WEBVTT 00:03.100 --> 00:08.933 align:start position:10% line:74% size:70% THAT HUNGER STRIKE LASTED 19 00:06.400 --> 00:10.200 align:start position:10% line:74% size:12.5% DAYS. 00:06.733 --> 00:13.366 align:start position:10% line:74% size:65% >>> WOULD YOU LET YOUR CAR 00:08.933 --> 00:14.300 align:start position:10% line:74% size:72.5% INSURANCE COMPANY GATHER DATA 00:10.200 --> 00:16.333 align:start position:10% line:74% size:40% WHILE YOU DRIVE. 00:13.366 --> 00:17.366 align:start position:10% line:74% size:72.5% NORTH BROOK BASED ALLSTATE IS 00:14.300 --> 00:18.433 align:start position:10% line:74% size:75% GRANTED TWO PATENTS THAT COULD 00:16.333 --> 00:20.466 align:start position:10% line:74% size:70% ALLOW THE COMPANY TO GAERM A 00:17.366 --> 00:21.933 align:start position:10% line:74% size:72.5% LOT OF INFORMATION ABOUT YOU. 00:18.433 --> 00:23.333 align:start position:10% line:74% size:67.5% THINGS LIKE WHAT YOUR HEART 00:20.466 --> 00:25.000 align:start position:10% line:74% size:60% RATE IS WHILE I DRIVE OR 00:21.933 --> 00:26.266 align:start position:10% line:74% size:77.5% WHETHER DISTRICTED BY SOMETHING 00:23.333 --> 00:27.500 align:start position:10% line:74% size:37.5% IN THE GAR CAR. 00:25.000 --> 00:28.033 align:start position:10% line:74% size:70% IT COULD POTENTIALLY KEEP AN 00:26.266 --> 00:30.066 align:start position:10% line:74% size:77.5% EYE ON CARS AROUND YOU AND BELL 00:27.500 --> 00:31.533 align:start position:10% line:74% size:37.5% ON THE STREETS. 00:28.033 --> 00:33.200 align:start position:10% line:74% size:70% AND THE COMPANY SAYS ANY NEW 00:30.066 --> 00:34.300 align:start position:10% line:74% size:65% DATA COLLECTION TECHNOLOGY 00:31.533 --> 00:36.633 align:start position:10% line:74% size:65% WOULD BE TO IMPROVE DRIVER 00:33.200 --> 00:38.333 align:start position:10% line:74% size:17.5% SAFETY. 00:34.300 --> 00:40.166 align:start position:10% line:74% size:50% BUT, SOME WORRY IT'S 00:36.633 --> 00:42.266 align:start position:10% line:74% size:57.5% UNNECESSARY ENVISION OF 00:38.333 --> 00:44.700 align:start position:10% line:74% size:70% PRIVACY. JOIN IS US TO TALK 00:40.166 --> 00:47.200 align:start position:10% line:74% size:65% ABOUT THAT CHICAGO TRIBUNE 00:42.266 --> 00:48.466 align:start position:10% line:74% size:72.5% REPORTER BECKY YEREK COVERING 00:44.700 --> 00:50.800 align:start position:10% line:74% size:60% THE STORY AND DONE FWRIV 00:47.200 --> 00:51.500 align:start position:10% line:74% size:70% INVICE-PRESIDENT OF PROPERTY 00:48.466 --> 00:52.200 align:start position:10% line:74% size:67.5% CASUALTY INSURANCE PROPERTY 00:50.800 --> 00:55.900 align:start position:10% line:74% size:72.5% CASUALTY INSURERS ASSOCIATION 00:51.500 --> 00:59.966 align:start position:10% line:74% size:60% OF AMERICA BASED HERE IN 00:52.200 --> 01:01.500 align:start position:10% line:74% size:75% CHICAGO AND HAROLD CEN TEEN ON 00:55.900 --> 01:02.766 align:start position:10% line:74% size:77.5% CHICAGO IAA COOL SCHOOL OF LAW. 00:59.966 --> 01:04.333 align:start position:10% line:74% size:65% ON THE PATENT ALLSTATE WAS 01:01.500 --> 01:04.666 align:start position:10% line:74% size:62.5% FWRAPTED MORE ON WHAT THE 01:02.766 --> 01:05.766 align:start position:10% line:74% size:77.5% PATENTS WOULD ALLOW ALLSTATE TO 01:04.333 --> 01:07.833 align:start position:10% line:74% size:7.5% DO. 01:04.666 --> 01:08.266 align:start position:10% line:74% size:75% >> WHAT'S SO INTERESTING ABOUT 01:05.766 --> 01:11.100 align:start position:10% line:74% size:75% THESE PATENTS IT'S REALLY JUST 01:07.833 --> 01:13.866 align:start position:10% line:74% size:32.5% A FEW THINGS. 