WEBVTT

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>> YOU CAN SAVE MONEY BY GETTING

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RETURNS PREPARED FOR FREE.

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EDDIE ARRUZA IS HERE

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 WITH

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INFORMATION ON ALL OF

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 THAT.

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EDDIE.

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>> THERE MAY BE ANY

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 NUMBER OF

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RONES WHY FOLKS

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 PROCRASTINATE

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UNTIL THE LAST MANHUNT TO DO

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THEIR

00:38.238 --> 00:39.506
 TAXES

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 BUT CERTAINLY

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THROUGH GOING

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 CALCULATIONS ARE

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THINGS THAT PEOPLE OUTSIDE OF

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THE

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OFTHE

00:46.013 --> 00:46.480
 ACCOUNTING

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 WORLD DON'T

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RELISH BUT IF YOU'RE A

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 LOW

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INCOME CHICAGO RENT

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 YOU CAN HAVE

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RETURNS PREPARED FOR

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 FREE.

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FOR 20 YEARS THE ORGANIZATIONS

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LADDER UP HAS

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 SET UP SHOP ALL

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AROUND THE

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 CHICAGO AREA AND

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THEY'RE AT IT THIS YEAR.

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THEY HAVE EXPANDED

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 HOURS.

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IF YOU ARE A

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 FAMILY THAT EARNS

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UP TO $50,000

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 A YEAR OR AN

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INDIVIDUAL

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 MAKING

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 UP TO $25,000

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A YEAR,

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 LADDER UP WILL

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 DO YOUR

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TAX RETURNS FOR FREE AND

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 HERE

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ARE A COUPLE OF TIPS

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 THEY OFFER

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TO ANYONE WHO HAS YET TO DO

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THEIR

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 RETURNS.

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>> THERE ARE CERTAIN CREDITS OUT

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THERE FOR CERTAIN TYPES OF

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EXPENSES, CHILD AND INDEPENDENT

01:23.951 --> 01:25.652
CARE, WE KNOW A LOT OF OUR

01:25.652 --> 01:26.453
FAMILIES

01:26.453 --> 01:27.221
 MAY HAVE TO

01:27.221 --> 01:27.855
 PAY SOMEONE

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TO WATCH THEIR CHILDREN AND YOU

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MAY BE ABLE TO GET A CREDIT FOR

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THE MONEY

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 YOU SPEND ON

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BEHINDCARE.

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ANOTHER IS COLLEGE SPENDS.

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IF YOU'RE PAYING

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 TO PUT

01:36.129 --> 01:36.496
 YOURSELF

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OR

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 A RELATIVE THROUGH

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 COLLEGE,

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BRING US THE

01:40.434 --> 01:41.802
 RESETS SO WE CAN

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SEE IF

01:42.903 --> 01:43.370
 YOU'RE

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 ELIGIBLE.

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ANOTHER THING THAT

01:46.240 --> 01:46.473
 WAS

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 A

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CONVENIENT CHANGE WAS AN INCOME

01:47.808 --> 01:48.308
TAX CREDIT.

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ONE OF

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 THE BIGGEST PROPERTY

01:52.246 --> 01:52.946
TAXES IN MERGE BEING A CHANGE

01:52.946 --> 01:54.248
THAT IF YOU HAVE THREE OR

01:54.248 --> 01:55.482
 MORE

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QUALIFYING CHILDREN

01:58.085 --> 01:58.552
 YOU'RE

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ELIGIBLE FOR A HIGHER

01:59.653 --> 02:00.487
 CREDIT

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AMOUNT.

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YOU DIDN'T DISTINGUISH BETWEEN

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TWO OR MORE OR

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 GREATER AND

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THAT'S A SLIGHT

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 CHANGE AND THAT

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MAKES A DIFFERENCE

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 MONETARILY.

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>> I UNDERSTAND LADDER UP IS NOT

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THE ONLY ORGANIZATION

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 OFFERING

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FREE HELP AND THERE'S ANOTHER

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ORGANIZATION CALLED THE

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 CENTER

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FOR COMMISSION PROGRESS.

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THEY'RE ARE

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 NON--FOR-PROFIT AS

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WELL AND THEY

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 OFFER FREE

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 TAX

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HELP ALSO THROUGHOUT THE CHICAGO

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AREA AND WE HAVE POSTED

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 THAT

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INFORMATION ON OUR

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 WEBSITE.

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A

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 REPRESENTATIVE FROM THE

02:33.520 --> 02:34.087
 CENTER

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FOR

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OF

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 COMMISSION PROGRESS HAD

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SOMETHING TO

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 SAY.

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>> IF YOU

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 APPLIED AND GOT A

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 TAX

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CREDIT, YOU WILL GET A

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 FORM IN

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THE MAIL, A TAX

02:49.236 --> 02:50.003
 FORM,

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SPECIFICALLY FOR THAT TAX

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CREDIT, KEEP IT.

