,285 THE COUNTRY, WHICH MEANS 540 00:13:39,285 --> 00:13:40,920 THAT WE HAVE THE THIRD KIND 541 00:13:40,920 --> 00:13:42,756 OF HIGHEST RATE OF JOBS THAT 542 00:13:42,756 --> 00:13:44,858 PAY MINIMUM WAGE OR LESS. 543 00:13:44,858 --> 00:13:45,392 >> RIGHT. 544 00:13:45,392 --> 00:13:46,893 >> AND WITH THOSE JOBS IT 545 00:13:46,893 --> 00:13:48,128 USUALLY MEANS THAT YOU DON'T 546 00:13:48,128 --> 00:13:48,795 HAVE BENEFITS. 547 00:13:48,795 --> 00:13:49,529 YOU DON'T HAVE HEALTH 548 00:13:49,529 --> 00:13:50,030 INSURANCE. 549 00:13:50,030 --> 00:13:51,531 YOU DON'T HAVE RETIREMENTS. 550 00:13:51,531 --> 00:13:52,766 YOU DON'T HAVE ALL OF THOSE 551 00:13:52,766 --> 00:13:53,867 OTHER THINGS THAT -- 552 00:13:53,867 --> 00:13:54,668 >> HEALTH CARRY. 553 00:13:54,668 --> 00:13:55,702 >> YOU DON'T HAVE HEALTH 554 00:13:55,702 --> 00:13:56,803 CARE AND DON'T HAVE THOSE 555 00:13:56,803 --> 00:13:58,104 THINGS THAT CAN HELP TO 556 00:13:58,104 --> 00:13:59,139 BOLSTER A FAMILY, 557 00:13:59,139 --> 00:14:00,440 PARTICULARLY IN A TIME OF 558 00:14:00,440 --> 00:14:00,840 CRISIS. 559 00:14:00,840 --> 00:14:02,976 AND SO THAT'S SOMETHING THAT 560 00:14:02,976 --> 00:14:04,878 WE REALLY NEED TO WORK ON IS 561 00:14:04,878 --> 00:14:07,380 MOVING FAMILIES INTO NEW 562 00:14:07,380 --> 00:14:08,415 OPPORTUNITIES WHERE THEY CAN 563 00:14:08,415 --> 00:14:09,416 MOVE THEIR FAMILIES OUT OF 564 00:14:09,416 --> 00:14:09,916 POVERTY. 565 00:14:09,916 --> 00:14:11,551 >> SURE, BECAUSE AS YOU 566 00:14:11,551 --> 00:14:12,485 POINTED OUT YOU CAN HAVE A 567 00:14:12,485 --> 00:14:15,588 SITUATION WHERE YOU HAVE TWO 568 00:14:15,588 --> 00:14:17,190 PEOPLE WHO ARE WORKING, BUT 569 00:14:17,190 --> 00:14:19,259 AT MINIMUM WAGE, AND THEY 570 00:14:19,259 --> 00:14:22,062 JUST CAN'T MANAGE TO CRAWL 571 00:14:22,062 --> 00:14:24,197 THEIR WAY UP OUT OF THIS 572 00:14:24,197 --> 00:14:25,498 SITUATION WHETHER THEY CAN'T 573 00:14:25,498 --> 00:14:27,000 MAKE ENDS MEET. 574 00:14:27,000 --> 00:14:29,436 AND WHAT KIND OF POLICIES 575 00:14:29,436 --> 00:14:31,438 CAN WE HAVE TO ADDRESS THIS? 576 00:14:31,438 --> 00:14:32,739 >> WELL, I THINK IN TEXAS I 577 00:14:32,739 --> 00:14:33,239 THINK WE'VE BEEN 578 00:14:33,239 --> 00:14:34,174 PARTICULARLY GOOD AT 579 00:14:34,174 --> 00:14:35,575 INVESTING IN BUSINESS 580 00:14:35,575 --> 00:14:36,676 CAPITAL. 581 00:14:36,676 --> 00:14:38,178 I THINK WE REALLY NEED TO BE 582 00:14:38,178 --> 00:14:40,613 EXCEPTIONAL IN INVESTING IN 583 00:14:40,613 --> 00:14:42,248 HUMAN AND FINANCIAL CAPITAL 584 00:14:42,248 --> 00:14:43,550 FOR WORKING FAMILIES IN 585 00:14:43,550 --> 00:14:43,950 TEXAS. 586 00:14:43,950 --> 00:14:45,985 SO I THINK THAT WE -- IN 587 00:14:45,985 --> 00:14:47,587 SOME WAYS WE KIND OF NEED A 588 00:14:47,587 --> 00:14:49,489 SHIFT IN TERMS OF WHAT WE 589 00:14:49,489 --> 00:14:50,690 CONSIDER TO BE A GOOD 590 00:14:50,690 --> 00:14:51,391 INVESTMENT OVER THE 591 00:14:51,391 --> 00:14:52,092 LONG-TERM. 592 00:14:52,092 --> 00:14:55,128 AND I THINK THAT TEXANS WORK 593 00:14:55,128 --> 00:14:56,930 HARD AS ANYBODY. 594 00:14:56,930 --> 00:14:58,965 WHEN YOU LOOK AT THE SHARE 595 00:14:58,965 --> 00:15:00,400 OF TEXANS THAT, YOU KNOW, 596 00:15:00,400 --> 00:15:01,968 WORK THAT ARE ABLE TO WORK, 597 00:15:01,968 --> 00:15:03,370 WE ARE AT THE TOP. 598 00:15:03,370 --> 00:15:04,871 SO IN TERMS OF TEXANS BEING 599 00:15:04,871 --> 00:15:06,473 WANTING TO WORK AND WANTING 600 00:15:06,473 --> 00:15:08,408 TO MOVE AHEAD, I WOULDN'T 601 00:15:08,408 --> 00:15:09,909 PUT US AGAINST -- I WOULDN'T 602 00:15:09,909 --> 00:15:11,244 PUT US AGAINST ANYBODY. 603 00:15:11,244 --> 00:15:12,746 SO I THINK THAT TEXAS 604 00:15:12,746 --> 00:15:14,147 WORKING FAMILIES ARE A GREAT 605 00:15:14,147 --> 00:15:14,948 INVESTMENT AND SO I THINK 606 00:15:14,948 --> 00:15:16,049 THAT WE NEED FROM AN 607 00:15:16,049 --> 00:15:17,951 EDUCATIONAL STANDPOINT, FROM 608 00:15:17,951 --> 00:15:19,853 A SOCIAL SAFETY NET 609 00:15:19,853 --> 00:15:21,287 STANDPOINT, BUT ALSO IN 610 00:15:21,287 --> 00:15:22,689 TERMS OF THE BALANCE SHEET, 611 00:15:22,689 --> 00:15:23,990 BUILDING SAVINGS, BUILDING 612 00:15:23,990 --> 00:15:25,925 ASSETS FOR WORKING FAMILIES, 613 00:15:25,925 --> 00:15:27,861 COLLEGE SAVINGS, OTHER TYPES 614 00:15:27,861 --> 00:15:29,295 OF DUAL GENERATIONAL 615 00:15:29,295 --> 00:15:30,096 PROGRAMS THAT REALLY MAKE 616 00:15:30,096 --> 00:15:30,997 FAMILIES MORE FINANCIALLY 617 00:15:30,997 --> 00:15:31,398 STABLE. 618 00:15:31,398 --> 00:15:32,399 I THINK THAT WE KNOW IT 619 00:15:32,399 --> 00:15:32,899 WORKS. 620 00:15:32,899 --> 00:15:34,100 >> SO WHAT YOU'RE SAYING IS 621 00:15:34,100 --> 00:15:35,602 WE NEED TO INVEST IN 622 00:15:35,602 --> 00:15:37,837 PROGRAMS WHERE WE INVEST IN 623 00:15:37,837 --> 00:15:39,239 THE FAMILIES AND THEY IN 624 00:15:39,239 --> 00:15:40,640 TURN WILL THEN HAVE THE 625 00:15:40,640 --> 00:15:43,209 ABILITY TO INVEST IN TEXAS. 626 00:15:43,209 --> 00:15:44,010 THEY'RE OUR FUTURE. 627 00:15:44,010 --> 00:15:44,811 >> I THINK THAT'S RIGHT. 628 00:15:44,811 --> 00:15:45,912 IN TERMS OF BUILDING A 629 00:15:45,912 --> 00:15:47,647 BROADER TAX BASE THAT CAN 630 00:15:47,647 --> 00:15:49,249 BUILD ECONOMIC DEVELOPMENT, 631 00:15:49,249 --> 00:15:50,350 I THINK THERE'S NO BETTER 632 00:15:50,350 --> 00:15:51,284 INVESTMENT THAN TEXAS 633 00:15:51,284 --> 00:15:52,118 WORKING FAMILIES. 634 00:15:52,118 --> 00:15:53,420 >> I WOULD JUMP IN AND SAY 635 00:15:53,420 --> 00:15:54,487 WE NEED THAT PUBLIC 636 00:15:54,487 --> 00:15:55,488 INVESTMENT. 637 00:15:55,488 --> 00:15:56,690 I DIRECT FOUNDATION 638 00:15:56,690 --> 00:15:57,290 COMMUNITIES. 639 00:15:57,290 --> 00:15:58,324 WE'RE PRETTY GOOD 640 00:15:58,324 --> 00:15:59,459 FUND-RAISERS. 641 00:15:59,459 --> 00:16:00,393 >> INDEED. 642 00:16:00,393 --> 00:16:03,530 >> BUT THE NEED IS HUGE. 643 00:16:03,530 --> 00:16:04,931 ON MONDAY MORNINGS WHEN OUR 644 00:16:04,931 --> 00:16:06,166 STAFF SITS DOWN AND DOES 645 00:16:06,166 --> 00:16:07,167 INTAKE WE HAVE ABOUT 100 646 00:16:07,167 --> 00:16:08,068 APARTMENTS FOR FAMILIES THAT 647 00:16:08,068 --> 00:16:10,070 ARE IN CRISIS SITUATIONS. 648 00:16:10,070 --> 00:16:12,072 WE GET ABOUT 15 APPLICATIONS 649 00:16:12,072 --> 00:16:14,074 A WEEK AND THEY SPREAD THEM 650 00:16:14,074 --> 00:16:15,608 OUT ON THE CONFERENCE ROOM 651 00:16:15,608 --> 00:16:16,509 TABLE AND THEY GENERALLY 652 00:16:16,509 --> 00:16:17,944 HAVE ABOUT ONE OPENING A 653 00:16:17,944 --> 00:16:18,244 WEEK. 654 00:16:18,244 --> 00:16:20,880 YOU KNOW, I CAN FUND RAISE 655 00:16:20,880 --> 00:16:22,282 REALLY HARD AND WE RAISE A 656 00:16:22,282 --> 00:16:23,683 FEW MILLION A YEAR, BUT IN 657 00:16:23,683 --> 00:16:25,085 ORDER TO REALLY EXPAND THAT 658 00:16:25,085 --> 00:16:26,386 PROGRAM SO I HAVE AT LEAST 659 00:16:26,386 --> 00:16:27,921 TWO OR THREE SLOTS OPEN -- 660 00:16:27,921 --> 00:16:29,622 >> THAT RATIO IS REALLY 661 00:16:29,622 --> 00:16:31,224 STAGGERING, YES. 662 00:16:31,224 --> 00:16:34,027 >> SO SPEAKING FOR ALL THE 663 00:16:34,027 --> 00:16:35,428 NONPROFIT CHARITABLE 664 00:16:35,428 --> 00:16:36,229 ORGANIZATIONS OUT THERE IN 665 00:16:36,229 --> 00:16:37,864 TEXAS, WE'RE CREATIVE, WE 666 00:16:37,864 --> 00:16:39,366 PIECE TOGETHER FUNDING TO 667 00:16:39,366 --> 00:16:40,867 CREATE THESE HANDS UP 668 00:16:40,867 --> 00:16:43,703 PROGRAMS, BUT WE REALLY 669 00:16:43,703 --> 00:16:45,305 CAN'T BRING THE CAPITAL TO 670 00:16:45,305 --> 00:16:47,607 BEAR THAT'S NEEDED. 671 00:16:47,607 --> 00:16:48,975 >> AND I THINK YOU BRING UP 672 00:16:48,975 --> 00:16:49,642 A GOOD POINT. 673 00:16:49,642 --> 00:16:51,444 THIS REALLY IS A 674 00:16:51,444 --> 00:16:52,645 PARTNERSHIP, RIGHT, BETWEEN 675 00:16:52,645 --> 00:16:55,348 THE PUBLIC SECTOR, THE 676 00:16:55,348 --> 00:16:57,150 PRIVATE SECTOR, THE 677 00:16:57,150 --> 00:16:58,284 NONPROFIT SECTOR WITH 678 00:16:58,284 --> 00:17:01,321 EVERYBODY DOING A PART, WITH 679 00:17:01,321 --> 00:17:03,723 EVERYBODY INVESTING, THAT'S 680 00:17:03,723 --> 00:17:04,824 WHAT IT'S GOING TO TAKE IS 681 00:17:04,824 --> 00:17:05,558 WHAT I'M HEARING. 682 00:17:05,558 --> 00:17:06,860 >> I THINK WHAT PEOPLE DON'T 683 00:17:06,860 --> 00:17:08,762 REALIZE IS THAT A LOT OF 684 00:17:08,762 --> 00:17:10,296 TIMES WE FEEL LIKE, 685 00:17:10,296 --> 00:17:10,897 PARTICULARLY AROUND THE 686 00:17:10,897 --> 00:17:12,098 HOLIDAYS WE THINK ABOUT 687 00:17:12,098 --> 00:17:13,800 PHILANTHROPY AND HOW 688 00:17:13,800 --> 00:17:14,934 IMPORTANT THAT IS AND FOR 689 00:17:14,934 --> 00:17:15,335 GIVING. 690 00:17:15,335 --> 00:17:16,436 AND I DO BELIEVE THAT'S 691 00:17:16,436 --> 00:17:17,337 CRITICALLY IMPORTANT. 692 00:17:17,337 --> 00:17:19,339 BUT PHILANTHROPY AND 693 00:17:19,339 --> 00:17:19,739 ORGANIZATIONS THAT ARE BASED 694 00:17:19,739 --> 00:17:21,241 ON FUND-RAISING ARE ALSO 695 00:17:21,241 --> 00:17:23,143 VERY AFFECTED BY THE GREAT 696 00:17:23,143 --> 00:17:23,543 RECESSION. 697 00:17:23,543 --> 00:17:24,544 >> ABSOLUTELY. 698 00:17:24,544 --> 00:17:26,146 >> SO IN THOSE TIMES WHERE 699 00:17:26,146 --> 00:17:27,047 SO MANY FAMILIES ARE 700 00:17:27,047 --> 00:17:28,248 STRUGGLING PEOPLE AREN'T 701 00:17:28,248 --> 00:17:29,249 ABLE TO GIVE AS MUCH AS THEY 702 00:17:29,249 --> 00:17:31,384 WERE BEFORE SO IT'S REALLY 703 00:17:31,384 --> 00:17:32,285 DIFFICULT FOR A LOT OF 704 00:17:32,285 --> 00:17:32,686 ORGANIZATIONS THAT ARE BASED 705 00:17:32,686 --> 00:17:34,087 ON FUND-RAISING TO BE ABLE 706 00:17:34,087 --> 00:17:35,221 TO FILL IN THE GAPS. 707 00:17:35,221 --> 00:17:36,523 AND THAT'S THE IMPORTANT 708 00:17:36,523 --> 00:17:38,324 ROLE THAT GOVERNMENT CAN 709 00:17:38,324 --> 00:17:40,126 SERVE IS TO BE ABLE TO STEP 710 00:17:40,126 --> 00:17:41,795 IN THAT N THAT TIME AND 711 00:17:41,795 --> 00:17:43,530 REALLY REACH A BROADER BASE 712 00:17:43,530 --> 00:17:51,371 THAN INDIVIDUAL PHILANTHROPY 713 00:17:51,371 --> 00:17:52,972 CAN DO AND COME UP WITH NEW 714 00:17:52,972 --> 00:17:53,773 STRATEGIES THAT WE CAN TAKE 715 00:17:53,773 --> 00:17:54,574 TO SCALE. 716 00:17:54,574 --> 00:17:54,974 >> YES. 717 00:17:54,974 --> 00:17:56,109 >> ONE OF THE THINGS THAT WE 718 00:17:56,109 --> 00:17:57,010 SAY IN TERMS OF THE 719 00:17:57,010 --> 00:17:58,812 IMPORTANCE NOT ONLY OF 720 00:17:58,812 --> 00:18:01,114 HELPING PEOPLE MOVE UP 721 00:18:01,114 --> 00:18:02,449 THROUGH EDUCATION, FINANCIAL 722 00:18:02,449 --> 00:18:03,550 STABILITY AND SAVINGS, BUT 723 00:18:03,550 --> 00:18:04,651 MAKING SURE THAT PEOPLE 724 00:18:04,651 --> 00:18:06,853 DON'T GET PUSHED DOWN BY BAD 725 00:18:06,853 --> 00:18:07,921 FINANCIAL PRODUCTS. 726 00:18:07,921 --> 00:18:09,322 SO CONSUMER PROTECTION IS 727 00:18:09,322 --> 00:18:10,724 EXTREMELY IMPORTANT. 728 00:18:10,724 --> 00:18:11,725 IN TEXAS WE HAVE THE WORST 729 00:18:11,725 --> 00:18:13,259 PROBLEM IN TERMS OF PAYDAY 730 00:18:13,259 --> 00:18:15,362 AND AUTO TITLE LENDING WHICH 731 00:18:15,362 --> 00:18:16,863 STRIPS ASSETS FROM FOLKS. 732 00:18:16,863 --> 00:18:17,864 ABOUT 95 CARS ARE 733 00:18:17,864 --> 00:18:20,567 REPOSSESSED A DAY IN TEXAS. 734 00:18:20,567 --> 00:18:21,801 SO WE'VE GOT A LOT OF WORK 735 00:18:21,801 --> 00:18:23,003 TO DO IN MAKING SURE THAT 736 00:18:23,003 --> 00:18:24,404 PEOPLE DON'T GET PUSHED 737 00:18:24,404 --> 00:18:25,238 DOWN. 738 00:18:25,238 --> 00:18:25,638 >> RIGHT. 739 00:18:25,638 --> 00:18:27,340 >> BY LAX FINANCIAL 740 00:18:27,340 --> 00:18:27,941 REGULATION. 741 00:18:27,941 --> 00:18:29,242 >> AND YOU BRING UP AN 742 00:18:29,242 --> 00:18:29,843 IMPORTANT POINT. 743 00:18:29,843 --> 00:18:31,244 WHEN TIMES ARE TOUGH THEY'RE 744 00:18:31,244 --> 00:18:32,245 TOUGH FOR EVERYONE. 745 00:18:32,245 --> 00:18:35,448 WHEN WE SEE THAT THE STOCK 746 00:18:35,448 --> 00:18:36,716 MARKET IS GOING SOUTH IT'S 747 00:18:36,716 --> 00:18:37,917 GOING SOUTH TOO FOR ALL THE 748 00:18:37,917 --> 00:18:39,753 INVESTMENTS OF NONPROFITS, 749 00:18:39,753 --> 00:18:40,887 SO IT'S A REALLY IMPORTANT 750 00:18:40,887 --> 00:18:41,421 POINT. 