01:08.266 --> 01:15.266 align:start position:10% line:74% size:70% FIRST OF ALL THEY GOT ONE IN 01:11.100 --> 01:17.700 align:start position:10% line:74% size:70% JUNE THAT ENVISIONED SELLING 01:13.866 --> 01:19.166 align:start position:10% line:74% size:65% THIS DRIVING DATA TO OTHER 01:15.266 --> 01:20.000 align:start position:10% line:74% size:52.5% COMPANIES LIKE BANKS, 01:17.700 --> 01:21.800 align:start position:10% line:74% size:67.5% MARKETERS, HEALTH INSURANCE 01:19.166 --> 01:22.833 align:start position:10% line:74% size:25% COMPANIES. 01:20.000 --> 01:24.300 align:start position:10% line:74% size:72.5% THEY THINK THIS DATA COULD BE 01:21.800 --> 01:25.900 align:start position:10% line:74% size:67.5% USEFUL FOR OTHER COMPANIES. 01:22.833 --> 01:27.966 align:start position:10% line:74% size:70% THAT'S ONE ELEMENT OF IT AND 01:24.300 --> 01:28.300 align:start position:10% line:74% size:70% SECOND ELEMENT OF IT THEY'RE 01:25.900 --> 01:30.066 align:start position:10% line:74% size:75% NOT JUST INTERESTED IN HOW YOU 01:27.966 --> 01:30.866 align:start position:10% line:74% size:15% DRIVE. 01:28.300 --> 01:32.166 align:start position:10% line:74% size:70% NOW THEY'RE TALKING ABOUT -- 01:30.066 --> 01:33.966 align:start position:10% line:74% size:47.5% >> HOW FAST YOU GO. 01:30.866 --> 01:35.500 align:start position:10% line:74% size:47.5% >> HOW FAST YOU GO. 01:32.166 --> 01:37.133 align:start position:10% line:74% size:72.5% >> WHETHER YOU SGLAIK WHETHER 01:33.966 --> 01:37.966 align:start position:10% line:74% size:77.5% YOU BRAKE A LOT OF WHAT TYPE VL 01:35.500 --> 01:39.533 align:start position:10% line:74% size:35% DAY YOU DRIVE. 01:37.133 --> 01:41.566 align:start position:10% line:74% size:32.5% YOUR MILEAGE. 01:37.966 --> 01:42.300 align:start position:10% line:74% size:72.5% THAT IS TYPICALLY THE KIND OF 01:39.533 --> 01:44.566 align:start position:10% line:74% size:75% THINGS THEY'VE BEEN INTERESTED 01:41.566 --> 01:47.233 align:start position:10% line:74% size:67.5% N NOW THEY'RE TALKING ABOUT 01:42.300 --> 01:48.166 align:start position:10% line:74% size:70% GATHERING PHYSIOLOGICAL DATA 01:44.566 --> 01:49.666 align:start position:10% line:74% size:77.5% LIKE HAVING SENSORS ON STEERING 01:47.233 --> 01:51.366 align:start position:10% line:74% size:72.5% WHEELS THAT COULD TELL THINGS 01:48.166 --> 01:53.233 align:start position:10% line:74% size:55% ABOUT YOUR HEART RATE. 01:49.666 --> 01:57.400 align:start position:10% line:74% size:52.5% AND LASTLY, THE THIRD 01:51.366 --> 01:59.400 align:start position:10% line:74% size:75% INTERESTING PART THEY JUST GOT 01:53.233 --> 02:00.300 align:start position:10% line:74% size:60% A PATENT FOR IT WOULD BE 01:57.400 --> 02:00.900 align:start position:10% line:74% size:75% WATCHING OTHER DRIVERS AS WELL 01:59.400 --> 02:02.833 align:start position:10% line:74% size:65% AS STUFF NOT RELATED TOIVE 02:00.300 --> 02:03.333 align:start position:10% line:74% size:47.5% DR. ING IN THE CAR. 02:00.900 --> 02:04.500 align:start position:10% line:74% size:70% LIKE HOW MANY PASSENGERS ARE 02:02.833 --> 02:05.566 align:start position:10% line:74% size:15% THERE. 