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BRING IT TO YOUR

02:54.775 --> 02:55.075
 TAX

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 PREPARER

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 IN

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2015.

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IT'S VERY IMPORTANT.

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IT WILL BE A LITTLE

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 CONFUSING

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BECAUSE IT'S A BRAND NEW FORM,

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SOMETHING YOU WON'T

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 EXPECT BUT

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IT'S DEFINITELY SOMETHING YOU

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HAVE TO FILE.

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YOU WILL ALSO SEE THAT AFFECTED

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FOR THE FOLKS WHO DIDN'T

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 SIGN UP

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FOR INSURANCE.

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YOU WILL GET

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 A PENALTY FEE TO

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SHOW UP IN YOUR TAX

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 RETURN OR IN

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YOUR TAX FORMS NEXT

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 YEAR, 2015.

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>> ANY OF OTHER TIPS TO

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 OFFER?

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>> AS YOU KNOW,

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 I'M NOT A

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 TAX

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PROFESSIONAL BUT

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 YOU

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 DON'T --

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>> YOU DON'T EVEN PLAY ONE ON

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TV.

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>> EXCEPT FOR TONIGHT BUT WHEN

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YOU SEARCH ONLINE THERE ARE MANY

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PAGES THAT COME UP WITH A

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 LOT

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 OF

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TIPS BUT SOME THAT HAVE THE SAME

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TIP OVER AND OVER.

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HERE

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 ARE A

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 FEW.

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CHECK EVERYTHING TWICE.

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THE THREE COMMON MISTAKES ARE

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MATH ERRORS WITH A

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 CALCULATOR OR

03:45.893 --> 03:48.195
TAX SOFTWARE.

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INCORRECTLY WRITTEN SOCIAL

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SECURITY NUMBERS AND

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 FAILURE TO

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SIGN OR DATE THE FORM.

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IF YOU HAVE A

03:55.969 --> 03:57.004
 REFORM HAVE IT

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DIRECTLY DEPOSITED TO YOUR

03:58.272 --> 03:58.639
 BANK.

03:58.639 --> 04:00.274
BY DOING THAT YOU CAN

04:00.274 --> 04:00.674
 EXPECT

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YOUR CHECK IN LESS THAN THREE

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WEEKS VERSUS THE SIX TO

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 EIGHT

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WEEKS BY WAITING FOR IT TO COME

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IN THE MAIL.

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FINALLY, MAXIMIZE

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 YOUR

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DEDUCTIONS.

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THERE ARE A LOT OF DEDUCTIONS

04:11.451 --> 04:12.819
OUT THERE BUT SOME OF THE MORE

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COMMON ONES ARE

04:15.189 --> 04:15.756
 MOVING

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 EXPENSE

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DEDUCTIONS, IF YOU MOVED AND

04:19.326 --> 04:20.027
PAID, CHARITABLE

04:20.027 --> 04:20.460
 CONTRIBUTIONS

04:20.460 --> 04:22.329
ARE DEDUCTIBLE BUT YOU NEED

04:22.329 --> 04:23.130
RECEIPTS FROM THE ORGANIZATION

04:23.130 --> 04:24.731
YOU

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 DONATED.

04:25.098 --> 04:26.033
A LOT OF

04:26.033 --> 04:28.101
 PEOPLE FORGET AUTOMATIC

04:28.101 --> 04:29.236
TO DEDUCTIONS FOR

04:29.236 --> 04:29.670
 CHARITABLE

04:29.670 --> 04:31.538
DEDUCTIONS MAY BE DEDUCTIBLE.

04:31.538 --> 04:32.105
AND IF YOU

04:32.105 --> 04:33.040
 BOUGHT IS

04:33.040 --> 04:33.807
 NEW

04:33.807 --> 04:34.308
 HOME

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AND PAID POINTS

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 OR

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 LOAN ORIGINAL

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NATION

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ORGANIZENATION

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ORIGINALNATION

04:45.886 --> 04:47.187
 FREEZES WITH CAN

04:47.187 --> 04:47.821
 DEDUCT

04:47.821 --> 04:49.056
THAT AND WE'LL GUIDE YOU

04:49.056 --> 04:49.489
 THROUGH

04:49.489 --> 04:51.592
THAT AND

04:51.592 --> 04:54.194
 THERE

04:54.194 --> 04:54.928
 IS TAX

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PREPARATION

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 WEBSITES.

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>> I IMAGINE THEIR BUSY.

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>> ON OUR

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 WEBSITE YOU

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 CAN FIND

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 A

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LINK FOR TAX

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 ASSISTANCE FOR LOW

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INCOME FAMILIES.

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RIGHT BA