751 00:18:41,421 --> 00:18:42,722 AND ONE THAT WE NEED TO BE 752 00:18:42,722 --> 00:18:43,823 MINDFUL OF. 753 00:18:43,823 --> 00:18:46,026 WE TOUCHED ON IT A BIT SO 754 00:18:46,026 --> 00:18:47,394 FAR, BUT LET'S TALK MORE 755 00:18:47,394 --> 00:18:49,195 ABOUT THE ROLES OF LOCAL AND 756 00:18:49,195 --> 00:18:51,197 STATE GOVERNMENTS AS WELL AS 757 00:18:51,197 --> 00:18:52,298 SERVICE PROVIDERS. 758 00:18:52,298 --> 00:18:56,002 SO WHAT CAN WE EXPECT AS FAR 759 00:18:56,002 --> 00:18:58,204 AS THE ROLES OF LOCAL AND 760 00:18:58,204 --> 00:18:59,839 STATE GOVERNMENTS? 761 00:18:59,839 --> 00:19:01,341 >> WELL, I THINK YOU KNOW 762 00:19:01,341 --> 00:19:03,743 THAT POVERTY IS SOMETHING 763 00:19:03,743 --> 00:19:06,246 THAT WE CAN MAKE A 764 00:19:06,246 --> 00:19:07,247 DIFFERENCE IN. 765 00:19:07,247 --> 00:19:09,249 IT'S A DEVASTATING AS A 766 00:19:09,249 --> 00:19:11,117 ONE-TIME NATURAL DISASTER, 767 00:19:11,117 --> 00:19:12,285 BUT IT'S ONGOING AND THAT'S 768 00:19:12,285 --> 00:19:13,086 THE POWER OF IT. 769 00:19:13,086 --> 00:19:14,587 BUT WE CAN MAKE A DIFFERENCE 770 00:19:14,587 --> 00:19:15,922 IF WE MAKE THE RIGHT CHOICES 771 00:19:15,922 --> 00:19:16,856 AND WE'VE SEEN THAT. 772 00:19:16,856 --> 00:19:18,158 WE ACTUALLY HAVE PROOF OF 773 00:19:18,158 --> 00:19:19,993 THIS WITH OUR SENIORS. 774 00:19:19,993 --> 00:19:21,294 SO WE MADE A DECISION BACK 775 00:19:21,294 --> 00:19:22,996 IN THE 60'S WHERE WE SAID WE 776 00:19:22,996 --> 00:19:24,097 DO NOT WANT AMERICANS WHO 777 00:19:24,097 --> 00:19:26,132 ARE OVER 65 TO LIVE IN 778 00:19:26,132 --> 00:19:27,033 POVERTY. 779 00:19:27,033 --> 00:19:28,034 AND AT THE TIME IT WAS 780 00:19:28,034 --> 00:19:29,469 35 PERCENT OF SENIORS LIVED 781 00:19:29,469 --> 00:19:30,570 IN POVERTY AND WE SAID WE'RE 782 00:19:30,570 --> 00:19:31,471 GOING TO START SOCIAL 783 00:19:31,471 --> 00:19:32,806 SECURITY, WHICH CAN HELP PAY 784 00:19:32,806 --> 00:19:35,508 FOR BASIC EXPENSES, COVER 785 00:19:35,508 --> 00:19:37,110 RENT, COVER FOOD, THAT KIND 786 00:19:37,110 --> 00:19:37,744 OF THING. 787 00:19:37,744 --> 00:19:39,145 AND WE'RE ALSO GOING TO MAKE 788 00:19:39,145 --> 00:19:39,946 SURE THAT THEY HAVE ACCESS 789 00:19:39,946 --> 00:19:41,481 TO QUALITY HEALTH CARE AND 790 00:19:41,481 --> 00:19:42,782 WAIT TO PAY FOR IT AND WE 791 00:19:42,782 --> 00:19:45,285 PUT IN PLACE MEDICARE. 792 00:19:45,285 --> 00:19:46,986 AND BY DOING THAT OVER THE 793 00:19:46,986 --> 00:19:48,221 COURSE OF THE DECADES IT'S 794 00:19:48,221 --> 00:19:49,723 NOW AROUND 10% FOR THE 795 00:19:49,723 --> 00:19:51,124 NATION, ABOUT 11% FOR TEXAS 796 00:19:51,124 --> 00:19:52,926 FOR POVERTY RATE FOR PEOPLE 797 00:19:52,926 --> 00:19:54,160 LIVING OVER 65. 798 00:19:54,160 --> 00:19:56,062 SO WE'VE GOT PROOF THAT WHEN 799 00:19:56,062 --> 00:19:57,897 WE SET OUR MINDS TO IT, WHEN 800 00:19:57,897 --> 00:19:59,199 WE MAKE THE RIGHT CHOICE, 801 00:19:59,199 --> 00:20:00,300 POSITIVE CHOICES ABOUT 802 00:20:00,300 --> 00:20:01,501 MOVING PEOPLE OUT OF POVERTY 803 00:20:01,501 --> 00:20:02,202 WE CAN DO IT, WE JUST 804 00:20:02,202 --> 00:20:03,503 HAVEN'T MADE THAT DECISION 805 00:20:03,503 --> 00:20:04,904 FOR FAMILIES AND CHILDREN 806 00:20:04,904 --> 00:20:05,205 YES. 807 00:20:05,205 --> 00:20:06,906 >> AND YOU BRING UP SOME 808 00:20:06,906 --> 00:20:07,807 IMPORTANT PROGRAMS. 809 00:20:07,807 --> 00:20:08,742 YOU BROUGHT UP SOCIAL 810 00:20:08,742 --> 00:20:09,542 SECURITY AND MEDICARE. 811 00:20:09,542 --> 00:20:11,344 MR. JAMES, I KNOW HOW 812 00:20:11,344 --> 00:20:13,246 IMPORTANT MEDICAID WAS TO 813 00:20:13,246 --> 00:20:15,749 YOUR FAMILY AND WHAT A LIFE 814 00:20:15,749 --> 00:20:16,950 LINE IT WAS. 815 00:20:16,950 --> 00:20:18,351 CAN YOU SPEAK ABOUT THAT 816 00:20:18,351 --> 00:20:19,786 EXPERIENCE AND WHAT ACCESS 817 00:20:19,786 --> 00:20:21,087 TO MEDICAID WAS LIKE FOR YOU 818 00:20:21,087 --> 00:20:22,489 AND YOUR FAMILY? 819 00:20:22,489 --> 00:20:23,289 >> ABSOLUTELY. 820 00:20:23,289 --> 00:20:24,691 SO LIKE I SAID BEFORE, WE 821 00:20:24,691 --> 00:20:25,592 DIDN'T THINK THAT WE WERE 822 00:20:25,592 --> 00:20:26,926 GOING TO NEED MEDICAID. 823 00:20:26,926 --> 00:20:28,428 WE THOUGHT WE WOULD BE ABLE 824 00:20:28,428 --> 00:20:30,997 TO GET OUR OWN INSURANCE, 825 00:20:30,997 --> 00:20:32,132 BUT MEDICAID WAS THE ONLY 826 00:20:32,132 --> 00:20:32,932 OPTION WE HAD. 827 00:20:32,932 --> 00:20:34,734 MEDICAID, THAT COVERED OUR 828 00:20:34,734 --> 00:20:37,037 SON'S EXPENSES. 829 00:20:37,037 --> 00:20:38,838 THE COST OF HIS HEALTH CARE 830 00:20:38,838 --> 00:20:41,041 WAS ASTRONOMICAL. 831 00:20:41,041 --> 00:20:42,308 THERE'S NO WAY THAT SOMEONE 832 00:20:42,308 --> 00:20:45,011 WELL ABOVE THE POVERTY LINE 833 00:20:45,011 --> 00:20:46,446 COULD HAVE AFFORDED IT. 834 00:20:46,446 --> 00:20:47,647 IT WAS GOING TO BE IN THE 835 00:20:47,647 --> 00:20:48,048 MILLIONS. 836 00:20:48,048 --> 00:20:49,549 AND MEDICAID REALLY GAVE OUR 837 00:20:49,549 --> 00:20:51,251 SON A CHANCE, A CHANCE AT 838 00:20:51,251 --> 00:20:54,454 LIFE, CHANCE AT GOOD HEALTH 839 00:20:54,454 --> 00:20:54,854 CARE. 840 00:20:54,854 --> 00:20:57,657 >> AND THIS IS THE TYPE OF 841 00:20:57,657 --> 00:20:59,292 SITUATION THAT NO ONE CAN 842 00:20:59,292 --> 00:20:59,693 FORESEE. 843 00:20:59,693 --> 00:21:01,895 AS YOU SAID, WOULD BANKRUPT 844 00:21:01,895 --> 00:21:04,531 MOST FAMILIES, THE TYPES OF 845 00:21:04,531 --> 00:21:05,932 MEDICAL BILLS THAT YOU WOULD 846 00:21:05,932 --> 00:21:06,533 FACE. 847 00:21:06,533 --> 00:21:09,636 AND WITHOUT HAVING MEDICAID, 848 00:21:09,636 --> 00:21:11,438 WHAT IS A FAMILY TO DO? 849 00:21:11,438 --> 00:21:15,041 IT'S VERY IMPORTANT, I KNOW, 850 00:21:15,041 --> 00:21:17,043 AND IF PROVIDERS LIKE THE 851 00:21:17,043 --> 00:21:18,578 FOUNDATIONS COMMUNITIES AND 852 00:21:18,578 --> 00:21:20,380 PHILANTHROPIC PROGRAMS 853 00:21:20,380 --> 00:21:21,981 ACROSS TEXAS, YOU'VE TALKED 854 00:21:21,981 --> 00:21:23,283 ABOUT SOME OF THE WORK THAT 855 00:21:23,283 --> 00:21:26,619 YOU HAVE DONE, BUT CAN YOU 856 00:21:26,619 --> 00:21:29,122 COVER EVERYTHING? 857 00:21:29,122 --> 00:21:30,123 >> WE CAN'T. 858 00:21:30,123 --> 00:21:31,925 [LAUGHTER] 859 00:21:31,925 --> 00:21:33,727 YOU KNOW, WE PROVIDE CASE 860 00:21:33,727 --> 00:21:34,928 MANAGEMENT FOR FAMILIES THAT 861 00:21:34,928 --> 00:21:36,463 ARE IN CRISIS SITUATIONS AND 862 00:21:36,463 --> 00:21:37,864 REALLY WORK WITH THAT FAMILY 863 00:21:37,864 --> 00:21:40,367 TO DEVELOP A PLAN ON 864 00:21:40,367 --> 00:21:43,003 EMPLOYMENT, CHILD CARE, 865 00:21:43,003 --> 00:21:45,205 EDUCATION, HOUSING, LOOKING 866 00:21:45,205 --> 00:21:46,906 AT THEIR HEALTH ISSUES, 867 00:21:46,906 --> 00:21:49,309 TRYING TO TAKE -- GET PEOPLE 868 00:21:49,309 --> 00:21:50,410 ENROLLED IN THE PROGRAMS, 869 00:21:50,410 --> 00:21:51,745 WHERE THEY'RE ELIGIBLE TO 870 00:21:51,745 --> 00:21:53,046 GET THAT SUPPORT. 871 00:21:53,046 --> 00:21:54,581 WE HAVE TO TAKE A HOLISTIC 872 00:21:54,581 --> 00:21:55,281 APPROACH. 873 00:21:55,281 --> 00:21:58,084 YOU MADE THE POINT EARLIER, 874 00:21:58,084 --> 00:21:59,886 DON, THAT TEXANS WORK HARD 875 00:21:59,886 --> 00:22:00,987 AND THAT CAME THROUGH IN THE 876 00:22:00,987 --> 00:22:02,589 VIDEO TOO, THE PERSEVERANCE 877 00:22:02,589 --> 00:22:03,990 THAT THE FAMILIES HAD. 878 00:22:03,990 --> 00:22:04,491 >> ABSOLUTELY. 879 00:22:04,491 --> 00:22:08,294 >> AND THE PRIDE. 880 00:22:08,294 --> 00:22:09,629 >> THEY WANT TO SUPPORT 881 00:22:09,629 --> 00:22:10,230 THEIR FAMILIES. 882 00:22:10,230 --> 00:22:12,632 >> THE BEST WE CAN DO AS AN 883 00:22:12,632 --> 00:22:13,867 ORGANIZATION IS TRY TO 884 00:22:13,867 --> 00:22:15,669 SUPPORT THOSE FAMILIES, HELP 885 00:22:15,669 --> 00:22:16,770 THEM ACCESS THE RESOURCES 886 00:22:16,770 --> 00:22:18,271 THAT MAY BE OUT THERE, HELP 887 00:22:18,271 --> 00:22:20,073 THEM MAKE GOOD DECISIONS 888 00:22:20,073 --> 00:22:21,007 ABOUT HOW THEY MANAGE THEIR 889 00:22:21,007 --> 00:22:23,810 FAMILY, WORK THROUGH HEALTH 890 00:22:23,810 --> 00:22:24,911 ISSUES, MENTAL HEALTH 891 00:22:24,911 --> 00:22:26,012 ISSUES. 892 00:22:26,012 --> 00:22:27,414 I APPRECIATED THE HONESTY OF 893 00:22:27,414 --> 00:22:28,515 THE ONE GENTLEMAN IN THE 894 00:22:28,515 --> 00:22:29,949 VIDEO WHO STRUGGLED WITH 895 00:22:29,949 --> 00:22:31,751 ALCOHOL TO DEAL WITH THAT 896 00:22:31,751 --> 00:22:32,252 ISSUE. 897 00:22:32,252 --> 00:22:33,853 >> AND IT'S CERTAINLY AN 898 00:22:33,853 --> 00:22:35,455 ISSUE THAT WE KNOW IS VERY 899 00:22:35,455 --> 00:22:37,357 PREVALENT IN OUR SOCIETY. 900 00:22:37,357 --> 00:22:39,059 ACROSS ALL LEVELS OF 901 00:22:39,059 --> 00:22:40,160 SOCIETY. 902 00:22:40,160 --> 00:22:41,995 SO WE DO NEED THESE 903 00:22:41,995 --> 00:22:42,696 PROGRAMS. 904 00:22:42,696 --> 00:22:44,497 AND I THINK VERY OFTEN 905 00:22:44,497 --> 00:22:46,833 PEOPLE ASK WELL, WHY SHOULD 906 00:22:46,833 --> 00:22:48,735 THIS BE IMPORTANT TO ME? 907 00:22:48,735 --> 00:22:50,036 WHY IS THIS IMPORTANT TO THE 908 00:22:50,036 --> 00:22:52,339 STATE OF TEXAS THAT WE HAVE 909 00:22:52,339 --> 00:22:53,440 PROGRAMS THAT DEAL WITH 910 00:22:53,440 --> 00:22:54,741 SUBSTANCE ABUSE OR THAT WE 911 00:22:54,741 --> 00:22:57,143 HAVE CHILD CARE THAT IS 912 00:22:57,143 --> 00:22:57,577 AVAILABLE? 913 00:22:57,577 --> 00:22:59,779 WHY IS THIS IMPORTANT? 914 00:22:59,779 --> 00:23:01,381 >> WELL, THERE'S AN OLD 915 00:23:01,381 --> 00:23:02,816 SAYING, I THINK, THAT IF YOU 916 00:23:02,816 --> 00:23:04,517 DON'T SHARE THE RICHES WITH 917 00:23:04,517 --> 00:23:05,819 THE POOR, THEY WILL SHARE 918 00:23:05,819 --> 00:23:07,420 THEIR POVERTY WITH YOU. 919 00:23:07,420 --> 00:23:10,223 AND SO I THINK THAT WE LIVE 920 00:23:10,223 --> 00:23:12,125 IN A SOCIETY WHERE, YOU 921 00:23:12,125 --> 00:23:13,159 KNOW, WE'RE ALL 922 00:23:13,159 --> 00:23:14,561 INTERCONNECTED AND I THINK 923 00:23:14,561 --> 00:23:15,862 THE 21st CENTURY REALLY 924 00:23:15,862 --> 00:23:17,063 REFLECTS THAT. 925 00:23:17,063 --> 00:23:19,165 AND I THINK THAT -- SO I 926 00:23:19,165 --> 00:23:20,166 THINK THAT WE NEED TO BE 927 00:23:20,166 --> 00:23:21,167 THINKING IN MUCH MORE 928 00:23:21,167 --> 00:23:22,602 BROADER WAYS OBVIOUSLY ABOUT 929 00:23:22,602 --> 00:23:25,205 OUR SENSE OF WHAT MOVES 930 00:23:25,205 --> 00:23:26,006 COMMUNITIES AHEAD. 931 00:23:26,006 --> 00:23:27,273 SO I THINK THAT, YOU KNOW, 932 00:23:27,273 --> 00:23:27,907 TO THE DEGREE THAT 933 00:23:27,907 --> 00:23:29,142 INDIVIDUALS AND COMMUNITIES 934 00:23:29,142 --> 00:23:31,144 GET LEFT BEHIND, WE'LL ALL 935 00:23:31,144 --> 00:23:32,846 GET LEFT BEHIND AT THE END 936 00:23:32,846 --> 00:23:33,446 OF THE DAY. 937 00:23:33,446 --> 00:23:35,448 >> WELL, CERTAINLY WE CAN 938 00:23:35,448 --> 00:23:36,649 SEE THAT WE HAVE A GROWING 939 00:23:36,649 --> 00:23:39,486 AND EXPANDING STATE, BUT WE 940 00:23:39,486 --> 00:23:40,687 KNOW THAT A LOT OF THAT 941 00:23:40,687 --> 00:23:42,288 GROWTH IS, OF COURSE, FROM 942 00:23:42,288 --> 00:23:42,689 CHILDREN. 943 00:23:42,689 --> 00:23:44,991 AND THESE CHILDREN, THEY 944 00:23:44,991 --> 00:23:46,893 NEED SERVICES, THEY NEED 945 00:23:46,893 --> 00:23:48,194 EDUCATION, THEY NEED HEALTH 946 00:23:48,194 --> 00:23:50,196 CARE, MEDICAID, BUT THEY'RE 947 00:23:50,196 --> 00:23:52,832 NOT AT THIS POINT IN THEIR 948 00:23:52,832 --> 00:23:54,334 LIVES ABLE TO PAY THE TAXES, 949 00:23:54,334 --> 00:23:54,934 RIGHT? 950 00:23:54,934 --> 00:23:56,136 WE WANT THEM TO BE ABLE TO 951 00:23:56,136 --> 00:23:57,470 DO THAT IN THE FUTURE, AS WE 952 00:23:57,470 --> 00:23:57,871 SAID. 953 00:23:57,871 --> 00:23:58,872 THEY ARE THE FUTURE OF OUR 954 00:23:58,872 --> 00:23:59,272 STATE. 955 00:23:59,272 --> 00:24:00,974 THEY WILL BE THE WORKFORCE. 956 00:24:00,974 --> 00:24:01,875 WHAT ARE SOME OF THE 957 00:24:01,875 --> 00:24:02,876 PROGRAMS THAT WE CAN POINT 958 00:24:02,876 --> 00:24:04,077 TO RIGHT NOW IN OUR STATE 959 00:24:04,077 --> 00:24:05,679 THAT ARE -- THAT ARE 960 00:24:05,679 --> 00:24:08,381 WORKING, THAT ARE TRULY AN 961 00:24:08,381 --> 00:24:09,516 INVESTMENT AND WHERE WE CAN 962 00:24:09,516 --> 00:24:10,817 SEE A SITUATION WHERE PEOPLE 963 00:24:10,817 --> 00:24:13,420 ARE WORKING THEIR WAY UP AND 964 00:24:13,420 --> 00:24:15,021 OUT OF POVERTY AND OUT OF 965 00:24:15,021 --> 00:24:16,456 THESE DIFFICULT SITUATIONS? 