02:03.333 --> 02:06.966 align:start position:10% line:74% size:37.5% ARE THERE KIDS. 02:04.500 --> 02:08.966 align:start position:10% line:74% size:37.5% ARE YOU EATING? 02:05.566 --> 02:10.733 align:start position:10% line:74% size:72.5% ARE YOU TALKING ON THE PHONE? 02:06.966 --> 02:12.733 align:start position:10% line:74% size:72.5% AND HOW ARE PEOPLE AROUND YOU 02:08.966 --> 02:16.666 align:start position:10% line:74% size:20% DRIVING? 02:10.733 --> 02:17.333 align:start position:10% line:74% size:55% ARE THERE PEDESTRIANS? 02:12.733 --> 02:18.666 align:start position:10% line:74% size:60% >> DON GRIFFIN WHY WOULD 02:16.666 --> 02:21.166 align:start position:10% line:74% size:62.5% ALLSTATE BE INTERESTED IN 02:17.333 --> 02:22.266 align:start position:10% line:74% size:75% GETTING THIS KIND OF DATA THAT 02:18.666 --> 02:23.200 align:start position:10% line:74% size:72.5% IS NOT JUST TO DO WITH WHO IS 02:21.166 --> 02:24.366 align:start position:10% line:74% size:72.5% IN THE CAR BUT DRIVERS AROUND 02:22.266 --> 02:25.833 align:start position:10% line:74% size:45% THEM AND SO FORTH. 02:23.200 --> 02:27.733 align:start position:10% line:74% size:75% >> THERE'S A COUPLE REASONS IF 02:24.366 --> 02:29.333 align:start position:10% line:74% size:75% YOU THINK ABOUT T. WE ARE IN A 02:25.833 --> 02:30.833 align:start position:10% line:74% size:72.5% VERY, VERY COMPETITIVE MARKET 02:27.733 --> 02:33.066 align:start position:10% line:74% size:47.5% FOR AUTO INSURANCE. 02:29.333 --> 02:34.933 align:start position:10% line:74% size:65% SO COMPANIES ARE TRYING TO 02:30.833 --> 02:36.333 align:start position:10% line:74% size:70% FIGURE OUT HOW THEY CAN BEST 02:33.066 --> 02:36.933 align:start position:10% line:74% size:72.5% POSITION THEMSELVES AND GET A 02:34.933 --> 02:38.000 align:start position:10% line:74% size:62.5% LEG UP ON PERHAPS ANOTHER 02:36.333 --> 02:38.466 align:start position:10% line:74% size:27.5% COMPETITOR. 02:36.933 --> 02:40.466 align:start position:10% line:74% size:65% AND ONE OF THE WAYS TOU DO 02:38.000 --> 02:42.000 align:start position:10% line:74% size:12.5% THAT. 02:38.466 --> 02:43.433 align:start position:10% line:74% size:75% >> BY THE WAY YOUR ASSOCIATION 02:40.466 --> 02:45.566 align:start position:10% line:74% size:75% REPRESENTS INSURANCE COMPANIES 02:42.000 --> 02:46.500 align:start position:10% line:74% size:75% AND ALLSTATE HAPPENS NOT TO BE 02:43.433 --> 02:47.700 align:start position:10% line:74% size:22.5% A MEMBER. 02:45.566 --> 02:48.100 align:start position:10% line:74% size:27.5% >> CORRECT. 02:46.500 --> 02:49.533 align:start position:10% line:74% size:67.5% >> SO COMPANIES GATHER THIS 02:47.700 --> 02:51.100 align:start position:10% line:74% size:12.5% DATA. 02:48.100 --> 02:53.100 align:start position:10% line:74% size:75% THERE'S A COUPLE GOOD REASONS. 02:49.533 --> 02:55.133 align:start position:10% line:74% size:75% THINK WANT TO BE ABLE TO OFFER 02:51.100 --> 02:56.600 align:start position:10% line:74% size:50% COMPETITIVE PRODUCT. 02:53.100 --> 02:58.166 align:start position:10% line:74% size:72.5% ONE OF THE THINGS THEY CAN DO 02:55.133 --> 03:03.333 align:start position:10% line:74% size:72.5% IS ANYTHING THEY CAN FIND OUT 02:56.600 --> 03:04.500 align:start position:10% line:74% size:67.5% THAT WOULD HELP GET YOU THE 02:58.166 --> 03:06.466 align:start position:10% line:74% size:77.5% RIGHT PRICE SO AK TU AIRILY PAY 03:03.333 --> 03:07.266 align:start position:10% line:74% size:72.5% THE RISK SO YOU'RE NOT PAYING 03:04.500 --> 03:07.666 align:start position:10% line:74% size:72.5% THE RISK OF SOMEBODY ELSE AND 03:06.466 --> 03:09.433 align:start position:10% line:74% size:55% HOW THEY DRIVE IS GOOD 03:07.266 --> 03:10.900 align:start position:10% line:74% size:30% INFORMATION. 