966 00:24:16,456 --> 00:24:17,657 >> WELL, I THINK ONE THAT 967 00:24:17,657 --> 00:24:18,458 WAS MENTIONED IN THE 968 00:24:18,458 --> 00:24:20,160 "FIGHTING CHANCE" VIDEO WAS 969 00:24:20,160 --> 00:24:22,762 THE FAMILY SELF-SUFFICIENCY 970 00:24:22,762 --> 00:24:25,765 PROGRAM, WHICH IS A PROGRAM 971 00:24:25,765 --> 00:24:27,267 THAT WORKS THROUGH THE 972 00:24:27,267 --> 00:24:28,568 FEDERAL HOUSING NETWORK TO 973 00:24:28,568 --> 00:24:30,670 HELP FAMILIES BUILD ASSETS 974 00:24:30,670 --> 00:24:32,605 WHILE THEIR RENTERS. 975 00:24:32,605 --> 00:24:34,307 SO YOU REALLY SAW THAT 976 00:24:34,307 --> 00:24:38,111 MOVEMENT FROM AN INDIVIDUAL 977 00:24:38,111 --> 00:24:39,713 HAVING REALLY NO SAVINGS, NO 978 00:24:39,713 --> 00:24:41,648 ASSETS TO MOVING, TO 979 00:24:41,648 --> 00:24:42,949 ACTUALLY HAVING -- TO NET 980 00:24:42,949 --> 00:24:43,550 WORTH. 981 00:24:43,550 --> 00:24:44,551 SO I THINK THAT WHEN WE 982 00:24:44,551 --> 00:24:46,753 THINK ABOUT OTHER TYPES OF 983 00:24:46,753 --> 00:24:48,788 PROGRAMS LIKE INDIVIDUAL 984 00:24:48,788 --> 00:24:49,889 DEVELOPMENT ACCOUNTS AND 985 00:24:49,889 --> 00:24:51,191 OTHER KIND OF INCENTIVES 986 00:24:51,191 --> 00:24:53,393 THAT KIND OF HELP TO -- HELP 987 00:24:53,393 --> 00:24:55,395 FAMILIES KIND OF STABILIZE 988 00:24:55,395 --> 00:24:56,696 THEMSELVES, NUMBER ONE. 989 00:24:56,696 --> 00:24:58,098 SO I THINK SAFETY NET 990 00:24:58,098 --> 00:24:59,299 PROGRAMS ARE CRITICAL 991 00:24:59,299 --> 00:25:00,200 BECAUSE YOU HAVE TO GET 992 00:25:00,200 --> 00:25:01,434 PEOPLE TO A LEVEL WHERE THEY 993 00:25:01,434 --> 00:25:02,635 CAN MAKE IT. 994 00:25:02,635 --> 00:25:04,237 >> WHERE THEY CAN SURVIVE, 995 00:25:04,237 --> 00:25:04,337 YES. 996 00:25:04,337 --> 00:25:06,172 >> SO THAT IS KIND OF JOB 997 00:25:06,172 --> 00:25:07,774 NUMBER ONE. 998 00:25:07,774 --> 00:25:08,975 JOB TWO IS KIND OF THAT 999 00:25:08,975 --> 00:25:12,078 ASCENDENT PIECE. SO 1000 00:25:12,078 --> 00:25:12,979 THINKING ABOUT ALL THOSE 1001 00:25:12,979 --> 00:25:13,713 PROGRAMS, WHETHER YOU'RE 1002 00:25:13,713 --> 00:25:15,015 TALKING ABOUT SKILL 1003 00:25:15,015 --> 00:25:16,216 DEVELOPMENT FUND AT THE 1004 00:25:16,216 --> 00:25:17,217 STATE LEVEL WHICH IS IS 1005 00:25:17,217 --> 00:25:19,019 UNDER FUNDED, ADULT 1006 00:25:19,019 --> 00:25:20,520 EDUCATION, ALL THOSE OTHER 1007 00:25:20,520 --> 00:25:21,921 CAREER PATHWAYS PROGRAM THAT 1008 00:25:21,921 --> 00:25:23,857 ALLOW PEOPLE TO GAIN 1009 00:25:23,857 --> 00:25:26,092 CREDENTIALS AND MOVE AHEAD, 1010 00:25:26,092 --> 00:25:27,894 WE JUST -- WE HAVE THOSE, WE 1011 00:25:27,894 --> 00:25:29,295 JUST DON'T INVEST ENOUGH. 1012 00:25:29,295 --> 00:25:30,697 SO THAT'S REALLY AT THE END 1013 00:25:30,697 --> 00:25:32,699 OF THE DAY, I THINK TEXANS 1014 00:25:32,699 --> 00:25:34,300 ARE DOING INNOVATIVE THINGS 1015 00:25:34,300 --> 00:25:36,202 AROUND THE STATE. 1016 00:25:36,202 --> 00:25:38,204 AUSTIN, SAN ANTONIO, 1017 00:25:38,204 --> 00:25:39,739 AMARILLO, ALL OVER, THERE'S 1018 00:25:39,739 --> 00:25:41,274 JUST A LACK OF INVESTMENT 1019 00:25:41,274 --> 00:25:42,809 THAT IS REALLY KIND OF 1020 00:25:42,809 --> 00:25:44,611 ALLOWING US NOT TO REALLY 1021 00:25:44,611 --> 00:25:46,112 MOVE AS FAST AS WE NEED TO 1022 00:25:46,112 --> 00:25:46,513 MOVE. 1023 00:25:46,513 --> 00:25:48,248 >> FANTASTIC PRE-K PROGRAMS 1024 00:25:48,248 --> 00:25:50,350 WHERE THE INVESTMENT IS SIX, 1025 00:25:50,350 --> 00:25:51,151 SEVEN TIMES THE DOLLARS THAT 1026 00:25:51,151 --> 00:25:52,252 ARE PUT IN. 1027 00:25:52,252 --> 00:25:53,553 WE RUN AFTER SCHOOL PROGRAMS 1028 00:25:53,553 --> 00:25:56,056 FOR ABOUT 800 KIDS. 1029 00:25:56,056 --> 00:25:57,457 OUR STAFF WILL GO PICK THEM 1030 00:25:57,457 --> 00:25:58,692 UP AT SCHOOL, GET THE 1031 00:25:58,692 --> 00:25:59,793 TEACHERS' HOMEWORK 1032 00:25:59,793 --> 00:26:00,794 ASSIGNMENTS, THEY COME BACK 1033 00:26:00,794 --> 00:26:02,095 AND DO TUTORING. 1034 00:26:02,095 --> 00:26:05,198 LAST GRADE PERIOD OUR 800 1035 00:26:05,198 --> 00:26:06,599 KIDS, ALL LOW INCOME, HAD A 1036 00:26:06,599 --> 00:26:08,101 B PLUS AVERAGE. 1037 00:26:08,101 --> 00:26:09,002 OUR CLOSEST NEIGHBORHOOD 1038 00:26:09,002 --> 00:26:11,004 SCHOOLS NOW EXEMPLARY RATED. 1039 00:26:11,004 --> 00:26:12,038 WE'RE TAKING ADVANTAGE OF 1040 00:26:12,038 --> 00:26:14,140 THAT TIME OUT OF SCHOOL THAT 1041 00:26:14,140 --> 00:26:15,442 ENHANCE THE READING 1042 00:26:15,442 --> 00:26:16,676 CURRICULUM, DO PHYSICAL 1043 00:26:16,676 --> 00:26:18,278 FITNESS PROGRAMS. 1044 00:26:18,278 --> 00:26:19,679 >> REDUCE THE DROPOUT RATE 1045 00:26:19,679 --> 00:26:21,081 IN THE FUTURE, YES. 1046 00:26:21,081 --> 00:26:22,182 >> WE KNOW THE KINDS OF 1047 00:26:22,182 --> 00:26:23,383 PROGRAMS THAT REALLY WORK. 1048 00:26:23,383 --> 00:26:25,785 WE INVEST IN THEM WITH 1049 00:26:25,785 --> 00:26:26,686 CHARITABLE SUPPORT AND 1050 00:26:26,686 --> 00:26:29,089 VOLUNTEERS AND THE BEST WAYS 1051 00:26:29,089 --> 00:26:30,090 THAT WE CAN. 1052 00:26:30,090 --> 00:26:33,259 WE WANT TO DO MORE. 1053 00:26:33,259 --> 00:26:35,362 >> AND YOU -- IT'S WONDERFUL 1054 00:26:35,362 --> 00:26:36,463 THAT YOU ARE ABLE TO PROVIDE 1055 00:26:36,463 --> 00:26:38,965 THIS FOR 800 CHILDREN, BUT I 1056 00:26:38,965 --> 00:26:39,666 WONDER HOW MANY MORE 1057 00:26:39,666 --> 00:26:40,767 CHILDREN ARE OUT THERE 1058 00:26:40,767 --> 00:26:42,936 BEYOND THAT 800 WHO NEED 1059 00:26:42,936 --> 00:26:45,438 THESE SERVICES WHO IF WE HAD 1060 00:26:45,438 --> 00:26:47,173 THE SMALL INVESTMENT NOW, IT 1061 00:26:47,173 --> 00:26:50,176 WILL REALLY PAY OFF LATER, 1062 00:26:50,176 --> 00:26:51,578 THAT MULTIPLIER AFFECT, MUCH 1063 00:26:51,578 --> 00:26:52,712 BETTER TO MAKE A SMALL 1064 00:26:52,712 --> 00:26:54,714 INVESTMENT NOW THAN HAVE TO 1065 00:26:54,714 --> 00:26:57,650 SPEND MUCH, MUCH MORE ON THE 1066 00:26:57,650 --> 00:26:58,952 SERVICES THAT THESE CHILDREN 1067 00:26:58,952 --> 00:27:00,653 MAY NEED LATER. 1068 00:27:00,653 --> 00:27:01,988 >> AND I THINK INVESTMENT IS 1069 00:27:01,988 --> 00:27:03,089 THE KEY WORD THERE. 1070 00:27:03,089 --> 00:27:04,324 AND I THINK THAT WHEN WE 1071 00:27:04,324 --> 00:27:05,859 THINK ABOUT AS A STATE AND 1072 00:27:05,859 --> 00:27:07,560 WHAT WE'RE COMMITTED TO THAT 1073 00:27:07,560 --> 00:27:08,695 WE THINK ABOUT THE 1074 00:27:08,695 --> 00:27:09,796 RESPONSIBILITY OF THE STATE 1075 00:27:09,796 --> 00:27:10,697 BUDGET. 1076 00:27:10,697 --> 00:27:12,032 AND THE BUDGET IS A 1077 00:27:12,032 --> 00:27:13,033 REFLECTION OF WHAT OUR 1078 00:27:13,033 --> 00:27:13,633 PRIORITIES ARE. 1079 00:27:13,633 --> 00:27:15,368 AND RIGHT NOW OUR PRIORITIES 1080 00:27:15,368 --> 00:27:16,670 ARE NOT TO INVEST. 1081 00:27:16,670 --> 00:27:19,806 WE CUT $5.4 BILLION OUT OF 1082 00:27:19,806 --> 00:27:20,807 PUBLIC EDUCATION FUND FROM 1083 00:27:20,807 --> 00:27:22,809 THE LAST BIENNIUM. 1084 00:27:22,809 --> 00:27:24,444 WE HAVE AN UNFUNDED MANDATE 1085 00:27:24,444 --> 00:27:25,245 THAT WE HAVE TO GO BACK AND 1086 00:27:25,245 --> 00:27:26,246 PAY FOR MEDICAID. 1087 00:27:26,246 --> 00:27:27,480 WE'RE MAKING CHOICES RIGHT 1088 00:27:27,480 --> 00:27:28,982 NOW WHERE WE'RE NOT REALLY 1089 00:27:28,982 --> 00:27:30,583 INVESTING IN OUR HUMAN 1090 00:27:30,583 --> 00:27:31,284 CAPITAL. 1091 00:27:31,284 --> 00:27:32,786 AND PLANNING FOR THE FUTURE. 1092 00:27:32,786 --> 00:27:33,720 AND I THINK THOSE ARE THE 1093 00:27:33,720 --> 00:27:34,854 KIND OF HARD CHOICES THAT 1094 00:27:34,854 --> 00:27:36,256 WE'RE GOING TO NEED TO MAKE, 1095 00:27:36,256 --> 00:27:37,057 THE POSITIVE CHOICES THAT 1096 00:27:37,057 --> 00:27:38,258 WE'RE GOING TO NEED TO MAKE 1097 00:27:38,258 --> 00:27:40,226 TO MOVE FORWARD AND TO HELP 1098 00:27:40,226 --> 00:27:41,594 FAMILIES BE ABLE TO START 1099 00:27:41,594 --> 00:27:42,796 MOVING UP THAT ECONOMIC 1100 00:27:42,796 --> 00:27:43,329 LADDER. 1101 00:27:43,329 --> 00:27:44,531 >> AND PEOPLE ALWAYS ASK 1102 00:27:44,531 --> 00:27:46,332 WHAT ARE REALLY THE IMPACT 1103 00:27:46,332 --> 00:27:48,034 OF THE RECENT STATE BUDGET 1104 00:27:48,034 --> 00:27:48,234 CUTS. 1105 00:27:48,234 --> 00:27:49,269 AND I THINK THAT WE HAVE 1106 00:27:49,269 --> 00:27:51,471 SOME REALLY INTERESTING 1107 00:27:51,471 --> 00:27:53,173 PRELIMINARY EVIDENCE THAT 1108 00:27:53,173 --> 00:27:54,574 SHOWS THAT THE CUTS TO STATE 1109 00:27:54,574 --> 00:27:56,976 FINANCIAL AID GRANTS HAVE 1110 00:27:56,976 --> 00:27:57,977 BASICALLY LEVELED OFF 1111 00:27:57,977 --> 00:27:59,179 COLLEGE ENROLLMENT. 1112 00:27:59,179 --> 00:28:00,780 THAT BASICALLY IT CAME TOO 1113 00:28:00,780 --> 00:28:04,217 LATE, TOO SHORT, AND 1114 00:28:04,217 --> 00:28:05,118 FAMILIES WERE NOT ABLE TO 1115 00:28:05,118 --> 00:28:06,419 PLAN. 1116 00:28:06,419 --> 00:28:08,021 AND WE BASICALLY AFTER YEARS 1117 00:28:08,021 --> 00:28:09,522 OF BEING ON THE INCLINE, WE 1118 00:28:09,522 --> 00:28:11,224 ARE NOW KIND OF LEVELED OFF 1119 00:28:11,224 --> 00:28:13,126 EVEN WITH THE RAPIDLY 1120 00:28:13,126 --> 00:28:13,727 GROWING STATE. 1121 00:28:13,727 --> 00:28:14,861 I THINK THAT WHEN WE ASK 1122 00:28:14,861 --> 00:28:16,196 ABOUT THE PATHWAYS OF 1123 00:28:16,196 --> 00:28:17,897 PROSPERITY, IT IS REALLY 1124 00:28:17,897 --> 00:28:18,998 THIS INVESTMENT IN HUMAN AND 1125 00:28:18,998 --> 00:28:20,000 FINANCIAL CAPITAL FOR 1126 00:28:20,000 --> 00:28:20,934 WORKING FAMILIES. 1127 00:28:20,934 --> 00:28:22,435 >> AND SO WHAT I'M HEARING, 1128 00:28:22,435 --> 00:28:23,670 I THINK WHAT WE SAW IN THIS 1129 00:28:23,670 --> 00:28:24,971 WONDERFUL DOCUMENTARY, WAS 1130 00:28:24,971 --> 00:28:29,676 THAT FOR SO MANY FAMILIES IT 1131 00:28:29,676 --> 00:28:31,311 JUST TAKES A LITTLE BIT. 1132 00:28:31,311 --> 00:28:34,514 A VERY SMALL STEP TO HELP 1133 00:28:34,514 --> 00:28:35,648 THEM TO BE ABLE TO BE 1134 00:28:35,648 --> 00:28:36,750 SELF-SUFFICIENT. 1135 00:28:36,750 --> 00:28:38,852 WHETHER IT IS MEDICAID, 1136 00:28:38,852 --> 00:28:40,754 WHETHER IT IS THE CHILD CARE 1137 00:28:40,754 --> 00:28:41,888 PROGRAM. 1138 00:28:41,888 --> 00:28:42,655 OR WHEN WE TALK ABOUT 1139 00:28:42,655 --> 00:28:45,058 HOUSING I WONDER FOR HOW 1140 00:28:45,058 --> 00:28:46,259 MANY OF THESE FAMILIES IT'S 1141 00:28:46,259 --> 00:28:47,327 A SITUATION WHERE THEY CAN'T 1142 00:28:47,327 --> 00:28:50,130 GET TOGETHER THE MONEY FOR A 1143 00:28:50,130 --> 00:28:51,231 DOWN PAYMENT. 1144 00:28:51,231 --> 00:28:53,900 YOU HAVE TO MAKE A -- YOU 1145 00:28:53,900 --> 00:28:54,934 HAVE TO PUT IN A DEPOSIT 1146 00:28:54,934 --> 00:28:56,469 BEFORE SOMEONE WILL RENT YOU 1147 00:28:56,469 --> 00:28:57,570 AN APARTMENT. 1148 00:28:57,570 --> 00:28:59,272 AND IS IT JUST THE FIRST 1149 00:28:59,272 --> 00:29:00,373 MONTH OR IS IT THE LAST 1150 00:29:00,373 --> 00:29:01,474 MONTH TOO? 1151 00:29:01,474 --> 00:29:02,375 AND THEN OF COURSE THERE'S 1152 00:29:02,375 --> 00:29:03,977 THE UTILITIES. 1153 00:29:03,977 --> 00:29:06,179 IS THIS A SITUATION WHERE 1154 00:29:06,179 --> 00:29:07,380 SOMEONE JUST NEEDS A LITTLE 1155 00:29:07,380 --> 00:29:09,516 BIT TO BE ABLE TO PUT A ROOF 1156 00:29:09,516 --> 00:29:13,019 OVER THEIR FAMILIES' HEADS? 1157 00:29:13,019 --> 00:29:14,220 >> SOMETIMES IT'S A LITTLE 1158 00:29:14,220 --> 00:29:15,722 BIT, SOMETIMES IT'S A LOT 1159 00:29:15,722 --> 00:29:16,322 MORE. 1160 00:29:16,322 --> 00:29:18,825 BUT WE REALLY BELIEVE IN 1161 00:29:18,825 --> 00:29:20,527 STABLE HOUSING, THAT CREATES 1162 00:29:20,527 --> 00:29:21,795 THE FOUNDATION FOR FOLKS. 1163 00:29:21,795 --> 00:29:23,697 BUT WE HAVE TO ADDRESS OTHER 1164 00:29:23,697 --> 00:29:26,266 ROOT ISSUES AROUND HEALTH OR 1165 00:29:26,266 --> 00:29:27,267 MENTAL HEALTH. 1166 00:29:27,267 --> 00:29:29,202 STABILITY WITH THE KIDS. 1167 00:29:29,202 --> 00:29:30,904 IT IS AN INVESTMENT CHOICE. 