03:07.666 --> 03:11.566 align:start position:10% line:74% size:77.5% ANYTHING TO IMPROVE THE SAFETY. 03:09.433 --> 03:12.900 align:start position:10% line:74% size:72.5% IF YOU GOT THREE OR FOUR KIDS 03:10.900 --> 03:14.466 align:start position:10% line:74% size:65% IN THE CAR PERHAPS THEY'RE 03:11.566 --> 03:17.466 align:start position:10% line:74% size:72.5% CREATING DISTRACTION AND THAT 03:12.900 --> 03:18.500 align:start position:10% line:74% size:77.5% MAY BE SOMETHING THAT TAIDZ YOU 03:14.466 --> 03:19.566 align:start position:10% line:74% size:67.5% CAUSES YOU TO TAKE EYES OFF 03:17.466 --> 03:20.466 align:start position:10% line:74% size:40% FOCUS OF DRIVER. 03:18.500 --> 03:22.566 align:start position:10% line:74% size:75% >> I'M SURE THAT DIDN'T HAPPEN 03:19.566 --> 03:22.833 align:start position:10% line:74% size:30% TO A PARENT. 03:20.466 --> 03:23.900 align:start position:10% line:74% size:70% >> OF COURSE NOT, NOT ANY OF 03:22.566 --> 03:24.233 align:start position:10% line:74% size:7.5% US. 03:22.833 --> 03:27.200 align:start position:10% line:74% size:77.5% ANYWAY, THERE ARE REASONS TO DO 03:23.900 --> 03:28.533 align:start position:10% line:74% size:12.5% THAT. 03:24.233 --> 03:30.766 align:start position:10% line:74% size:77.5% AND THEN, WHAT YOU TRY TO DO IS 03:27.200 --> 03:32.666 align:start position:10% line:74% size:77.5% FIGURE OUT, ARE THERE BEHAVIORS 03:28.533 --> 03:33.833 align:start position:10% line:74% size:70% THAT YOU CAN CHANGE BY DOING 03:30.766 --> 03:35.200 align:start position:10% line:74% size:65% COLLECTING SOME THIS DATA. 03:32.666 --> 03:37.200 align:start position:10% line:74% size:77.5% AND WHAT WE'VE LEARNED OVER THE 03:33.833 --> 03:38.333 align:start position:10% line:74% size:62.5% YEARS IS SOME OF THE DATA 03:35.200 --> 03:39.766 align:start position:10% line:74% size:65% THAT'S BEEN COLLECTED FROM 03:37.200 --> 03:40.800 align:start position:10% line:74% size:52.5% PEOPLE AS THEY DRIVE. 03:38.333 --> 03:43.366 align:start position:10% line:74% size:50% AND WHEN THEY DRIVE. 03:39.766 --> 03:45.500 align:start position:10% line:74% size:60% AND HOW FAST THEY DRIVE. 03:40.800 --> 03:46.900 align:start position:10% line:74% size:65% IT'S ACTUALLY BEEN USED TO 03:43.366 --> 03:48.933 align:start position:10% line:74% size:70% IMPROVE THE DRIVER'S SAFETY. 03:45.500 --> 03:50.533 align:start position:10% line:74% size:70% PEOPLE HAVE ACTUALLY CHANGED 03:46.900 --> 03:52.900 align:start position:10% line:74% size:77.5% DRIVING HABITS BECAUSE THEY GET 03:48.933 --> 03:55.100 align:start position:10% line:74% size:65% DISCOUNTS IF THEY ACTUALLY 03:50.533 --> 03:56.533 align:start position:10% line:74% size:77.5% DRIVE BETTER AND SAFER AND THEN 03:52.900 --> 03:57.833 align:start position:10% line:74% size:65% IT'S ALSO A THING WITH CAR 03:55.100 --> 03:59.633 align:start position:10% line:74% size:70% MANUFACTURERS THEY PRIOR PUT 03:56.533 --> 04:00.166 align:start position:10% line:74% size:55% MORE AND MORE IN CRASH 03:57.833 --> 04:04.800 align:start position:10% line:74% size:72.5% AVOIDANCE TECHNOLOGY IN THEIR 03:59.633 --> 04:07.433 align:start position:10% line:74% size:22.5% VEHICLES. 