1168 00:29:30,904 --> 00:29:32,439 THIS YEAR WE HAVE ABOUT 100 1169 00:29:32,439 --> 00:29:33,340 APARTMENTS FOR FAMILIES THAT 1170 00:29:33,340 --> 00:29:35,408 HAVE BEEN HOMELESS OR IN 1171 00:29:35,408 --> 00:29:37,010 VERY HIGH RISK SITUATIONS. 1172 00:29:37,010 --> 00:29:38,411 THOSE 100 FAMILIES, WE HAVE 1173 00:29:38,411 --> 00:29:40,313 ABOUT 217 KIDS THIS YEAR 1174 00:29:40,313 --> 00:29:41,948 THAT ARE NO LONGER HOMELESS. 1175 00:29:41,948 --> 00:29:43,049 THEY'RE NOT MOVING FROM 1176 00:29:43,049 --> 00:29:43,850 SCHOOL TO SCHOOL. 1177 00:29:43,850 --> 00:29:45,285 THEY NOW HAVE ONE SCHOOL TO 1178 00:29:45,285 --> 00:29:46,386 GO TO. 1179 00:29:46,386 --> 00:29:47,787 THEY CAN SLEEP IN THEIR OWN 1180 00:29:47,787 --> 00:29:48,388 BED. 1181 00:29:48,388 --> 00:29:49,923 THEY CAN MAKE NEW FRIENDS. 1182 00:29:49,923 --> 00:29:50,924 THE INVESTMENT IN THOSE 1183 00:29:50,924 --> 00:29:52,826 KIDS -- I COULDN'T TELL YOU 1184 00:29:52,826 --> 00:29:53,626 EXACTLY WHAT THE RETURN ON 1185 00:29:53,626 --> 00:29:54,227 INVESTMENT IS. 1186 00:29:54,227 --> 00:29:56,529 IT'S MEASURED OVER THERE. 1187 00:29:56,529 --> 00:29:57,464 >> THIS IS SOMETHING I'VE 1188 00:29:57,464 --> 00:29:58,665 BEEN HEARING ABOUT FOR 1189 00:29:58,665 --> 00:30:00,266 AWHILE FROM SCHOOL DISTRICTS 1190 00:30:00,266 --> 00:30:02,268 IS THIS SITUATION WHERE 1191 00:30:02,268 --> 00:30:05,005 BECAUSE A FAMILY IS HOMELESS 1192 00:30:05,005 --> 00:30:06,506 OR NEARLY HOMELESS, HAVING 1193 00:30:06,506 --> 00:30:08,408 TO TAKE ADVANTAGE OF THAT 1194 00:30:08,408 --> 00:30:09,709 TEASER RATE ON THE RENT AND 1195 00:30:09,709 --> 00:30:10,810 THEN THAT RUNS OUT AND MOVE 1196 00:30:10,810 --> 00:30:12,012 TO ANOTHER APARTMENT 1197 00:30:12,012 --> 00:30:13,113 COMPLEX, THAT YOU HAVE 1198 00:30:13,113 --> 00:30:14,114 CHILDREN WHO ARE IN, I DON'T 1199 00:30:14,114 --> 00:30:15,682 KNOW, FIVE, SIX SCHOOLS 1200 00:30:15,682 --> 00:30:17,183 DURING THE YEAR. 1201 00:30:17,183 --> 00:30:18,785 WHAT DOES THIS DO TO THE 1202 00:30:18,785 --> 00:30:20,286 ABILITY OF THE CHILD TO 1203 00:30:20,286 --> 00:30:22,322 LEARN AND TO STAY ON GRADE? 1204 00:30:22,322 --> 00:30:23,823 >> IT REALLY DOES IMPACT 1205 00:30:23,823 --> 00:30:28,528 THEIR ABILITY TO BE ABLE TO 1206 00:30:28,528 --> 00:30:29,529 PERFORM IN SCHOOLS. 1207 00:30:29,529 --> 00:30:31,131 EVEN THOUGH WE HAVE A STATE 1208 00:30:31,131 --> 00:30:32,632 STANDARD CURRICULUM, EACH 1209 00:30:32,632 --> 00:30:33,833 SCHOOL CREATES THEIR OWN 1210 00:30:33,833 --> 00:30:34,267 ENVIRONMENT IN THE 1211 00:30:34,267 --> 00:30:34,968 CLASSROOM. 1212 00:30:34,968 --> 00:30:36,403 AND SO A CHILD MAY COME IN 1213 00:30:36,403 --> 00:30:37,437 AND THE TEACHER MAY BE 1214 00:30:37,437 --> 00:30:38,338 COVERING SOMETHING THEY'VE 1215 00:30:38,338 --> 00:30:40,206 ALREADY COVERED OR THEY MAY 1216 00:30:40,206 --> 00:30:41,007 BE COVERING SOMETHING THAT 1217 00:30:41,007 --> 00:30:42,742 THEIR FORMER TEACHER WOULD 1218 00:30:42,742 --> 00:30:43,643 HAVE COVERED TWO WEEKS DOWN 1219 00:30:43,643 --> 00:30:44,744 THE ROAD AND THEY'RE BEHIND. 1220 00:30:44,744 --> 00:30:46,346 WHAT YOU SEE IS MOST OF THE 1221 00:30:46,346 --> 00:30:47,881 TIME FOR CHILDREN WHO ARE 1222 00:30:47,881 --> 00:30:49,182 LIVING AND MOVING FROM 1223 00:30:49,182 --> 00:30:50,483 APARTMENT TO APARTMENT THOSE 1224 00:30:50,483 --> 00:30:51,685 ARE THOSE CHILDREN LIVING IN 1225 00:30:51,685 --> 00:30:52,719 POVERTY AND WE KNOW FROM 1226 00:30:52,719 --> 00:30:53,319 RESEARCH THAT THEY ARE MUCH 1227 00:30:53,319 --> 00:30:55,522 MORE LIKELY TO NOT PASS 1228 00:30:55,522 --> 00:30:57,057 THEIR STATE EXAMS, WHICH ARE 1229 00:30:57,057 --> 00:30:58,658 PRETTY HIGH RISK THESE DAYS, 1230 00:30:58,658 --> 00:31:00,360 AND YOU MAY GET HELD BACK IF 1231 00:31:00,360 --> 00:31:00,960 YOU DON'T PASS. 1232 00:31:00,960 --> 00:31:01,961 >> WE'VE BEEN HEARING ABOUT 1233 00:31:01,961 --> 00:31:02,262 THAT. 1234 00:31:02,262 --> 00:31:04,130 >> AND THEN THAT INCREASES 1235 00:31:04,130 --> 00:31:05,131 THE LIKELIHOOD OF YOU 1236 00:31:05,131 --> 00:31:06,132 DROPPING OUT, WHICH 1237 00:31:06,132 --> 00:31:07,334 INCREASES THE LIKELIHOOD OF 1238 00:31:07,334 --> 00:31:08,835 YOU NOT BEING ABLE TO GET A 1239 00:31:08,835 --> 00:31:09,402 GOOD PAYING JOB. 1240 00:31:09,402 --> 00:31:10,770 SO THEN YOU JUST KIND OF 1241 00:31:10,770 --> 00:31:15,008 FALL INTO THAT PATH PRETTY 1242 00:31:15,008 --> 00:31:15,308 EASILY. 1243 00:31:15,308 --> 00:31:16,109 >> AND LOOKING AT THE 1244 00:31:16,109 --> 00:31:17,077 SITUATION WE SAW IN THE 1245 00:31:17,077 --> 00:31:18,611 DOCUMENTARY THERE ARE SO 1246 00:31:18,611 --> 00:31:21,915 MANY DIFFERENT ISSUES, ANY 1247 00:31:21,915 --> 00:31:23,149 ONE OF WHICH CAN CAUSE THIS 1248 00:31:23,149 --> 00:31:24,351 SITUATION WHERE FAMILIES, 1249 00:31:24,351 --> 00:31:26,353 YOU SAY, FALLS OFF THE PATH. 1250 00:31:26,353 --> 00:31:27,454 IS THERE ONE THAT SEEMS TO 1251 00:31:27,454 --> 00:31:29,756 BE MORE PREVALENT? 1252 00:31:29,756 --> 00:31:30,657 >> WELL, I DON'T KNOW ABOUT 1253 00:31:30,657 --> 00:31:32,192 THAT, BUT I THINK WE DO HAVE 1254 00:31:32,192 --> 00:31:33,593 TO KIND OF RETURN TO THE 1255 00:31:33,593 --> 00:31:35,395 IMPORTANCE OF NOT ONLY A 1256 00:31:35,395 --> 00:31:37,364 GOOD EDUCATIONAL FOUNDATION, 1257 00:31:37,364 --> 00:31:38,965 BUT ALSO THE IMPORTANCE OF A 1258 00:31:38,965 --> 00:31:40,133 GOOD PAYING JOB. 1259 00:31:40,133 --> 00:31:45,405 SO THIS ISSUE OF WHAT HA R. 1260 00:31:45,405 --> 00:31:46,606 HAS ALSO HAPPENED WITH THE 1261 00:31:46,606 --> 00:31:49,142 GREAT RECESSION IS PEOPLE 1262 00:31:49,142 --> 00:31:50,643 HAD GREAT PAYING JOBS AND 1263 00:31:50,643 --> 00:31:51,044 THEY LOST THEM. 1264 00:31:51,044 --> 00:31:52,045 SO THERE'S THE ISSUE OF 1265 00:31:52,045 --> 00:31:53,546 THAT, BUT AT THE END OF THE 1266 00:31:53,546 --> 00:31:54,948 DAY IN TEXAS WE NEED TO NOT 1267 00:31:54,948 --> 00:31:56,149 ONLY THINK ABOUT JOBS NOT 1268 00:31:56,149 --> 00:31:57,283 JUST IN TERMS OF QUANTITY, 1269 00:31:57,283 --> 00:31:58,685 BUT JOBS IN TERMS OF 1270 00:31:58,685 --> 00:31:59,085 QUALITY. 1271 00:31:59,085 --> 00:32:00,186 AND SO WE REALLY NEED TO 1272 00:32:00,186 --> 00:32:03,423 THINK ABOUT THE IMPORTANCE 1273 00:32:03,423 --> 00:32:05,125 OF HOW WELL THESE JOBS PAY 1274 00:32:05,125 --> 00:32:06,426 AND TO THE DEGREE THAT THEY 1275 00:32:06,426 --> 00:32:07,660 ACTUALLY ALLOW FAMILIES TO 1276 00:32:07,660 --> 00:32:09,162 MAKE IT IN TEXAS. 1277 00:32:09,162 --> 00:32:10,363 >> AND FOR FAMILY OF THE 1278 00:32:10,363 --> 00:32:11,097 FAMILIES IN THE VIDEO I 1279 00:32:11,097 --> 00:32:12,298 THINK WE SAW NOT EVERY 1280 00:32:12,298 --> 00:32:13,900 FAMILY, BUT FOR MANY OF THE 1281 00:32:13,900 --> 00:32:15,001 FAMILIES, MANY OF THEIR 1282 00:32:15,001 --> 00:32:16,903 PROBLEMS COULD HAVE BEEN 1283 00:32:16,903 --> 00:32:18,605 REALLY EASED, SIGNIFICANTLY 1284 00:32:18,605 --> 00:32:19,806 EASED FROM GETTING A GOOD 1285 00:32:19,806 --> 00:32:21,408 PAYING JOB, FROM BEING ABLE 1286 00:32:21,408 --> 00:32:22,509 TO SECURE THAT GOOD PAYING 1287 00:32:22,509 --> 00:32:22,809 JOB. 1288 00:32:22,809 --> 00:32:25,445 AND IT WAS JUST THE LACK OF 1289 00:32:25,445 --> 00:32:26,579 GOOD PAYING JOBS THAT WERE 1290 00:32:26,579 --> 00:32:30,383 OUT THERE OR THE LACK OF 1291 00:32:30,383 --> 00:32:31,985 EDUCATION THEY HAD OR THE 1292 00:32:31,985 --> 00:32:33,286 ACCESS TO EDUCATION TO GET 1293 00:32:33,286 --> 00:32:35,188 THAT JOB AND THOSE ARE BIG 1294 00:32:35,188 --> 00:32:35,989 PUBLIC POLICY DECISIONS THAT 1295 00:32:35,989 --> 00:32:36,690 WE CAN MAKE. 1296 00:32:36,690 --> 00:32:38,024 >> AND FOR YOUR FAMILY, YOU 1297 00:32:38,024 --> 00:32:39,426 I KNOW YOU AND YOUR WIFE 1298 00:32:39,426 --> 00:32:40,527 WERE BOTH PURSUING HIGHER 1299 00:32:40,527 --> 00:32:41,061 EDUCATION. 1300 00:32:41,061 --> 00:32:41,961 YOU WERE IN COLLEGE. 1301 00:32:41,961 --> 00:32:44,097 AND YOU HAD THIS HEALTH 1302 00:32:44,097 --> 00:32:45,999 SITUATION WITH YOUR SON. 1303 00:32:45,999 --> 00:32:48,301 THAT DISRUPTED YOUR COLLEGE, 1304 00:32:48,301 --> 00:32:48,902 RIGHT? 1305 00:32:48,902 --> 00:32:50,804 BUT THEN YOU WERE ABLE TO 1306 00:32:50,804 --> 00:32:51,705 FIND A JOB. 1307 00:32:51,705 --> 00:32:52,906 HOW DID ALL OF THIS FIT 1308 00:32:52,906 --> 00:32:53,606 TOGETHER FOR YOU? 1309 00:32:53,606 --> 00:32:56,042 >> SO IT WAS -- IT WAS A 1310 00:32:56,042 --> 00:32:59,145 VERY COMPLICATED AND WE MADE 1311 00:32:59,145 --> 00:33:00,780 A LOT OF TOUGH CHOICES. 1312 00:33:00,780 --> 00:33:01,314 >> RIGHT. 1313 00:33:01,314 --> 00:33:04,718 >> I DID START TAKING SOME 1314 00:33:04,718 --> 00:33:06,519 ONLINE CLASSES AND THEN I 1315 00:33:06,519 --> 00:33:09,622 DID APPLY AT AN EMPLOYER IN 1316 00:33:09,622 --> 00:33:10,623 SAN ANTONIO, A VERY GOOD 1317 00:33:10,623 --> 00:33:11,424 JOB. 1318 00:33:11,424 --> 00:33:12,258 I HAD SOME MILITARY 1319 00:33:12,258 --> 00:33:13,760 BACKGROUND, SO I THINK THAT 1320 00:33:13,760 --> 00:33:15,061 HELPED ME GET IN THE DOOR. 1321 00:33:15,061 --> 00:33:16,996 IT WAS STILL A VERY HARD 1322 00:33:16,996 --> 00:33:18,298 DECISION TO MAKE BECAUSE OUR 1323 00:33:18,298 --> 00:33:19,699 SON WAS STILL AT A POINT 1324 00:33:19,699 --> 00:33:22,802 WHERE HE WAS DAY-TO-DAY, 1325 00:33:22,802 --> 00:33:23,703 WEEK TO WEEK. 1326 00:33:23,703 --> 00:33:28,908 AND WITHOUT A JOB, I MEAN, 1327 00:33:28,908 --> 00:33:30,310 IT WAS -- WE DIDN'T HAVE A 1328 00:33:30,310 --> 00:33:30,810 PLACE TO STAY. 1329 00:33:30,810 --> 00:33:31,511 >> RIGHT. 1330 00:33:31,511 --> 00:33:33,546 >> SO IT WAS -- IT WAS JUST 1331 00:33:33,546 --> 00:33:35,148 TOUGH OVERALL. 1332 00:33:35,148 --> 00:33:37,851 THE JOB, IT REALLY DID HELP 1333 00:33:37,851 --> 00:33:38,852 OUR SITUATION A LOT. 1334 00:33:38,852 --> 00:33:40,987 IT DID EASE OUR SITUATION 1335 00:33:40,987 --> 00:33:42,489 QUITE SIGNIFICANTLY. 1336 00:33:42,489 --> 00:33:45,492 BUT AT THE SAME TIME THE 1337 00:33:45,492 --> 00:33:47,093 EMOTIONAL TOLL THAT IT TOOK 1338 00:33:47,093 --> 00:33:48,595 ON MYSELF AND MY FAMILY WAS 1339 00:33:48,595 --> 00:33:50,296 PRETTY STEEP AS WELL, JUST 1340 00:33:50,296 --> 00:33:51,398 THE TIME AWAY FROM THE 1341 00:33:51,398 --> 00:33:52,532 HOSPITAL AND -- 1342 00:33:52,532 --> 00:33:53,833 >> CERTAINLY. 1343 00:33:53,833 --> 00:33:55,035 SO YOU HAD A SITUATION HERE 1344 00:33:55,035 --> 00:33:56,036 WHERE YOU'RE TRYING TO 1345 00:33:56,036 --> 00:33:56,436 BALANCE. 1346 00:33:56,436 --> 00:33:57,437 YOU WANT TO PURSUE YOUR 1347 00:33:57,437 --> 00:34:00,140 EDUCATION. 1348 00:34:00,140 --> 00:34:02,709 THE NEED -- YOU NEED A JOB. 1349 00:34:02,709 --> 00:34:03,710 YOU HAVE TO PROVIDE A HOME 1350 00:34:03,710 --> 00:34:05,078 FOR YOUR FAMILY. 1351 00:34:05,078 --> 00:34:06,680 AND THEN YOU HAD THE ISSUES 1352 00:34:06,680 --> 00:34:07,681 WITH MEDICAID. 1353 00:34:07,681 --> 00:34:09,282 I KNOW YOU HAD SOME CONCERNS 1354 00:34:09,282 --> 00:34:10,016 ABOUT THAT. 1355 00:34:10,016 --> 00:34:13,119 HOW DID THAT ALL WORK OUT 1356 00:34:13,119 --> 00:34:13,620 FOR YOU? 1357 00:34:13,620 --> 00:34:14,320 >> OUR CONCERNS WITH 1358 00:34:14,320 --> 00:34:16,623 MEDICAID, YOU HAVE TO -- YOU 1359 00:34:16,623 --> 00:34:17,524 HAVE TO MAKE VERY LITTLE 1360 00:34:17,524 --> 00:34:18,425 WITH MEDICAID. 1361 00:34:18,425 --> 00:34:20,126 JUST THE WHOLE QUALIFICATION 1362 00:34:20,126 --> 00:34:21,227 PROCESS FOR MEDICAID, THEY 1363 00:34:21,227 --> 00:34:22,362 WANT TO KNOW YOUR SAVINGS, 1364 00:34:22,362 --> 00:34:25,265 YOUR CHECKING ACCOUNT. 1365 00:34:25,265 --> 00:34:26,266 THEY WANT TO KNOW EXACTLY 1366 00:34:26,266 --> 00:34:28,301 HOW MUCH -- WHAT ASSETS YOU 1367 00:34:28,301 --> 00:34:28,902 HAVE. 1368 00:34:28,902 --> 00:34:30,403 AND SO IT PUT US IN A 1369 00:34:30,403 --> 00:34:31,404 SITUATION WHERE WE WERE 1370 00:34:31,404 --> 00:34:33,306 REALLY AFRAID TO MAKE MONEY. 1371 00:34:33,306 --> 00:34:36,009 WE WERE AFRAID TO EARN A 1372 00:34:36,009 --> 00:34:38,611 STEADY INCOME BECAUSE OF THE 1373 00:34:38,611 --> 00:34:39,713 POSSIBILITY OF LOSING THAT 1374 00:34:39,713 --> 00:34:41,548 MEDICAID. 1375 00:34:41,548 --> 00:34:44,284 IT DID WORK OUT THAT WE WERE 1376 00:34:44,284 --> 00:34:47,620 ABLE TO GET HEALTH CARE, AND 1377 00:34:47,620 --> 00:34:49,122 OUR SON DID QUALIFY FOR 1378 00:34:49,122 --> 00:34:49,923 SOCIAL SECURITY AT THAT 1379 00:34:49,923 --> 00:34:50,924 TIME. 1380 00:34:50,924 --> 00:34:52,325 SO THAT ALLOWED HIM TO KEEP 1381 00:34:52,325 --> 00:34:53,927 THE MEDICAID WHENEVER WE DID 1382 00:34:53,927 --> 00:34:56,730 GET REGULAR INSURANCE. 1383 00:34:56,730 --> 00:34:59,766 BUT IT WAS STILL LEADING UP 1384 00:34:59,766 --> 00:35:01,167 TO THAT POINT, I MEAN, IT 1385 00:35:01,167 --> 00:35:02,369 WAS -- IT WAS A DECISION 1386 00:35:02,369 --> 00:35:03,670 THAT WE WERE MAKING. 1387 00:35:03,670 --> 00:35:05,805 I CAN BE MAKING X AMOUNT OF 1388 00:35:05,805 --> 00:35:07,107 MONEY A YEAR, BUT WE'LL HAVE 1389 00:35:07,107 --> 00:35:09,609 TO PAY X AMOUNT IN MEDICAL 1390 00:35:09,609 --> 00:35:10,310 COSTS. 1391 00:35:10,310 --> 00:35:13,013 AND IT WAS JUST LIKE I HAD 1392 00:35:13,013 --> 00:35:14,214 MENTIONED BEFORE, THE COST 1393 00:35:14,214 --> 00:35:15,515 OF OUR SON'S CARE AT THAT 1394 00:35:15,515 --> 00:35:18,151 TIME, IT WAS -- IT WAS 1395 00:35:18,151 --> 00:35:19,052 SIGNIFICANT. 1396 00:35:19,052 --> 00:35:19,652 >> YEAH. 1397 00:35:19,652 --> 00:35:20,453 AND I THINK WHAT YOU BRING 1398 00:35:20,453 --> 00:35:22,989 UP IS A REALLY, REALLY 1399 00:35:22,989 --> 00:35:23,890 IMPORTANT POINT BECAUSE A 1400 00:35:23,890 --> 00:35:25,091 LOT OF TIMES WHEN WE GET IN 1401 00:35:25,091 --> 00:35:25,892 THESE DISCUSSION PEOPLE 1402 00:35:25,892 --> 00:35:26,993 START TALKING ABOUT PERSONAL 1403 00:35:26,993 --> 00:35:27,694 RESPONSIBILITY AND NOTHING 1404 00:35:27,694 --> 00:35:29,496 WAS MORE APPARENT IN THESE 1405 00:35:29,496 --> 00:35:31,698 STORIES THAT EVERYBODY HAD 1406 00:35:31,698 --> 00:35:33,199 IMMENSE AMOUNTS OF PERSONAL 1407 00:35:33,199 --> 00:35:34,100 RESPONSIBILITY. 1408 00:35:34,100 --> 00:35:34,934 THAT THEY WERE TRYING TO 1409 00:35:34,934 --> 00:35:35,635 MOVE FORWARD. 1410 00:35:35,635 --> 00:35:36,836 AND WHAT'S INTERESTING IS WE 1411 00:35:36,836 --> 00:35:38,538 DON'T SPEND A LOT OF TIME 1412 00:35:38,538 --> 00:35:39,539 TALKING ABOUT THAT SHARED 1413 00:35:39,539 --> 00:35:40,073 RESPONSIBILITY AS A 1414 00:35:40,073 --> 00:35:41,708 COMMUNITY, AND THAT REALLY 1415 00:35:41,708 --> 00:35:42,809 APPLIES TO A LOT OF PROGRAMS 1416 00:35:42,809 --> 00:35:43,410 THAT WE HAVE. 1417 00:35:43,410 --> 00:35:46,913 AND THE THINGS THAT WE DO TO 1418 00:35:46,913 --> 00:35:47,414 SUPPORT THEM. 1419 00:35:47,414 --> 00:35:48,815 IN THAT A LOT OF TIMES WHEN 1420 00:35:48,815 --> 00:35:49,916 WE'RE TALKING ABOUT WHO IS 1421 00:35:49,916 --> 00:35:50,950 ELIGIBLE, WHO IS NOT 1422 00:35:50,950 --> 00:35:51,851 ELIGIBLE WE MAKE THESE 1423 00:35:51,851 --> 00:35:53,853 CUTOFFS THAT ARE TO SOME 1424 00:35:53,853 --> 00:35:54,754 DEGREE ARBITRARY. 1425 00:35:54,754 --> 00:35:56,589 AND IF YOU ARE EVEN ONE 1426 00:35:56,589 --> 00:35:57,891 QUARTER OF YOUR PAYCHECK IS 1427 00:35:57,891 --> 00:35:59,192 OVER WHAT THAT ARBITRARY 1428 00:35:59,192 --> 00:36:00,593 CUTOFF IS, YOU GET ON THIS 1429 00:36:00,593 --> 00:36:02,495 CLIFF AND THEN YOU FALL OFF 1430 00:36:02,495 --> 00:36:03,697 AND YOU'RE NOT ELIGIBLE FOR 1431 00:36:03,697 --> 00:36:04,497 BENEFITS ANYMORE. 1432 00:36:04,497 --> 00:36:05,732 SO IT DOESN'T ENCOURAGE THAT 1433 00:36:05,732 --> 00:36:06,533 ECONOMIC LADDER. 1434 00:36:06,533 --> 00:36:07,534 IT DOESN'T ENCOURAGE 1435 00:36:07,534 --> 00:36:08,635 FAMILIES TO BE ABLE TO MOVE 1436 00:36:08,635 --> 00:36:09,536 UP BECAUSE THEY'RE WORRIED 1437 00:36:09,536 --> 00:36:10,837 THAT IF THEY GET A SMALL 1438 00:36:10,837 --> 00:36:12,372 RAISE, THEY'LL ACTUALLY BE 1439 00:36:12,372 --> 00:36:13,973 WORSE OFF BECAUSE THEY'LL 1440 00:36:13,973 --> 00:36:14,974 LOSE THEIR BENEFITS. 1441 00:36:14,974 --> 00:36:15,775 >> THIS IS EXTREMELY 1442 00:36:15,775 --> 00:36:16,376 STRESSFUL. 1443 00:36:16,376 --> 00:36:18,144 >> AND THIS IDEA OF YOU TALK 1444 00:36:18,144 --> 00:36:20,680 ABOUT SAVINGS AS KIND OF A 1445 00:36:20,680 --> 00:36:23,083 DISQUALIFIER FOR APPLYING 1446 00:36:23,083 --> 00:36:24,284 FOR -- IT'S ALMOST LIKE IF 1447 00:36:24,284 --> 00:36:24,751 YOU HAVE A BACHELOR'S 1448 00:36:24,751 --> 00:36:26,786 DEGREE, CAN YOU GET PUBLIC 1449 00:36:26,786 --> 00:36:27,187 ASSISTANCE? 1450 00:36:27,187 --> 00:36:30,023 BECAUSE THAT'S AN ASSET. 1451 00:36:30,023 --> 00:36:31,224 SO YOU KIND OF REALLY WONDER 1452 00:36:31,224 --> 00:36:33,126 WHAT IS REALLY KIND OF THE 1453 00:36:33,126 --> 00:36:34,327 POINT IN KIND OF 1454 00:36:34,327 --> 00:36:37,163 DISCOURAGING KIND OF GOOD 1455 00:36:37,163 --> 00:36:38,164 FINANCIAL OR EDUCATIONAL 1456 00:36:38,164 --> 00:36:39,733 BEHAVIOR. 1457 00:36:39,733 --> 00:36:41,001 >> IT DOES SEEM THAT THERE 1458 00:36:41,001 --> 00:36:43,636 CAN BE THIS DYSINCENTIVE 1459 00:36:43,636 --> 00:36:45,438 BECAUSE YOU ARE SO HAVING TO 1460 00:36:45,438 --> 00:36:46,740 CAREFULLY WAY, I WANT A 1461 00:36:46,740 --> 00:36:48,375 BETTER JOB, BUT IF I GET 1462 00:36:48,375 --> 00:36:49,676 THAT BETTER JOB, WHAT WOULD 1463 00:36:49,676 --> 00:36:51,878 THAT MEAN FOR MY MEDICAID? 1464 00:36:51,878 --> 00:36:54,881 SITUATIONS WHERE DISABILITY 1465 00:36:54,881 --> 00:36:56,282 MAY COME INTO PLAY. 1466 00:36:56,282 --> 00:36:57,584 HOW COMMON ARE THESE KINDS 1467 00:36:57,584 --> 00:36:59,319 OF SITUATIONS AND THESE 1468 00:36:59,319 --> 00:37:01,287 DILEMMAS FOR PEOPLE? 1469 00:37:01,287 --> 00:37:02,722 >> VERY, VERY COMMON. 1470 00:37:02,722 --> 00:37:03,523 WE DON'T HAVE SPECIFIC 1471 00:37:03,523 --> 00:37:04,424 NUMBERS ON HOW MANY PEOPLE 1472 00:37:04,424 --> 00:37:05,759 ARE CHOOSING NOT TO TAKE A 1473 00:37:05,759 --> 00:37:06,059 RAISE. 1474 00:37:06,059 --> 00:37:07,460 THEY DON'T SUPPORT THAT ON 1475 00:37:07,460 --> 00:37:08,661 THEIR CENSUS FORM OR 1476 00:37:08,661 --> 00:37:09,062 ANYTHING. 1477 00:37:09,062 --> 00:37:10,163 >> NO, IT'S NOT A QUESTION. 1478 00:37:10,163 --> 00:37:12,098 >> IT'S NOT A QUO THE CENSUS 1479 00:37:12,098 --> 00:37:12,599 FORM. 1480 00:37:12,599 --> 00:37:15,335 BUT WE DO KNOW ANECDOTALLY 1481 00:37:15,335 --> 00:37:17,137 THAT IT HAPPENS QUITE A BIT 1482 00:37:17,137 --> 00:37:18,238 AND WE HEARD ABOUT THOSE 1483 00:37:18,238 --> 00:37:19,873 CONCERNS LIKE RICHARD HAD 1484 00:37:19,873 --> 00:37:20,907 THAT IT HAPPENS WITH 1485 00:37:20,907 --> 00:37:22,342 FAMILIES ON A REGULAR BASIS. 1486 00:37:22,342 --> 00:37:23,777 AND THESE ARE SMART PEOPLE 1487 00:37:23,777 --> 00:37:25,211 WHO ARE WORKING DOWN TO THE 1488 00:37:25,211 --> 00:37:26,713 PENNY AND TRYING TO FIGURE 1489 00:37:26,713 --> 00:37:28,815 OUT EXACTLY HOW THEY'RE 1490 00:37:28,815 --> 00:37:30,316 GOING TO MAKE ENDS MEET. 1491 00:37:30,316 --> 00:37:32,619 AND I THINK IT'S SOMETHING 1492 00:37:32,619 --> 00:37:33,920 THAT HAPPENS ON A VERY 1493 00:37:33,920 --> 00:37:34,521 REGULAR BASIS. 1494 00:37:34,521 --> 00:37:36,656 >> I WOULDN'T HELP BUT WATCH 1495 00:37:36,656 --> 00:37:39,092 THE DOCUMENTARY AND BE PROUD 1496 00:37:39,092 --> 00:37:39,793 THAT THE PRIDE OF THE 1497 00:37:39,793 --> 00:37:41,528 FAMILIES COMES THROUGH. 1498 00:37:41,528 --> 00:37:43,430 AND SARAH AND MATT THAT ARE 1499 00:37:43,430 --> 00:37:44,631 RESIDENTS AT ONE OF OUR 1500 00:37:44,631 --> 00:37:46,566 COMMUNITIES AND HOW MUCH 1501 00:37:46,566 --> 00:37:48,468 THEY'VE PERCENT SEVERED AND 1502 00:37:48,468 --> 00:37:51,071 NOW ARE -- PERSEVERED AND 1503 00:37:51,071 --> 00:37:52,572 NOW ARE BEING SUCCESSFUL. 1504 00:37:52,572 --> 00:37:53,873 AND COOPER THEIR SON -- 1505 00:37:53,873 --> 00:37:54,874 >> YES, WE SAW ON 1506 00:37:54,874 --> 00:37:55,475 DOCUMENTARY. 1507 00:37:55,475 --> 00:37:56,776 >> HE'S WALKING NOW, TAKING 1508 00:37:56,776 --> 00:37:57,811 HIS FIRST STEPS. 1509 00:37:57,811 --> 00:38:00,513 >> HE IS. 1510 00:38:00,513 --> 00:38:01,915 >> THESE ARE PROUD TEXAS 1511 00:38:01,915 --> 00:38:02,916 FAMILIES AND WE'RE IN THIS 1512 00:38:02,916 --> 00:38:03,416 TOGETHER. 1513 00:38:03,416 --> 00:38:04,951 THESE ARE FAMILIES THAT ARE 1514 00:38:04,951 --> 00:38:06,486 PLAYING BY THE RULES. 1515 00:38:06,486 --> 00:38:10,290 AND WE DESERVE TO NOT JUST 1516 00:38:10,290 --> 00:38:12,392 CARE ABOUT THEM, BUT TO JOIN 1517 00:38:12,392 --> 00:38:12,892 WITH THEM. 1518 00:38:12,892 --> 00:38:14,194 >> AND I THINK WE HEARD THAT 1519 00:38:14,194 --> 00:38:14,861 FROM THEM. 1520 00:38:14,861 --> 00:38:15,662 THEY ARE PLAYING BY THE 1521 00:38:15,662 --> 00:38:16,463 RULES. 1522 00:38:16,463 --> 00:38:17,364 THEY WANT TO PLAY BY THE 1523 00:38:17,364 --> 00:38:17,864 RULES. 1524 00:38:17,864 --> 00:38:19,499 THEY WANT TO KNOW HOW TO 1525 00:38:19,499 --> 00:38:20,600 PLAY BY THE RULES. 1526 00:38:20,600 --> 00:38:24,537 AND THAT CAN BE I THINK A 1527 00:38:24,537 --> 00:38:26,639 REAL DILEMMA FOR SOME OF THE 1528 00:38:26,639 --> 00:38:27,240 FAMILIES. 1529 00:38:27,240 --> 00:38:28,975 HOW DO I PLAY BY THE RULES? 1530 00:38:28,975 --> 00:38:29,976 WHAT ARE THE RULES? 1531 00:38:29,976 --> 00:38:32,278 THIS IS NOT EASY TO FIGURE 1532 00:38:32,278 --> 00:38:34,814 OUT, IS IT? 1533 00:38:34,814 --> 00:38:36,216 >> IT'S PRETTY COMPLEX. 1534 00:38:36,216 --> 00:38:39,619 I'VE ACTUALLY TRIED TO JUST 1535 00:38:39,619 --> 00:38:41,254 LOOK AT A MEDICAID FORM AND 1536 00:38:41,254 --> 00:38:42,655 TRIED TO FILL IT OUT, AND 1537 00:38:42,655 --> 00:38:44,357 IT'S MADE ME A LITTLE FAINT 1538 00:38:44,357 --> 00:38:45,558 TO TRY TO FIGURE IT OUT. 1539 00:38:45,558 --> 00:38:46,059 [LAUGHTER] 1540 00:38:46,059 --> 00:38:48,228 >> AND IT'S NOT JUST 1541 00:38:48,228 --> 00:38:48,962 MEDICAID. 1542 00:38:48,962 --> 00:38:50,663 IT'S IF YOU'RE TRYING TO 1543 00:38:50,663 --> 00:38:52,866 QUALIFY FOR DISABILITY OR 1544 00:38:52,866 --> 00:38:55,568 YOU HAVE A SITUATION WHERE 1545 00:38:55,568 --> 00:38:56,970 SOMEONE IS OLDER, HAS BEEN 1546 00:38:56,970 --> 00:38:58,571 IN THE HOSPITAL. 1547 00:38:58,571 --> 00:38:59,873 NOW YOU'RE OUT OF THE 1548 00:38:59,873 --> 00:39:00,273 HOSPITAL. 1549 00:39:00,273 --> 00:39:01,374 IS IT MEDICAID NOW, IS IT 1550 00:39:01,374 --> 00:39:02,475 MEDICARE? 1551 00:39:02,475 --> 00:39:03,677 IF A NURSING FACILITY COMES 1552 00:39:03,677 --> 00:39:05,712 IN, WHO IS PAYING FOR THAT? 1553 00:39:05,712 --> 00:39:07,414 IS THERE -- DO WE HAVE 1554 00:39:07,414 --> 00:39:09,716 PROGRAMS TO HELP PEOPLE 1555 00:39:09,716 --> 00:39:11,551 NAVIGATE THIS? 1556 00:39:11,551 --> 00:39:13,653 >> WE HAVE A LOT OF LOCAL 1557 00:39:13,653 --> 00:39:15,055 COMMUNITIES LIKE FOUNDATION 1558 00:39:15,055 --> 00:39:16,256 COMMUNITIES WHO ACTUALLY 1559 00:39:16,256 --> 00:39:18,358 WORK WITH FAMILIES AND TRY 1560 00:39:18,358 --> 00:39:20,960 TO HELP THEM NAVIGATE THAT. 1561 00:39:20,960 --> 00:39:22,562 BUT THEY TEND TO BE MORE 1562 00:39:22,562 --> 00:39:23,663 LOCALLY BASED. 1563 00:39:23,663 --> 00:39:24,998 WE DO HAVE THE OPPORTUNITY 1564 00:39:24,998 --> 00:39:27,500 TO CALL LIKE 211 IS A 1565 00:39:27,500 --> 00:39:28,301 RESOURCE. 1566 00:39:28,301 --> 00:39:31,805 >> AND I THINK I WILL GIVE 1567 00:39:31,805 --> 00:39:33,006 THE STATE OF TEXAS CREDIT. 1568 00:39:33,006 --> 00:39:34,307 LAST SESSION THEY PASSED 1569 00:39:34,307 --> 00:39:35,208 LEGISLATION TO CREATE A 1570 00:39:35,208 --> 00:39:36,109 COMMUNITY PARTNERS PROGRAM 1571 00:39:36,109 --> 00:39:39,145 TO ALLOW, ENABLE AND EMPOWER 1572 00:39:39,145 --> 00:39:41,047 NONPROFITS TO REALLY KIND OF 1573 00:39:41,047 --> 00:39:42,182 REALLY DIG DEEP TO FIND 1574 00:39:42,182 --> 00:39:43,283 PEOPLE THAT ARE ELIGIBLE FOR 1575 00:39:43,283 --> 00:39:44,217 PUBLIC BENEFITS. 1576 00:39:44,217 --> 00:39:45,919 SO I THINK THAT IS ONE KIND 1577 00:39:45,919 --> 00:39:47,420 OF POSITIVE DEVELOPMENT THAT 1578 00:39:47,420 --> 00:39:50,323 THERE IS, NOT ONLY A LOT OF 1579 00:39:50,323 --> 00:39:51,524 PUBLIC SUPPORT OR INCREASING 1580 00:39:51,524 --> 00:39:52,225 PUBLIC SUPPORT FOR 1581 00:39:52,225 --> 00:39:55,428 INCREASING UP TAKE OF PUBLIC 1582 00:39:55,428 --> 00:39:56,830 BENEFITS, BUT THERE'S ALSO 1583 00:39:56,830 --> 00:39:58,865 SUPPORT FROM PHILANTHROPIC, 1584 00:39:58,865 --> 00:40:00,166 WITH SUPPORT FROM NONPROFITS 1585 00:40:00,166 --> 00:40:01,067 TO MAKE THIS HAPPEN A LITTLE 1586 00:40:01,067 --> 00:40:01,368 BIT. 1587 00:40:01,368 --> 00:40:02,369 >> DOES THE STATE OF TEXAS 1588 00:40:02,369 --> 00:40:05,205 HAVE ANY KIND OF DATABASE OR 1589 00:40:05,205 --> 00:40:07,507 ANYTHING ACCESSIBLE WHERE 1590 00:40:07,507 --> 00:40:10,310 NONPROFITS CAN LEARN WHAT IS 1591 00:40:10,310 --> 00:40:11,211 GOING ON, WHERE THEY CAN 1592 00:40:11,211 --> 00:40:11,911 COLLABORATE? 