04:00.166 --> 04:10.233 align:start position:10% line:74% size:77.5% >> LET'S SWITCH TO HAROLD CENT. 04:04.800 --> 04:12.866 align:start position:10% line:74% size:65% PRIVACY CONCERNS HAROLD J. 04:07.433 --> 04:15.866 align:start position:10% line:74% size:75% KRENT, WE'RE TALKING ABOUT NOT 04:10.233 --> 04:18.500 align:start position:10% line:74% size:72.5% JUST HOW ONE DRIVES, BRAKING, 04:12.866 --> 04:19.866 align:start position:10% line:74% size:67.5% SWERVEER, BUT PHYSIOLOGICAL 04:15.866 --> 04:20.200 align:start position:10% line:74% size:75% FACTORS LIKE HEAT RATE AND HOW 04:18.500 --> 04:21.933 align:start position:10% line:74% size:77.5% BLOOD PRESSURE AND THAT SORT OF 04:19.866 --> 04:23.066 align:start position:10% line:74% size:15% THING. 04:20.200 --> 04:24.733 align:start position:10% line:74% size:72.5% >> FIRST OF ALL, A AGREE WITH 04:21.933 --> 04:25.066 align:start position:10% line:74% size:65% DON THAT TECHNOLOGY CAN BE 04:23.066 --> 04:27.033 align:start position:10% line:74% size:75% HELPFUL IN TERMS OF INCREASING 04:24.733 --> 04:28.533 align:start position:10% line:74% size:17.5% SAFETY. 04:25.066 --> 04:29.633 align:start position:10% line:74% size:65% AND THAT'S REALLY WHAT ALL 04:27.033 --> 04:32.066 align:start position:10% line:74% size:70% GOOGLE DRIVERLESS CAR IS ALL 04:28.533 --> 04:33.666 align:start position:10% line:74% size:67.5% ABOUT AND IT'S IMPORTANT IN 04:29.633 --> 04:34.566 align:start position:10% line:74% size:70% TERMS OF TRYING TO PREDICATE 04:32.066 --> 04:35.633 align:start position:10% line:74% size:65% THE RIGHT RISK PROFILE FOR 04:33.666 --> 04:36.666 align:start position:10% line:74% size:45% INDIVIDUAL DRIVER. 04:34.566 --> 04:37.566 align:start position:10% line:74% size:37.5% SO FAR SO GOOD. 04:35.633 --> 04:40.266 align:start position:10% line:74% size:75% THE QUESTION WHAT WILL BE DONE 04:36.666 --> 04:41.300 align:start position:10% line:74% size:35% WITH THE DATA. 04:37.566 --> 04:42.800 align:start position:10% line:74% size:55% WILL IT BE SOLD AS YOU 04:40.266 --> 04:43.833 align:start position:10% line:74% size:72.5% SUGGESTED AND BECKY SUGGESTED 04:41.300 --> 04:46.200 align:start position:10% line:74% size:75% TO INSURANCE COMPANIES, HEALTH 04:42.800 --> 04:47.900 align:start position:10% line:74% size:72.5% INSURANCE COMPANIES OR BANKS. 04:43.833 --> 04:51.300 align:start position:10% line:74% size:50% AND WILL YOU GET THE 04:46.200 --> 04:53.366 align:start position:10% line:74% size:67.5% INFORMATION OF UNWITNESSING 04:47.900 --> 04:54.900 align:start position:10% line:74% size:77.5% PASSENGER ALSO INVOLVED IN THIS 04:51.300 --> 04:55.866 align:start position:10% line:74% size:77.5% DATA COMPILATION AND WHAT ABOUT 04:53.366 --> 04:56.800 align:start position:10% line:74% size:65% BYSTANDER ON THE STREET OR 04:54.900 --> 04:57.433 align:start position:10% line:74% size:70% ABOUT DRIVER IN ANOTHER CAR. 04:55.866 --> 05:00.500 align:start position:10% line:74% size:55% WHAT HAPPENS WITH THAT 04:56.800 --> 05:02.066 align:start position:10% line:74% size:30% INFORMATION. 04:57.433 --> 05:04.033 align:start position:10% line:74% size:60% WHO WILL BE GIVEN TO BE. 05:00.500 --> 05:06.600 align:start position:10% line:74% size:55% PROSPECTIVE EMPLOYERS. 