1593 00:40:11,911 --> 00:40:12,912 IS THERE ANYTHING LIKE THAT 1594 00:40:12,912 --> 00:40:13,413 AVAILABLE? 1595 00:40:13,413 --> 00:40:14,514 >> WELL, I THINK THROUGH 1596 00:40:14,514 --> 00:40:18,551 THIS PROGRAM, NONPROFITS 1597 00:40:18,551 --> 00:40:19,652 WILL ACTUALLY HAVE ACCESS TO 1598 00:40:19,652 --> 00:40:21,054 A UNIQUE PORTAL IN WHICH 1599 00:40:21,054 --> 00:40:22,155 THEY'LL BE ABLE TO NOT ONLY 1600 00:40:22,155 --> 00:40:23,656 HELP FOLKS ENROLL, BUT BE 1601 00:40:23,656 --> 00:40:26,359 ABLE TO TRACK THE PROGRESS 1602 00:40:26,359 --> 00:40:27,260 OF THIS ENROLLMENT. 1603 00:40:27,260 --> 00:40:28,461 SO I THINK THAT THERE'S 1604 00:40:28,461 --> 00:40:29,596 GOING TO BE I THINK -- I 1605 00:40:29,596 --> 00:40:30,697 THINK IT'S GOING TO BE AS 1606 00:40:30,697 --> 00:40:31,798 THIS ROLLS OUT OF THE NEXT 1607 00:40:31,798 --> 00:40:33,700 SEVERAL YEAR. 1608 00:40:33,700 --> 00:40:34,734 INTERESTING TO SEE HOW THIS 1609 00:40:34,734 --> 00:40:35,735 CHANGES THE LANDSCAPE IN 1610 00:40:35,735 --> 00:40:37,837 TERMS OF UPTAKE AND ACCESS 1611 00:40:37,837 --> 00:40:38,938 TO PUBLIC BENEFITS. 1612 00:40:38,938 --> 00:40:40,173 >> IT SOUNDS LIKE THAT COULD 1613 00:40:40,173 --> 00:40:41,107 BE VERY HELPFUL. 1614 00:40:41,107 --> 00:40:42,008 >> I THINK WE DO HAVE 1615 00:40:42,008 --> 00:40:44,110 CHALLENGES ABOUT MAKING THE 1616 00:40:44,110 --> 00:40:45,512 APPLICATIONS MORE ACCESSIBLE 1617 00:40:45,512 --> 00:40:47,213 AND LESS CONFUSING, AND WE 1618 00:40:47,213 --> 00:40:48,415 NEED TO COLLABORATE SOME 1619 00:40:48,415 --> 00:40:51,317 MORE AS ORGANIZATIONS, BUT 1620 00:40:51,317 --> 00:40:52,652 WE ALREADY COLLABORATE A 1621 00:40:52,652 --> 00:40:53,053 LOT. 1622 00:40:53,053 --> 00:40:54,654 IT DOESN'T -- WE CAN'T 1623 00:40:54,654 --> 00:40:58,158 REPLACE. 1624 00:40:58,158 --> 00:40:59,859 THE RESOURCES ARE NOT THERE 1625 00:40:59,859 --> 00:41:00,660 FOR THE EDUCATION, HEALTH 1626 00:41:00,660 --> 00:41:02,062 AND OTHER PROGRAMS AND 1627 00:41:02,062 --> 00:41:02,662 SERVICES. 1628 00:41:02,662 --> 00:41:03,863 ALL COLLABORATION IN THE 1629 00:41:03,863 --> 00:41:05,665 WORLD -- 1630 00:41:05,665 --> 00:41:06,666 >> WHAT YOU'RE SAYING IS 1631 00:41:06,666 --> 00:41:07,701 THERE'S ONLY SO MUCH MONEY 1632 00:41:07,701 --> 00:41:08,501 YOU CAN RAISE AS A 1633 00:41:08,501 --> 00:41:09,202 NONPROFIT, RIGHT? 1634 00:41:09,202 --> 00:41:11,304 >> AND THE ELIGIBILITY -- 1635 00:41:11,304 --> 00:41:12,305 THE INCOME ELIGIBILITY AND 1636 00:41:12,305 --> 00:41:13,707 THE ASSET LIMIT ELIGIBILITY 1637 00:41:13,707 --> 00:41:16,142 IS SO LOW THAT PEOPLE REALLY 1638 00:41:16,142 --> 00:41:19,045 CAN'T QUALIFY. 1639 00:41:19,045 --> 00:41:20,246 >> YOU MENTIONED THAT. 1640 00:41:20,246 --> 00:41:22,449 >> ALL THE OUTREACH IN THE 1641 00:41:22,449 --> 00:41:23,049 WORLD -- 1642 00:41:23,049 --> 00:41:23,850 >> WE'RE REALLY CONCERNED 1643 00:41:23,850 --> 00:41:25,452 WITH THE MONEY THAT WE HAD 1644 00:41:25,452 --> 00:41:27,287 IN SAVINGS. 1645 00:41:27,287 --> 00:41:28,588 YOU KNOW, WE HAD A VEHICLE 1646 00:41:28,588 --> 00:41:30,490 THAT WE HAD TO GIVEAWAY TO A 1647 00:41:30,490 --> 00:41:31,591 FAMILY MEMBER. 1648 00:41:31,591 --> 00:41:32,492 >> MY GOODNESS. 1649 00:41:32,492 --> 00:41:33,693 >> JUST TO MAKE SURE THAT WE 1650 00:41:33,693 --> 00:41:34,794 COULD QUALIFY. 1651 00:41:34,794 --> 00:41:36,596 WE DID HAVE A SOCIAL WORKER 1652 00:41:36,596 --> 00:41:37,897 HELP US FILL OUT THE 1653 00:41:37,897 --> 00:41:39,499 MEDICAID FORM THE SECOND 1654 00:41:39,499 --> 00:41:39,899 TIME. 1655 00:41:39,899 --> 00:41:41,001 THE FIRST TIME WE GOT REALLY 1656 00:41:41,001 --> 00:41:41,668 FLUSTERED. 1657 00:41:41,668 --> 00:41:43,470 WE DIDN'T KNOW WHAT WE WERE 1658 00:41:43,470 --> 00:41:44,270 GETTING INTO. 1659 00:41:44,270 --> 00:41:44,771 >> OF COURSE. 1660 00:41:44,771 --> 00:41:45,972 >> BUT WE DID HAVE A SOCIAL 1661 00:41:45,972 --> 00:41:47,407 WORKER AT THE HOSPITAL THAT 1662 00:41:47,407 --> 00:41:48,608 KIND OF WALKED US THROUGH IT 1663 00:41:48,608 --> 00:41:50,610 AND EXPLAINED A LITTLE MORE 1664 00:41:50,610 --> 00:41:51,811 ABOUT THE PROGRAM TO US. 1665 00:41:51,811 --> 00:41:53,913 SO THAT HELPED A LOT. 1666 00:41:53,913 --> 00:41:56,116 AND ONE OF THE THINGS THAT I 1667 00:41:56,116 --> 00:41:58,818 NOTICED ABOUT MEDICAID IS 1668 00:41:58,818 --> 00:41:59,919 THAT IT DOESN'T NECESSARILY 1669 00:41:59,919 --> 00:42:00,920 LOOK AT YOUR SITUATION THAT 1670 00:42:00,920 --> 00:42:01,721 YOU'RE IN. 1671 00:42:01,721 --> 00:42:04,357 IT'S MORE JUST WHAT ARE YOUR 1672 00:42:04,357 --> 00:42:05,558 ASSETS AND WHAT DO YOU 1673 00:42:05,558 --> 00:42:09,262 HAVE -- 1674 00:42:09,262 --> 00:42:10,864 >> JUST LOOKING AT NUMBERS 1675 00:42:10,864 --> 00:42:13,066 AND NOT AT PEOPLE, IS THAT 1676 00:42:13,066 --> 00:42:14,668 WHAT YOU'RE SAYING, NOT AT 1677 00:42:14,668 --> 00:42:15,568 YOUR UNIQUE SITUATION. 1678 00:42:15,568 --> 00:42:16,503 >> EXACTLY. 1679 00:42:16,503 --> 00:42:18,004 >> THAT IS VERY DIFFICULT 1680 00:42:18,004 --> 00:42:19,706 BECAUSE THE SITUATIONS ARE 1681 00:42:19,706 --> 00:42:21,941 SO DIFFERENT. 1682 00:42:21,941 --> 00:42:23,843 AND IT'S HARD TO SAY YOU CAN 1683 00:42:23,843 --> 00:42:25,445 JUST PUT NUMBERS INTO A 1684 00:42:25,445 --> 00:42:26,846 COMPUTER AND COME UP WITH 1685 00:42:26,846 --> 00:42:27,747 THE RIGHT ANSWER. 1686 00:42:27,747 --> 00:42:28,748 >> AND ONE OF THE THINGS 1687 00:42:28,748 --> 00:42:30,950 THAT WE KNOW IS THAT WE 1688 00:42:30,950 --> 00:42:32,652 ENCOURAGE PEOPLE TO HAVE 1689 00:42:32,652 --> 00:42:34,654 SOME EMERGENCY OR RAINY DAY 1690 00:42:34,654 --> 00:42:35,689 SAVINGS. 1691 00:42:35,689 --> 00:42:37,590 AND SO WHEN THINGS GET BAD, 1692 00:42:37,590 --> 00:42:38,491 WE DON'T NECESSARILY WANT 1693 00:42:38,491 --> 00:42:40,493 PEOPLE TO SPIN THAT DOWN SO 1694 00:42:40,493 --> 00:42:41,628 THEY CAN GET SOME 1695 00:42:41,628 --> 00:42:42,762 ASSISTANCE, RIGHT? 1696 00:42:42,762 --> 00:42:45,165 AND SO THESE ARE THE -- WE 1697 00:42:45,165 --> 00:42:46,266 TALK ABOUT THE TOUGH CHOICES 1698 00:42:46,266 --> 00:42:47,467 THAT PEOPLE ARE MAKING 1699 00:42:47,467 --> 00:42:48,768 SELLING VEHICLES SO THAT YOU 1700 00:42:48,768 --> 00:42:50,270 CAN QUALIFY FOR MEDICAL. 1701 00:42:50,270 --> 00:42:51,338 THESE ARE THE TOUGH CHOICES 1702 00:42:51,338 --> 00:42:52,772 THAT I DON'T THINK WE REALLY 1703 00:42:52,772 --> 00:42:54,007 WANT FAMILIES TO BE MAKING. 1704 00:42:54,007 --> 00:42:55,008 >> NO, YOU'RE RIGHT. 1705 00:42:55,008 --> 00:42:55,909 THIS IS A REAL DILEMMA 1706 00:42:55,909 --> 00:42:57,911 BECAUSE WE TALK ABOUT WE 1707 00:42:57,911 --> 00:42:58,712 WANT PEOPLE TO BE 1708 00:42:58,712 --> 00:42:59,112 RESPONSIBLE. 1709 00:42:59,112 --> 00:43:00,313 PART OF BEING RESPONSIBLE IS 1710 00:43:00,313 --> 00:43:02,215 TO SAVE, TO HAVE MONEY THAT 1711 00:43:02,215 --> 00:43:04,617 YOU HAVE SET ASIDE, TO HAVE 1712 00:43:04,617 --> 00:43:06,252 ASSETS, BUT THEN TO BE ABLE 1713 00:43:06,252 --> 00:43:07,854 IN SITUATION WHERE WE'RE 1714 00:43:07,854 --> 00:43:09,055 SAYING, WELL, YOU HAVE TO 1715 00:43:09,055 --> 00:43:11,257 MAKE A CHOICE BETWEEN 1716 00:43:11,257 --> 00:43:13,793 MEDICAL CARE FOR A CHILD OR 1717 00:43:13,793 --> 00:43:16,963 HAVING SOME SAVINGS, IS THAT 1718 00:43:16,963 --> 00:43:18,298 THE MESSAGE THAT WE REALLY 1719 00:43:18,298 --> 00:43:18,898 WANT? 1720 00:43:18,898 --> 00:43:23,803 THAT IS QUITE A DILEMMA. 1721 00:43:23,803 --> 00:43:25,405 AND WHEN YOU TALK ABOUT 1722 00:43:25,405 --> 00:43:27,040 ASSET BUILDING AND 1723 00:43:27,040 --> 00:43:29,175 INVESTMENT, CERTAINLY WE 1724 00:43:29,175 --> 00:43:31,478 WANT PEOPLE TO BE LOOKING 1725 00:43:31,478 --> 00:43:32,579 TOWARDS THE FUTURE. 1726 00:43:32,579 --> 00:43:33,880 WHEN YOU WERE SAYING PEOPLE 1727 00:43:33,880 --> 00:43:35,181 CAN'T AFFORD TO SEND THEIR 1728 00:43:35,181 --> 00:43:37,283 KIDS TO COLLEGE, WELL, IF 1729 00:43:37,283 --> 00:43:38,284 WE'RE TELLING THEM START 1730 00:43:38,284 --> 00:43:39,285 SAVING FOR COLLEGE THE 1731 00:43:39,285 --> 00:43:40,820 MINUTE YOUR CHILD IS BORN, 1732 00:43:40,820 --> 00:43:43,323 BUT NOW THERE'S A MEDICAL 1733 00:43:43,323 --> 00:43:44,824 PROBLEM, SO YOU NEED TO GET 1734 00:43:44,824 --> 00:43:46,026 RID OF YOUR SAVINGS IN ORDER 1735 00:43:46,026 --> 00:43:48,361 TO ACCESS HEALTH CARE, NOW 1736 00:43:48,361 --> 00:43:49,662 WE'RE NOT GOING TO HAVE THE 1737 00:43:49,662 --> 00:43:51,164 MONEY THAT WE NEED TO PUT 1738 00:43:51,164 --> 00:43:53,566 AWAY FOR COLLEGE. 1739 00:43:53,566 --> 00:43:55,468 IT'S A HUGE DILEMMA. 1740 00:43:55,468 --> 00:43:58,171 >> YOU KNOW, DON BROUGHT UP 1741 00:43:58,171 --> 00:43:59,172 A CRITICAL ISSUE WITH 1742 00:43:59,172 --> 00:44:00,607 PREDATORY PAYDAY LENDING 1743 00:44:00,607 --> 00:44:01,808 TYPE PRACTICES. 1744 00:44:01,808 --> 00:44:02,709 THIS IS ANOTHER AREA WHERE 1745 00:44:02,709 --> 00:44:04,010 WE AS A CHARITY AND THE 1746 00:44:04,010 --> 00:44:05,945 CHURCHES AROUND TEXAS, WE 1747 00:44:05,945 --> 00:44:06,980 DON'T HAVE ENOUGH MONEY TO 1748 00:44:06,980 --> 00:44:09,282 PAY OFF THE PAYDAY LOAN FOR 1749 00:44:09,282 --> 00:44:11,251 THE FOLKS THAT WHEN THEY ARE 1750 00:44:11,251 --> 00:44:12,886 IN A FINANCIAL CRISIS IT'S 1751 00:44:12,886 --> 00:44:14,788 JUST VERY CONVENIENT. 1752 00:44:14,788 --> 00:44:16,322 THERE'S I THINK MORE PAYDAY 1753 00:44:16,322 --> 00:44:19,426 LENDING SHOPS THAN FAST FOOD 1754 00:44:19,426 --> 00:44:20,527 SHOPS NOW IN TEXAS. 1755 00:44:20,527 --> 00:44:21,127 >> IT'S TRUE. 1756 00:44:21,127 --> 00:44:22,862 >> DON'T HAVE THEM IN 1757 00:44:22,862 --> 00:44:24,164 ARKANSAS, DON'T HAVE THEM IN 1758 00:44:24,164 --> 00:44:24,698 OTHER STATES. 1759 00:44:24,698 --> 00:44:25,999 >> I'D LIKE TO EXPAND THE 1760 00:44:25,999 --> 00:44:27,400 CONVERSATION IN THIS AREA TO 1761 00:44:27,400 --> 00:44:28,802 LOOK AT WHAT CAN PEOPLE DO 1762 00:44:28,802 --> 00:44:31,204 TO GET NOT ONLY JUST TO GET 1763 00:44:31,204 --> 00:44:34,007 BY, BUT ACTUALLY GET AHEAD. 1764 00:44:34,007 --> 00:44:35,041 WE'VE TALKED ABOUT THAT 1765 00:44:35,041 --> 00:44:36,142 SOME, BUT LET'S BE MORE 1766 00:44:36,142 --> 00:44:36,743 SPECIFIC. 1767 00:44:36,743 --> 00:44:39,045 WHAT CAN YOU DO TO ACTUALLY 1768 00:44:39,045 --> 00:44:41,815 GET AHEAD? 1769 00:44:41,815 --> 00:44:43,149 >> WELL, YOU KNOW, 1770 00:44:43,149 --> 00:44:44,451 OBVIOUSLY, I DON'T THINK 1771 00:44:44,451 --> 00:44:45,418 THAT WE CAN GET AWAY FROM 1772 00:44:45,418 --> 00:44:46,453 THE PUBLIC POLICY DEBATE 1773 00:44:46,453 --> 00:44:47,387 BECAUSE I THINK THAT ONE OF 1774 00:44:47,387 --> 00:44:48,488 THE THINGS THAT WE KIND OF 1775 00:44:48,488 --> 00:44:49,789 KEEP SAYING OVER AND OVER 1776 00:44:49,789 --> 00:44:51,091 AGAIN IS THAT TEXANS ARE 1777 00:44:51,091 --> 00:44:54,327 WORKING AS HARD AS THEY 1778 00:44:54,327 --> 00:44:55,328 POSSIBLY CAN. 1779 00:44:55,328 --> 00:44:56,930 SO THE QUESTION IS WHAT ARE 1780 00:44:56,930 --> 00:44:58,832 THE OPPORTUNITIES AVAILABLE 1781 00:44:58,832 --> 00:45:03,236 FOR THEM TO EARN MORE, 1782 00:45:03,236 --> 00:45:04,337 RIGHT, SO THEY CAN AT LEAST 1783 00:45:04,337 --> 00:45:05,939 MAKE IT AND BEGIN TO GET 1784 00:45:05,939 --> 00:45:07,173 AHEAD. 