05:02.066 --> 05:07.533 align:start position:10% line:74% size:77.5% LOOKING AT RISK FACTORS AND NOT 05:04.033 --> 05:08.600 align:start position:10% line:74% size:55% WANT TO HIRE SOMEBODY. 05:06.600 --> 05:10.233 align:start position:10% line:74% size:45% ALL THIS INVOLVED. 05:07.533 --> 05:11.633 align:start position:10% line:74% size:62.5% ANYBODY THAT USES PATENTS 05:08.600 --> 05:13.733 align:start position:10% line:74% size:67.5% WHETHER ALLSTATE OR SOMEONE 05:10.233 --> 05:15.766 align:start position:10% line:74% size:65% ELSE SHOULD COME ONE CLEAR 05:11.633 --> 05:17.800 align:start position:10% line:74% size:77.5% POLICIES ABOUT WHAT IT WILL USE 05:13.733 --> 05:19.900 align:start position:10% line:74% size:50% THE INFORMATION FOR. 05:15.766 --> 05:20.866 align:start position:10% line:74% size:70% IT'S OKAY IF IT'S FOR SAFETY 05:17.800 --> 05:23.866 align:start position:10% line:74% size:70% BUT YOU PACKAGE TO TO HEALTH 05:19.900 --> 05:25.333 align:start position:10% line:74% size:72.5% INSURANCE COMPANIES I THINK A 05:20.866 --> 05:25.833 align:start position:10% line:74% size:52.5% LOT OF US WOULD BALK. 05:23.866 --> 05:27.933 align:start position:10% line:74% size:67.5% >> BECK YES, I LET ME GO TO 05:25.333 --> 05:29.466 align:start position:10% line:74% size:15% BECKY. 05:25.833 --> 05:31.933 align:start position:10% line:74% size:67.5% DIDN'T THE ALLSTATE CEO SAY 05:27.933 --> 05:33.033 align:start position:10% line:74% size:72.5% SOMETHING ABOUT OR SUGGEST OR 05:29.466 --> 05:34.466 align:start position:10% line:74% size:70% IMPLY THAT SELLING THIS DATA 05:31.933 --> 05:36.533 align:start position:10% line:74% size:57.5% MIGHT BE A POSSIBILITY? 05:33.033 --> 05:37.766 align:start position:10% line:74% size:70% >> OH, YEAH THEY SAID THAT A 05:34.466 --> 05:39.666 align:start position:10% line:74% size:65% FEW MONTHS AGO HE WAS AT A 05:36.533 --> 05:42.500 align:start position:10% line:74% size:72.5% CONFERENCE AND SAYS IT'S SORT 05:37.766 --> 05:45.200 align:start position:10% line:74% size:75% OF THE SAME THING GOOGLE DOES. 05:39.666 --> 05:46.633 align:start position:10% line:74% size:70% AND SO HE FLOATED THIS A FEW 05:42.500 --> 05:49.166 align:start position:10% line:74% size:67.5% MONTHS AGO WHERE HE SAID WE 05:45.200 --> 05:50.266 align:start position:10% line:74% size:67.5% MIGHT ENVISION SELLING THIS 05:46.633 --> 05:52.733 align:start position:10% line:74% size:75% DRIVING DATA SOME DAY AND THEN 05:49.166 --> 05:54.300 align:start position:10% line:74% size:65% IN JUNE THEY RECEIVED THIS 05:50.266 --> 05:55.800 align:start position:10% line:74% size:72.5% PATENTS THAT SORT OF LAYS OUT 05:52.733 --> 05:56.300 align:start position:10% line:74% size:72.5% THE POTENTIAL OF SELLING THIS 05:54.300 --> 05:56.833 align:start position:10% line:74% size:62.5% DRIVING DATA TO DIFFERENT 05:55.800 --> 05:59.400 align:start position:10% line:74% size:27.5% INDUSTRIES. 05:56.300 --> 06:01.900 align:start position:10% line:74% size:27.5% >> SUCH AS? 05:56.833 --> 06:03.866 align:start position:10% line:74% size:67.5% >> SUCH AS HEALTH INSURANCE 05:59.400 --> 06:06.000 align:start position:10% line:74% size:67.5% COMPANIES, BANKS, MARKETING 06:01.900 --> 06:08.500 align:start position:10% line:74% size:75% COMPANIES, THEIR REASONING IS, 06:03.866 --> 06:09.433 align:start position:10% line:74% size:65% WELL, MAYBE IF SOMEBODY IS 06:06.000 --> 06:10.066 align:start position:10% line:74% size:70% AGGRESSIVE DRIVER THEY'LL BE 06:08.500 --> 06:12.100 align:start position:10% line:74% size:65% AGGRESSIVE HOW THEY HANDLE 06:09.433 --> 06:14.600 align:start position:10% line:74% size:15% MONEY. 