1785 00:45:07,173 --> 00:45:10,176 AND SO I DON'T THINK THAT WE 1786 00:45:10,176 --> 00:45:12,379 NEED TO -- IT IS REALLY KIND 1787 00:45:12,379 --> 00:45:14,481 OF A SOCIETAL AND KIND OF 1788 00:45:14,481 --> 00:45:15,815 GLOBAL PROBLEM THAT WE NEED 1789 00:45:15,815 --> 00:45:18,218 TO TALK ABOUT IN TERMS OF 1790 00:45:18,218 --> 00:45:19,219 ENABLING THOSE OPPORTUNITIES 1791 00:45:19,219 --> 00:45:20,320 FOR PEOPLE TO MAKE IT AND 1792 00:45:20,320 --> 00:45:21,354 GET AHEAD BECAUSE I THINK 1793 00:45:21,354 --> 00:45:22,956 PEOPLE ARE MAKING IT AS HARD 1794 00:45:22,956 --> 00:45:24,858 AS -- AS HARD AS THEY CAN. 1795 00:45:24,858 --> 00:45:26,860 >> ALL THROW SOME NUMBERS 1796 00:45:26,860 --> 00:45:27,260 BEHIND THAT. 1797 00:45:27,260 --> 00:45:29,362 WE KNOW THAT FOR FAMILIES 1798 00:45:29,362 --> 00:45:30,063 THAT ARE LIVING IN LOW 1799 00:45:30,063 --> 00:45:32,198 INCOME FAMILIES, 80%, NEARLY 1800 00:45:32,198 --> 00:45:33,600 80% OF THOSE FAMILIES ARE 1801 00:45:33,600 --> 00:45:35,001 WORKING FULL TIME AND 1802 00:45:35,001 --> 00:45:35,568 YEAR-ROUND. 1803 00:45:35,568 --> 00:45:36,703 >> AND HOW MANY ARE WORKING 1804 00:45:36,703 --> 00:45:37,203 TWO JOBS? 1805 00:45:37,203 --> 00:45:38,104 DO YOU HAVE STATISTICS ON 1806 00:45:38,104 --> 00:45:38,304 THAT? 1807 00:45:38,304 --> 00:45:39,406 >> DON'T HAVE STATISTICS ON 1808 00:45:39,406 --> 00:45:41,041 THAT, NO, BUT WE DO KNOW 1809 00:45:41,041 --> 00:45:43,076 THAT THEY ARE WORKING AT 1810 00:45:43,076 --> 00:45:45,578 LEAST ALMOST 40 WEEKS OF THE 1811 00:45:45,578 --> 00:45:46,913 YEAR AT MINIMUM AND THAT 1812 00:45:46,913 --> 00:45:48,114 THEY'RE WORKING FULL TIME. 1813 00:45:48,114 --> 00:45:50,116 AND I THINK THAT DISPELS A 1814 00:45:50,116 --> 00:45:54,554 LOT OF THE ASSUMPTIONS THAT 1815 00:45:54,554 --> 00:45:55,555 PEOPLE LIVING IN A LOW 1816 00:45:55,555 --> 00:45:57,957 INCOME FAMILY AREN'T WORK 1817 00:45:57,957 --> 00:46:00,960 AND THAT REINFORCES WHAT DON 1818 00:46:00,960 --> 00:46:01,961 WAS SAYING THAT TEXANS ARE 1819 00:46:01,961 --> 00:46:03,263 HARD WORKERS AND WE HAVE THE 1820 00:46:03,263 --> 00:46:04,397 HIGHEST RATES OF WORK IN THE 1821 00:46:04,397 --> 00:46:04,597 COUNTRY. 1822 00:46:04,597 --> 00:46:06,299 >> SO FOR THOSE FAMILIES -- 1823 00:46:06,299 --> 00:46:07,400 LET'S FOCUS ON THAT. 1824 00:46:07,400 --> 00:46:08,535 FOR THOSE FAMILIES WHO ARE 1825 00:46:08,535 --> 00:46:10,136 WORKING, BUT ARE NOT GETTING 1826 00:46:10,136 --> 00:46:11,638 AHEAD IS THE WAY THAT I 1827 00:46:11,638 --> 00:46:13,139 WOULD PUT IT, WHAT ARE 1828 00:46:13,139 --> 00:46:14,741 POLICIES THAT YOU WOULD LIKE 1829 00:46:14,741 --> 00:46:17,243 TO SEE PUT IN PLACE BY THE 1830 00:46:17,243 --> 00:46:18,178 STATE OF TEXAS? 1831 00:46:18,178 --> 00:46:18,978 WHAT ARE SOME PUBLIC 1832 00:46:18,978 --> 00:46:20,280 POLICIES THAT YOU THINK 1833 00:46:20,280 --> 00:46:22,482 WOULD HELP, SOME AREAS IN 1834 00:46:22,482 --> 00:46:23,183 THE BUDGET THAT YOU THINK 1835 00:46:23,183 --> 00:46:24,117 WOULD HELP? 1836 00:46:24,117 --> 00:46:26,219 >> WELL, I THINK THAT WE 1837 00:46:26,219 --> 00:46:27,420 NEED TO GET SERIOUS ABOUT A 1838 00:46:27,420 --> 00:46:28,421 COUPLE OF THINGS. 1839 00:46:28,421 --> 00:46:29,222 I THINK CERTAINLY ONE OF THE 1840 00:46:29,222 --> 00:46:30,123 THINGS THAT PEOPLE TALK A 1841 00:46:30,123 --> 00:46:30,924 LOT ABOUT IS THIS 1842 00:46:30,924 --> 00:46:33,727 EDUCATIONAL PIPELINE. 1843 00:46:33,727 --> 00:46:36,229 SO FROM PRE-K ALL THE WAY IN 1844 00:46:36,229 --> 00:46:38,365 TO POST-SECONDARY, PEOPLE 1845 00:46:38,365 --> 00:46:39,766 CALL IT A VERY LEAKY 1846 00:46:39,766 --> 00:46:40,367 PIPELINE. 1847 00:46:40,367 --> 00:46:41,601 AND WE'RE NOT ALONE IN THAT 1848 00:46:41,601 --> 00:46:42,202 RESPECT, RIGHT? 1849 00:46:42,202 --> 00:46:44,037 AND SO WITHOUT GETTING INTO 1850 00:46:44,037 --> 00:46:49,042 A LOT OF GRANULAR WONKY 1851 00:46:49,042 --> 00:46:50,744 DETAIL ABOUT WHAT NEEDS TO 1852 00:46:50,744 --> 00:46:51,845 HAPPEN, I THINK AT THE END 1853 00:46:51,845 --> 00:46:53,446 OF THE DAY I THINK TEXAS HAS 1854 00:46:53,446 --> 00:46:54,848 BEEN GOOD IN SOME RESPECTS 1855 00:46:54,848 --> 00:46:56,049 ABOUT SETTING CLEAR GOALS 1856 00:46:56,049 --> 00:46:57,617 ABOUT WHAT WE WANT TO SEE 1857 00:46:57,617 --> 00:46:59,819 AROUND NOT ONLY ACCESS, BUT 1858 00:46:59,819 --> 00:47:00,820 ALSO SUCCESS. 1859 00:47:00,820 --> 00:47:02,756 >> TEXAS HAS AN EDUCATION. 1860 00:47:02,756 --> 00:47:04,057 >> SO I THINK WE'VE BEEN 1861 00:47:04,057 --> 00:47:05,358 OKAY ABOUT GETTING PEOPLE 1862 00:47:05,358 --> 00:47:06,659 IN. 1863 00:47:06,659 --> 00:47:08,061 I THINK OUR BIG CHALLENGE 1864 00:47:08,061 --> 00:47:08,962 HAS BEEN GETTING PEOPLE 1865 00:47:08,962 --> 00:47:10,964 THROUGH NOT ONLY THROUGH, 1866 00:47:10,964 --> 00:47:11,965 BUT THROUGH QUICKER. 1867 00:47:11,965 --> 00:47:13,266 SO I THINK THAT THERE ARE A 1868 00:47:13,266 --> 00:47:13,967 RANGE OF THINGS. 1869 00:47:13,967 --> 00:47:15,602 AND A LOT OF THIS HAS TO DO, 1870 00:47:15,602 --> 00:47:17,704 I THINK, WITH THE FINANCIAL 1871 00:47:17,704 --> 00:47:20,707 SITUATIONS THAT STUDENTS, 1872 00:47:20,707 --> 00:47:22,409 PARTICULARLY ADULT STUDENTS, 1873 00:47:22,409 --> 00:47:23,209 AND I WOULD SAY ALL 1874 00:47:23,209 --> 00:47:24,911 STUDENTS, FIND THEMSELVES IN 1875 00:47:24,911 --> 00:47:25,812 TERMS OF THE BURDEN OF 1876 00:47:25,812 --> 00:47:29,249 PAYING FOR POST-SECONDARY. 1877 00:47:29,249 --> 00:47:30,750 SO I WOULD SAY SPECIFICALLY 1878 00:47:30,750 --> 00:47:32,986 FINANCIAL GRANT AID, RIGHT, 1879 00:47:32,986 --> 00:47:34,087 IS A VERY IMPORTANT 1880 00:47:34,087 --> 00:47:35,622 COMPONENT OF HELPING PEOPLE 1881 00:47:35,622 --> 00:47:37,424 MOVE UP THE ECONOMIC LADDER. 1882 00:47:37,424 --> 00:47:41,161 BECAUSE WHAT WE SEE TINSLEY 1883 00:47:41,161 --> 00:47:42,462 IS THIS INCREASED RELIANCE 1884 00:47:42,462 --> 00:47:44,064 ON STUDENT LOANS. 1885 00:47:44,064 --> 00:47:46,666 SO AS A STATE WE NEED TO BE 1886 00:47:46,666 --> 00:47:48,168 REALLY SERIOUS ABOUT 1887 00:47:48,168 --> 00:47:49,803 REDUCING STUDENT LOAN 1888 00:47:49,803 --> 00:47:51,004 DEPENDENCE AND DEFAULTS 1889 00:47:51,004 --> 00:47:52,806 BECAUSE IF THIS TREND LINE 1890 00:47:52,806 --> 00:47:54,941 CONTINUES, WE'RE NOT GOING 1891 00:47:54,941 --> 00:47:56,343 TO SEE THIS GREAT RETURN ON 1892 00:47:56,343 --> 00:47:58,345 INVESTMENT FOR 1893 00:47:58,345 --> 00:48:00,947 POST-SECONDARY EDUCATION 1894 00:48:00,947 --> 00:48:02,849 THAT WE ALL BELIEVE IS 1895 00:48:02,849 --> 00:48:03,149 THERE. 1896 00:48:03,149 --> 00:48:04,184 >> BECAUSE THEY'RE SO 1897 00:48:04,184 --> 00:48:06,386 INDEBTED AND WE'VE SEEN AND 1898 00:48:06,386 --> 00:48:08,288 READ A LOT LATELY ABOUT THIS 1899 00:48:08,288 --> 00:48:09,923 RATHER ALARMING INCREASE IN 1900 00:48:09,923 --> 00:48:10,824 STUDENT DEBT AS FAR AS GOING 1901 00:48:10,824 --> 00:48:11,358 TO COLLEGE. 1902 00:48:11,358 --> 00:48:12,359 AND ALSO YOU MENTIONED THE 1903 00:48:12,359 --> 00:48:14,661 AMOUNT OF TIME IT TAKES TO 1904 00:48:14,661 --> 00:48:15,462 GRADUATE. 1905 00:48:15,462 --> 00:48:17,263 YOU KNOW, I THINK THIS IDEA 1906 00:48:17,263 --> 00:48:20,467 THAT PEOPLE JUST START 1907 00:48:20,467 --> 00:48:22,168 COLLEGE AND FOUR YEARS LATER 1908 00:48:22,168 --> 00:48:25,305 THEY MAGICALLY EXIT, IF YOU 1909 00:48:25,305 --> 00:48:26,906 LOOK AT THE STATE OF TEXAS 1910 00:48:26,906 --> 00:48:27,907 AND YOU LOOK AT PERFORMANCE 1911 00:48:27,907 --> 00:48:28,808 MEASURES, ONE OF THE 1912 00:48:28,808 --> 00:48:29,976 MEASURES THAT'S LOOKED AT IN 1913 00:48:29,976 --> 00:48:30,777 THE BUDGET IS NOT HOW LONG 1914 00:48:30,777 --> 00:48:32,979 IT TAKES TO -- HOW MANY ARE 1915 00:48:32,979 --> 00:48:35,081 GETTING THEIR BA'S IN FOUR 1916 00:48:35,081 --> 00:48:37,117 YEARS, BUT IN SIX YEARS. 1917 00:48:37,117 --> 00:48:37,917 AND I ASSUME THAT REFLECTS 1918 00:48:37,917 --> 00:48:38,918 HOW MANY ARE WORKING. 1919 00:48:38,918 --> 00:48:40,120 >> AND WE HAVE A MUCH -- 1920 00:48:40,120 --> 00:48:41,454 THIS IS NOT 1983 ANYMORE. 1921 00:48:41,454 --> 00:48:43,490 SO WE HAVE A MUCH DIFFERENT 1922 00:48:43,490 --> 00:48:44,591 STUDENT POPULATION THAN WE 1923 00:48:44,591 --> 00:48:46,092 DID 30 YEARS AGO. 1924 00:48:46,092 --> 00:48:48,595 SO THEY'RE MUCH MORE LIKELY 1925 00:48:48,595 --> 00:48:50,096 TO BE WORKING PART TIME, 1926 00:48:50,096 --> 00:48:51,297 EVEN FULL TIME, MUCH MORE 1927 00:48:51,297 --> 00:48:52,799 LIKELY TO BE ADULTS. 1928 00:48:52,799 --> 00:48:54,300 MUCH MORE LIKELY TO HAVE 1929 00:48:54,300 --> 00:48:55,502 KIDS, RIGHT? 1930 00:48:55,502 --> 00:48:58,104 AND SO THEY NEED A WHOLE 1931 00:48:58,104 --> 00:49:00,340 ROSTER OF SERVICES, 1932 00:49:00,340 --> 00:49:02,842 INCLUDING ACCELERATED 1933 00:49:02,842 --> 00:49:04,744 ACADEMIC SERVICES TO MAKE IT 1934 00:49:04,744 --> 00:49:06,346 THROUGH IN A DECENT PERIOD 1935 00:49:06,346 --> 00:49:08,448 OF TIME TO BE ABLE TO 1936 00:49:08,448 --> 00:49:09,549 ACTUALLY MAINTAIN? 1937 00:49:09,549 --> 00:49:10,984 BECAUSE WHAT WE SEE IS THE 1938 00:49:10,984 --> 00:49:12,485 FINANCIAL ISSUES, NOT THE 1939 00:49:12,485 --> 00:49:14,888 AMBITION, NOT THE ASPIRATION 1940 00:49:14,888 --> 00:49:15,488 KEEPS PEOPLE FROM 1941 00:49:15,488 --> 00:49:15,989 COMPLETING. 1942 00:49:15,989 --> 00:49:17,691 THOSE ARE -- THAT'S THE DATA 1943 00:49:17,691 --> 00:49:19,125 THAT REALLY KIND OF COMES 1944 00:49:19,125 --> 00:49:19,325 OUT. 1945 00:49:19,325 --> 00:49:20,627 >> AND I'VE SEEN SOME DATA 1946 00:49:20,627 --> 00:49:21,528 TOO WITH COMMUNITY COLLEGES 1947 00:49:21,528 --> 00:49:24,764 THAT DO SO MUCH TO HELP 1948 00:49:24,764 --> 00:49:26,066 STUDENTS, BUT THAT THERE ARE 1949 00:49:26,066 --> 00:49:27,867 SO MANY STUDENTS WHO START 1950 00:49:27,867 --> 00:49:28,868 AT A COMMUNITY COLLEGE AND 1951 00:49:28,868 --> 00:49:30,470 WILL TAKE A COURSE AND STOP 1952 00:49:30,470 --> 00:49:31,871 AND START, AND NEVER GET 1953 00:49:31,871 --> 00:49:33,573 THAT ASSOCIATE'S DEGREE. 1954 00:49:33,573 --> 00:49:35,909 CAN YOU TELL US SOME ABOUT 1955 00:49:35,909 --> 00:49:37,010 WHAT'S GOING ON THERE? 1956 00:49:37,010 --> 00:49:38,411 >> WELL, ONCE AGAIN, THERE 1957 00:49:38,411 --> 00:49:40,513 ARE THESE FINANCIAL ISSUES. 1958 00:49:40,513 --> 00:49:41,548 LIFE HAPPENS, RIGHT? 1959 00:49:41,548 --> 00:49:44,084 AND SO WHAT SUCCESSFUL 1960 00:49:44,084 --> 00:49:45,185 COMMUNITY COLLEGES AROUND 1961 00:49:45,185 --> 00:49:47,387 THE COUNTRY HAVE DONE, AND I 1962 00:49:47,387 --> 00:49:48,488 THINK THERE'S SEVERAL IN 1963 00:49:48,488 --> 00:49:49,489 TEXAS THAT HAVE DONE THE 1964 00:49:49,489 --> 00:49:51,891 SAME THING, IS REALIZE THAT 1965 00:49:51,891 --> 00:49:54,394 THEY NEED TO TAKE THE SAME 1966 00:49:54,394 --> 00:49:56,730 TYPE OF APPROACH, RIGOROUS 1967 00:49:56,730 --> 00:49:57,731 APPROACH TO ACADEMIC 1968 00:49:57,731 --> 00:49:58,832 PREPARATION THAT THEY DO FOR 1969 00:49:58,832 --> 00:49:59,933 FINANCIAL STABILITY. 1970 00:49:59,933 --> 00:50:01,234 AND SO WHAT YOU'RE STARTING 1971 00:50:01,234 --> 00:50:04,738 TO SEE IS AN INCREASED 1972 00:50:04,738 --> 00:50:05,939 ATTENTION PAID TO KIND OF 1973 00:50:05,939 --> 00:50:08,241 THE NON-ACADEMIC ISSUES THAT 1974 00:50:08,241 --> 00:50:10,143 KEEP STUDENTS FROM 1975 00:50:10,143 --> 00:50:12,078 COMPLETING OR SUCCEEDING. 1976 00:50:12,078 --> 00:50:14,080 >> AND I BELIEVE THAT YOU 1977 00:50:14,080 --> 00:50:16,016 AND YOUR WIFE HAVE NOW 1978 00:50:16,016 --> 00:50:17,517 RETURNED TO YOUR COLLEGE 1979 00:50:17,517 --> 00:50:18,418 STUDIES. 1980 00:50:18,418 --> 00:50:19,319 IS THAT TRUE? 1981 00:50:19,319 --> 00:50:21,621 AND TELL US HOW DIFFICULT IS 1982 00:50:21,621 --> 00:50:22,522 THAT FOR YOU? 1983 00:50:22,522 --> 00:50:23,757 WHAT IS THE PATH? 1984 00:50:23,757 --> 00:50:25,892 >> WELL, I STARTED -- MY 1985 00:50:25,892 --> 00:50:27,494 WIFE IS -- SHE'S GOING TO BE 1986 00:50:27,494 --> 00:50:28,595 GOING TO SCHOOL IN THE 1987 00:50:28,595 --> 00:50:29,496 COMING SPRING. 1988 00:50:29,496 --> 00:50:31,631 SO THE SITUATION THAT WE 1989 00:50:31,631 --> 00:50:34,267 WERE IN, LOOKING AHEAD, SHE 1990 00:50:34,267 --> 00:50:35,368 WASN'T GOING TO BE ABLE TO 1991 00:50:35,368 --> 00:50:36,569 GO TO COLLEGE OR FINISH 1992 00:50:36,569 --> 00:50:37,070 COLLEGE. 1993 00:50:37,070 --> 00:50:39,272 SHE'S ABOUT 30 CREDIT HOURS 1994 00:50:39,272 --> 00:50:40,774 AWAY FROM HER BACHELOR'S. 1995 00:50:40,774 --> 00:50:41,708 >> SO SHE REALLY DOESN'T 1996 00:50:41,708 --> 00:50:42,709 HAVE THAT MUCH TO GO. 1997 00:50:42,709 --> 00:50:43,910 >> EXACTLY. 1998 00:50:43,910 --> 00:50:45,245 >> I STARTED SOME ONLINE 1999 00:50:45,245 --> 00:50:48,348 COURSES JUST HOPING THAT 2000 00:50:48,348 --> 00:50:49,549 THROUGH THIS SITUATION THAT 2001 00:50:49,549 --> 00:50:50,350 WE WOULD BE ABLE TO GET 2002 00:50:50,350 --> 00:50:51,051 AHEAD WITH A BACHELOR'S 2003 00:50:51,051 --> 00:50:51,951 DEGREE. 2004 00:50:51,951 --> 00:50:58,558 LUCKILY THE GI BILL WAS VERY 2005 00:50:58,558 --> 00:50:59,759 HELPFUL AS FAR AS FUNDING 2006 00:50:59,759 --> 00:51:00,960 THAT AND ALLOWING ME TO TAKE 2007 00:51:00,960 --> 00:51:03,897 SOME ONLINE COURSES. 2008 00:51:03,897 --> 00:51:05,699 IT'S BEEN A CHALLENGE GOING 2009 00:51:05,699 --> 00:51:06,933 TO SCHOOL WITH ALL OF THE 2010 00:51:06,933 --> 00:51:08,034 THINGS THAT HAVE BEEN GOING 2011 00:51:08,034 --> 00:51:09,536 ON IN OUR LIFE OVER THE PAST 2012 00:51:09,536 --> 00:51:10,170 YEAR. 2013 00:51:10,170 --> 00:51:11,071 BUT -- 2014 00:51:11,071 --> 00:51:12,472 >> UNDERSTANDABLY, YES. 2015 00:51:12,472 --> 00:51:14,474 >> BUT WE'VE BEEN -- WE'VE 2016 00:51:14,474 --> 00:51:17,277 BEEN COMPLETING IT A COURSE 2017 00:51:17,277 --> 00:51:18,678 AT A TIME, VERY SLOWLY. 2018 00:51:18,678 --> 00:51:20,180 BUT WE'RE TRYING TO GET IT 2019 00:51:20,180 --> 00:51:20,780 DONE. 2020 00:51:20,780 --> 00:51:22,716 >> AND YOU'RE TRYING TO DO 2021 00:51:22,716 --> 00:51:24,217 THIS WHILE YOU'RE WORKING, 2022 00:51:24,217 --> 00:51:24,417 RIGHT? 2023 00:51:24,417 --> 00:51:25,018 >> YES. 2024 00:51:25,018 --> 00:51:27,754 >> SO WHAT DOES A WEEK LOOK 2025 00:51:27,754 --> 00:51:30,156 LIKE WHEN YOU TAKE THAT INTO 2026 00:51:30,156 --> 00:51:30,857 ACCOUNT WITH THE NUMBER OF 2027 00:51:30,857 --> 00:51:31,791 HOURS YOU'RE WORKING PLUS 2028 00:51:31,791 --> 00:51:33,526 STUDIES, PLUS YOUR WIFE IS 2029 00:51:33,526 --> 00:51:35,028 STARTING THIS SPRING WITH 2030 00:51:35,028 --> 00:51:36,029 HER ACADEMICS. 2031 00:51:36,029 --> 00:51:37,130 >> WELL, WHAT LIFE WAS 2032 00:51:37,130 --> 00:51:39,332 LOOKING LIKE UP UNTIL 2033 00:51:39,332 --> 00:51:41,101 OCTOBER, OUR SON DID PASS 2034 00:51:41,101 --> 00:51:44,204 AWAY, BUT IT WOULD CONSIST 2035 00:51:44,204 --> 00:51:45,805 OF ME GOING TO WORK, GETTING 2036 00:51:45,805 --> 00:51:49,209 OFF AT 4:30, GOING TO THE 2037 00:51:49,209 --> 00:51:50,310 HOSPITAL, MAYBE COMING HOME 2038 00:51:50,310 --> 00:51:52,512 AROUND MIDNIGHT, GETTING AS 2039 00:51:52,512 --> 00:51:54,347 MUCH OF MY COURSE WORK IN AS 2040 00:51:54,347 --> 00:51:56,349 POSSIBLE, GOING -- AND THEN 2041 00:51:56,349 --> 00:51:57,283 JUST REPEATING THE SAME 2042 00:51:57,283 --> 00:51:58,685 THING THE NEXT DAY. 2043 00:51:58,685 --> 00:52:01,988 YOU KNOW, FOR MY WIFE IT WAS 2044 00:52:01,988 --> 00:52:02,789 JUST 24 HOURS AT THE 2045 00:52:02,789 --> 00:52:04,791 HOSPITAL FOR THE MOST PART. 2046 00:52:04,791 --> 00:52:07,594 AND SO -- 2047 00:52:07,594 --> 00:52:10,196 >> AND OF COURSE THIS IS A 2048 00:52:10,196 --> 00:52:12,232 SITUATION THAT I THINK 2049 00:52:12,232 --> 00:52:13,967 PEOPLE JUST DON'T STOP TO 2050 00:52:13,967 --> 00:52:14,467 THINK ABOUT. 2051 00:52:14,467 --> 00:52:16,870 THAT YOU HAVE TO PUT 2052 00:52:16,870 --> 00:52:17,971 EVERYTHING ON HOLD. 2053 00:52:17,971 --> 00:52:21,174 YOU WANT TO PURSUE COLLEGE. 2054 00:52:21,174 --> 00:52:22,575 YOU WANT TO BE ABLE TO MOVE 2055 00:52:22,575 --> 00:52:24,711 AHEAD IN YOUR JOB. 2056 00:52:24,711 --> 00:52:26,613 AND THEN YOU HAVE THIS 2057 00:52:26,613 --> 00:52:28,715 SITUATION THAT YOU DID NOT 2058 00:52:28,715 --> 00:52:30,116 EXPECT. 2059 00:52:30,116 --> 00:52:31,951 >> I THINK YOUR ADDITIONAL 2060 00:52:31,951 --> 00:52:33,053 QUESTION WAS WHAT CAN 2061 00:52:33,053 --> 00:52:33,753 FAMILIES DO THAT ARE 2062 00:52:33,753 --> 00:52:35,055 STRUGGLING PAYCHECK TO 2063 00:52:35,055 --> 00:52:35,655 PAYCHECK. 2064 00:52:35,655 --> 00:52:36,156 >> ABSOLUTELY. 2065 00:52:36,156 --> 00:52:38,291 >> AND YOU'RE A ROLE MODEL 2066 00:52:38,291 --> 00:52:39,292 AND OTHER FAMILIES IN THE 2067 00:52:39,292 --> 00:52:41,027 DOCUMENTARY ARE. 2068 00:52:41,027 --> 00:52:41,528 >> CERTAINLY. 2069 00:52:41,528 --> 00:52:42,629 >> THEY FIRST OF ALL, THEY 2070 00:52:42,629 --> 00:52:46,933 TAPPED INTO THE PERSEVERANCE 2071 00:52:46,933 --> 00:52:48,868 RESERVOIR AND CHARACTER AND 2072 00:52:48,868 --> 00:52:50,270 IT WAS FOR THEIR KIDS, THERE 2073 00:52:50,270 --> 00:52:52,405 WAS A SENSE OF PRIDE. 2074 00:52:52,405 --> 00:52:53,306 ALL THE FAMILIES IN THE 2075 00:52:53,306 --> 00:52:54,841 DOCUMENTARY WERE HONEST. 2076 00:52:54,841 --> 00:52:57,143 THEY SHARED THEIR STORY -- 2077 00:52:57,143 --> 00:52:58,278 >> AND THEIR STRUGGLES. 2078 00:52:58,278 --> 00:52:59,179 >> AND THEIR STRUGGLES. 2079 00:52:59,179 --> 00:53:00,680 AND THEY WERE WILLING TO 2080 00:53:00,680 --> 00:53:01,881 REACH OUT FOR HELP. 2081 00:53:01,881 --> 00:53:03,550 THEY FIGURED OUT IT WAS 2082 00:53:03,550 --> 00:53:04,451 EMPLOYMENT, IT WAS 2083 00:53:04,451 --> 00:53:06,753 EDUCATION, IT WAS, YOU KNOW, 2084 00:53:06,753 --> 00:53:08,388 GETTING ON -- LOOKING 2085 00:53:08,388 --> 00:53:09,889 HOLISTICALLY AT THEIR 2086 00:53:09,889 --> 00:53:11,691 SITUATION AND THEN 2087 00:53:11,691 --> 00:53:12,392 ADDRESSING ISSUES. 2088 00:53:12,392 --> 00:53:13,993 I THINK THE REAL QUESTION IS 2089 00:53:13,993 --> 00:53:15,795 NOT JUST WHAT CAN THOSE -- 2090 00:53:15,795 --> 00:53:16,730 WHAT CAN FAMILIES DO IN 2091 00:53:16,730 --> 00:53:17,664 THOSE CIRCUMSTANCES, WHAT 2092 00:53:17,664 --> 00:53:19,766 ARE WE GOING TO DO AS A 2093 00:53:19,766 --> 00:53:23,003 COMMUNITY, AS TEXANS TO 2094 00:53:23,003 --> 00:53:24,404 CREATE THE KIND OF PROGRAMS 2095 00:53:24,404 --> 00:53:26,606 THAT WILL GIVE PEOPLE A HAND 2096 00:53:26,606 --> 00:53:28,208 OUT, NOT JUST A HAND DOWN, 2097 00:53:28,208 --> 00:53:31,211 NOT JUST A FOOD PANTRY OR 2098 00:53:31,211 --> 00:53:32,312 THE EMERGENCY HELP, THOSE 2099 00:53:32,312 --> 00:53:33,146 ARE REALLY IMPORTANT, BUT 2100 00:53:33,146 --> 00:53:34,547 MORE HOLISTICALLY. 2101 00:53:34,547 --> 00:53:35,448 >> WELL, YES. 2102 00:53:35,448 --> 00:53:36,649 AND YOU SPOKE ABOUT THE 2103 00:53:36,649 --> 00:53:37,851 HOLIDAYS. 2104 00:53:37,851 --> 00:53:39,185 AND IT'S THE WONDERFUL 2105 00:53:39,185 --> 00:53:40,186 GIVING SPIRIT OF THE 2106 00:53:40,186 --> 00:53:41,721 HOLIDAYS, BUT YOU HAVE TO 2107 00:53:41,721 --> 00:53:43,023 KEEP IN MIND THAT PEOPLE 2108 00:53:43,023 --> 00:53:44,357 NEED TO EAT EVERYDAY. 2109 00:53:44,357 --> 00:53:46,860 SO WHAT ARE THE PROGRAMS 2110 00:53:46,860 --> 00:53:48,962 THAT WE'RE LACKING NOW THAT 2111 00:53:48,962 --> 00:53:50,397 CAN BE OF ASSISTANCE? 2112 00:53:50,397 --> 00:53:52,399 >> WELL, I THINK, YOU KNOW, 2113 00:53:52,399 --> 00:53:55,001 RICHARD SAID IT BEAUTIFULLY 2114 00:53:55,001 --> 00:53:56,202 IN THE DOCUMENTARY WHERE YOU 2115 00:53:56,202 --> 00:53:57,404 SAID WE NEED TO THINK ABOUT 2116 00:53:57,404 --> 00:53:58,938 FACT THAT THESE PROGRAMS, 2117 00:53:58,938 --> 00:54:00,607 THESE SUPPORTS ARE FOR 2118 00:54:00,607 --> 00:54:01,708 PEOPLE AND THEY'RE FOR 2119 00:54:01,708 --> 00:54:02,108 FAMILIES. 2120 00:54:02,108 --> 00:54:03,810 AND I THINK A LOT OF TIME 2121 00:54:03,810 --> 00:54:04,644 IT'S REALLY EASY, 2122 00:54:04,644 --> 00:54:05,345 PARTICULARLY WHEN YOU'RE 2123 00:54:05,345 --> 00:54:06,346 TALKING ABOUT THERE BEING 2124 00:54:06,346 --> 00:54:08,248 4.4 MILLION PEOPLE IN 2125 00:54:08,248 --> 00:54:11,251 POVERTY, THE KIDS IN POVERTY 2126 00:54:11,251 --> 00:54:12,452 IT BECOMES THE BIG NUMBERS 2127 00:54:12,452 --> 00:54:13,753 AND BECOMES OVERWHELMING. 2128 00:54:13,753 --> 00:54:16,489 SO WHEN WE'RE STARTING TO 2129 00:54:16,489 --> 00:54:17,590 TALK ABOUT FUNDING PROGRAMS, 2130 00:54:17,590 --> 00:54:18,792 LIKE MAKING SURE THAT WE 2131 00:54:18,792 --> 00:54:21,127 MAINTAIN FOOD CHOICE AND OUR 2132 00:54:21,127 --> 00:54:22,829 SNAP BENEFITS, OUR FOOD 2133 00:54:22,829 --> 00:54:23,830 STAMP PROGRAM, THAT WE FILL 2134 00:54:23,830 --> 00:54:24,931 THE HOLES THAT WE CREATED IN 2135 00:54:24,931 --> 00:54:26,433 OUR PUBLIC EDUCATION SYSTEM, 2136 00:54:26,433 --> 00:54:28,134 FILL THAT BACK UP AND 2137 00:54:28,134 --> 00:54:29,736 REINVEST FOR THE FUTURE EVEN 2138 00:54:29,736 --> 00:54:32,672 MORE BEYOND THAT HOLE WE 2139 00:54:32,672 --> 00:54:33,173 CREATED. 2140 00:54:33,173 --> 00:54:34,774 THAT MAKING SURE THAT WE 2141 00:54:34,774 --> 00:54:36,276 REINVEST BACK INTO COMMUNITY 2142 00:54:36,276 --> 00:54:38,078 COLLEGES BECAUSE WE 2143 00:54:38,078 --> 00:54:39,279 DISINVESTED IN THE COMMUNITY 2144 00:54:39,279 --> 00:54:40,413 COLLEGES QUITE A BIT AND 2145 00:54:40,413 --> 00:54:41,147 THAT COST IS JUST GOING TO 2146 00:54:41,147 --> 00:54:42,349 BE BORNE BY THE STUDENTS, 2147 00:54:42,349 --> 00:54:43,249 WHICH THEN CREATES 2148 00:54:43,249 --> 00:54:44,951 ADDITIONAL BURDENS FOR THEM 2149 00:54:44,951 --> 00:54:46,353 AND BARRIERS, FRANKLY. 2150 00:54:46,353 --> 00:54:48,154 AND SO WHAT WE NEED TO THINK 2151 00:54:48,154 --> 00:54:49,789 ABOUT AS A SOCIETY IS HOW DO 2152 00:54:49,789 --> 00:54:51,791 WE BRING DOWN THOSE BARRIERS 2153 00:54:51,791 --> 00:54:52,892 RATHER THAN BUILDING THEM UP 2154 00:54:52,892 --> 00:54:54,928 TO HELP FAMILIES MOVE 2155 00:54:54,928 --> 00:54:55,328 FORWARD? 2156 00:54:55,328 --> 00:54:56,529 CLEARLY EVERY FAMILY WANTS 2157 00:54:56,529 --> 00:54:57,430 TO MOVE FORWARD. 2158 00:54:57,430 --> 00:54:59,032 >> SO IT SEEMS THAT WE HAVE 2159 00:54:59,032 --> 00:55:00,934 COME FULL CIRCLE AND BACK TO 2160 00:55:00,934 --> 00:55:01,434 INVESTMENT. 2161 00:55:01,434 --> 00:55:01,935 >> IT IS. 2162 00:55:01,935 --> 00:55:03,536 >> AND UNFORTUNATELY WE ARE 2163 00:55:03,536 --> 00:55:05,438 OUT OF TIME FOR OUR VERY 2164 00:55:05,438 --> 00:55:06,439 IMPORTANT DISCUSSION 2165 00:55:06,439 --> 00:55:07,073 TONIGHT. 2166 00:55:07,073 --> 00:55:09,376 THANK YOU TO OUR GUESTS, OUR 2167 00:55:09,376 --> 00:55:10,677 AUDIENCE AND TO THOSE OF YOU 2168 00:55:10,677 --> 00:55:11,411 WATCHING. 2169 00:55:11,411 --> 00:55:13,613 THIS IS A CONVERSATION THAT 2170 00:55:13,613 --> 00:55:15,215 MUST NOT END WITH THIS 2171 00:55:15,215 --> 00:55:16,016 BROADCAST. 2172 00:55:16,016 --> 00:55:19,119 PLEASE VISIT THE KLRU 2173 00:55:19,119 --> 00:55:22,155 WEBSITE AT KLRU.ORG/CIVIC 2174 00:55:22,155 --> 00:55:22,856 SUMMIT. 2175 00:55:22,856 --> 00:55:24,557 ALSO WATCH THE FILM "A 2176 00:55:24,557 --> 00:55:25,658 FIGHTING CHANCE." 2177 00:55:25,658 --> 00:55:27,093 SHARE IT AND CONTINUE THE 2178 00:55:27,093 --> 00:55:29,195 CONVERSATION WITH FAMILY, 2179 00:55:29,195 --> 00:55:30,497 FRIENDS AND NEIGHBORS. 2180 00:55:30,497 --> 00:55:32,399 YOU CAN ALSO VISIT 2181 00:55:32,399 --> 00:55:34,701 FORABETTERTEXAS.ORG TO 2182 00:55:34,701 --> 00:55:35,602 COMMIT TO SHARING THIS 2183 00:55:35,602 --> 00:55:36,703 MESSAGE. 2184 00:55:36,703 --> 00:55:39,005 TOGETHER WE CAN HELP ALL 2185 00:55:39,005 --> 00:55:40,640 TEXANS, NOT JUST SURVIVE, 2186 00:55:40,640 --> 00:55:42,676 BUT TO THRIVE. 2187 00:55:42,676 --> 00:55:44,978 FOR KLRU, THE CENTER FOR 2188 00:55:44,978 --> 00:55:46,012 PUBLIC POLICY PRIORITIES AND 2189 00:55:46,012 --> 00:55:47,113 MYSELF, THANK YOU. 2190 00:55:47,113 --> 00:56:24,184 [APPLAUSE] 2191 00:56:24,184 --> 00:56:24,984 >> THIS PRODUCTION HAS BEEN 2192 00:56:24,984 --> 00:56:25,885 MADE POSSIBLE BY CITY 2193 00:56:25,885 --> 00:56:27,187 FOUNDATION AS PART OF ITS 2194 00:56:27,187 --> 00:56:28,288 SUPPORT OF NEED TO KNOW ON 2195 00:56:28,288 --> 00:56:28,588 PBS. 2196 00:56:28,588 --> 00:56:31,091 PRODUCED BY WNET IN NEW 2197 00:56:31,091 --> 00:56:31,491 YORK. 2198 00:56:31,491 --> 00:56:33,426 FIND OUT MORE ONLINE AT 2199 00:56:33,426 --> 00:56:35,328 PBS.ORG/NEEDTOKNOW. 2200 00:56:35,328 --> 00:56:37,764 AND ALSO BY WELLS FARGO, 2201 00:56:37,764 --> 00:56:38,865 WHERE YOU WILL FIND A WIDE 2202 00:56:38,865 --> 00:56:39,966 RANGE OF TOOLS AND RESOURCES 2203 00:56:39,966 --> 00:56:41,067 TO HELP YOU TAKE CONTROL OF 2204 00:56:41,067 --> 00:56:41,801 YOUR FINANCES. 2205 00:56:41,801 --> 00:56:43,003 AND BANKERS TO HELP YOU FIND 2206 00:56:43,003 --> 00:56:44,304 ONE THAT FITS YOUR NEEDS. 2207 00:56:44,304 --> 00:56:45,505 WELLS FARGO, TOGETHER WE'LL 2208 00:56:45,505 --> 00:56:49,505 GO FAR.