06:10.066 --> 06:16.066 align:start position:10% line:74% size:77.5% >> HOW ABOUT THAT, DON GRIFFIN. 06:12.100 --> 06:19.266 align:start position:10% line:74% size:45% YOU HEAR CONCERNS. 06:14.600 --> 06:20.800 align:start position:10% line:74% size:52.5% THEY SEEM LEGITIMATE. 06:16.066 --> 06:21.500 align:start position:10% line:74% size:77.5% >> YES, YOU KNOW SOCIETY HAS TO 06:19.266 --> 06:23.733 align:start position:10% line:74% size:70% DECIDE AND COME ONE WHAT THE 06:20.800 --> 06:24.633 align:start position:10% line:74% size:72.5% BALANCE SHOULD BE BETWEEN HOW 06:21.500 --> 06:26.200 align:start position:10% line:74% size:77.5% MUCH DATA IS OUT THERE AND WHAT 06:23.733 --> 06:28.733 align:start position:10% line:74% size:50% CAN BE DONE WITH IT. 06:24.633 --> 06:29.800 align:start position:10% line:74% size:65% AND THE COMPANIES THAT ARE 06:26.200 --> 06:31.366 align:start position:10% line:74% size:77.5% INVOLVED WOULD NEED TO DISCLOSE 06:28.733 --> 06:32.933 align:start position:10% line:74% size:57.5% TO THE POLICY HOLDER OR 06:29.800 --> 06:33.866 align:start position:10% line:74% size:67.5% POTENTIAL PURCHASER OF THIS 06:31.366 --> 06:36.333 align:start position:10% line:74% size:70% TYPE OF PRODUCT THAT THEY'RE 06:32.933 --> 06:36.933 align:start position:10% line:74% size:77.5% ACTUALLY GOING TO BE COLLECTING 06:33.866 --> 06:37.966 align:start position:10% line:74% size:75% THAT DATA AND AS HAROLD TALKED 06:36.333 --> 06:39.933 align:start position:10% line:74% size:15% ABOUT. 06:36.933 --> 06:41.533 align:start position:10% line:74% size:60% >> GOOGLE DOES THAT TOO. 06:37.966 --> 06:41.900 align:start position:10% line:74% size:67.5% >> AND HOW THEY ACTUALLY -- 06:39.933 --> 06:43.466 align:start position:10% line:74% size:77.5% >> SEVERAL PAGES OF FINE PRINT. 06:41.533 --> 06:45.666 align:start position:10% line:74% size:22.5% >> RIGHT. 06:41.900 --> 06:47.800 align:start position:10% line:74% size:75% >> AND I THINK A LOT OF PEOPLE 06:43.466 --> 06:49.266 align:start position:10% line:74% size:72.5% ARE SIGNED UP FOR GOOGLE OR G 06:45.666 --> 06:51.100 align:start position:10% line:74% size:70% MAIL PROBABLY DON'T READ IT. 06:47.800 --> 06:52.100 align:start position:10% line:74% size:75% >> NOT AS MUCH AS THEY SHOULD. 06:49.266 --> 06:54.133 align:start position:10% line:74% size:77.5% THE DISCLOSURE WOULD HAVE TO BE 06:51.100 --> 06:57.233 align:start position:10% line:74% size:72.5% HERE AND PEOPLE WOULD NEED TO 06:52.100 --> 07:00.233 align:start position:10% line:74% size:75% BE AWARE THIS IS WHAT THE DATA 06:54.133 --> 07:03.833 align:start position:10% line:74% size:72.5% IS USED FOR AND SELLING OF IT 06:57.233 --> 07:05.900 align:start position:10% line:74% size:72.5% TO OTHER ENTITIES THAT GOVRPD 07:00.233 --> 07:08.400 align:start position:10% line:74% size:77.5% BY SHARING THIRD PARTIES AND BY 07:03.833 --> 07:11.000 align:start position:10% line:74% size:77.5% GRIM REACH BLUELY A FEDERAL LAW 07:05.900 --> 07:12.466 align:start position:10% line:74% size:67.5% AND YOU CAN ONLY DO THAT IN 07:08.400 --> 07:13.533 align:start position:10% line:74% size:70% CERTAIN CIRCUMSTANCES AND IT 07:11.000 --> 07:14.433 align:start position:10% line:74% size:72.5% HAS TO BE KNOWN AHEAD OF TIME 07:12.466 --> 07:15.266 align:start position:10% line:74% size:72.5% AND FOLKS HAVE TO BE AER WHAT 07:13.533 --> 07:17.500 align:start position:10% line:74% size:70% OF IT AND THE OTHER PIECE IS 07:14.433 --> 07:18.666 align:start position:10% line:74% size:65% WHEN YOU GET TO THE PEOPLE 07:15.266 --> 07:21.633 align:start position:10% line:74% size:72.5% AROUND THE CAR, YOU KNOW, ONE 07:17.500 --> 07:23.033 align:start position:10% line:74% size:67.5% OF THE THINGS THAT WOULD BE 07:18.666 --> 07:25.100 align:start position:10% line:74% size:70% HELPFUL AS FAR AS SAFETY AND 07:21.633 --> 07:26.700 align:start position:10% line:74% size:75% THEN AGAIN YOU HAVE TO BE VERY 07:23.033 --> 07:28.133 align:start position:10% line:74% size:70% CLEAR ON HOW IT WOULD DIVIDE 07:25.100 --> 07:30.833 align:start position:10% line:74% size:75% OUT AND WHO WOULD GET DATA WIN 07:26.700 --> 07:31.433 align:start position:10% line:74% size:72.5% BUT ONE OF THE THINGS TO HELP 07:28.133 --> 07:31.800 align:start position:10% line:74% size:72.5% IMPROVE SAFETY IS TO SEE WHAT 07:30.833 --> 07:35.200 align:start position:10% line:74% size:60% ACTUALLY HAPPENED IN THE 07:31.433 --> 07:36.800 align:start position:10% line:74% size:22.5% ACCIDENT. 07:31.800 --> 07:39.300 align:start position:10% line:74% size:75% AND IF THE CAMERAS PART OF THE 07:35.200 --> 07:40.866 align:start position:10% line:74% size:75% CAR CAN ACTUALLY SHOW THAT AND 07:36.800 --> 07:42.466 align:start position:10% line:74% size:75% THAT DATA CAN BE USED WITH THE 07:39.300 --> 07:44.400 align:start position:10% line:74% size:72.5% OWNER'S PERMISSION AND PEOPLE 07:40.866 --> 07:47.400 align:start position:10% line:74% size:72.5% INVOLVED IN THE ACCIDENT THEN 07:42.466 --> 07:49.433 align:start position:10% line:74% size:75% THAT MIGHT GO A LOT FURTHER TO 07:44.400 --> 07:50.933 align:start position:10% line:74% size:77.5% HELPING SOLVE THE CIRCUMSTANCES 07:47.400 --> 07:53.500 align:start position:10% line:74% size:75% OF THE ACCIDENT AND PAYING FOR 07:49.433 --> 07:55.500 align:start position:10% line:74% size:25% THE CLAIM. 07:50.933 --> 07:57.466 align:start position:10% line:74% size:77.5% >> BECAUSE BECKY THE PATENT NOT 07:53.500 --> 07:59.100 align:start position:10% line:74% size:75% JUST PERCEIVES THE POSSIBILITY 07:55.500 --> 07:59.600 align:start position:10% line:74% size:70% OF SENSORS ON STEERING WHEEL 07:57.466 --> 08:01.800 align:start position:10% line:74% size:72.5% AND SO FORTH AND ALSO CAMERAS 07:59.100 --> 08:02.866 align:start position:10% line:74% size:20% AS WELL. 07:59.600 --> 08:04.766 align:start position:10% line:74% size:65% >> CAMERAS AND ALSO AUDIO. 08:01.800 --> 08:06.733 align:start position:10% line:74% size:75% SO IF YOU WERE HAVING A REALLY 08:02.866 --> 08:09.266 align:start position:10% line:74% size:67.5% ANIMATED DISCUSSION OR IF I 08:04.766 --> 08:09.600 align:start position:10% line:74% size:70% WERE PLAYING THE STEREO VERY 08:06.733 --> 08:10.933 align:start position:10% line:74% size:75% CLOUDY THE PATENT DOES MENTION 08:09.266 --> 08:13.400 align:start position:10% line:74% size:15% AUDIO. 08:09.600 --> 08:15.433 align:start position:10% line:74% size:67.5% >> WHO CAN GET ACCESS THOSE 08:10.933 --> 08:15.833 align:start position:10% line:74% size:62.5% CONVERSATIONS THAT YOU'RE 08:13.400 --> 08:17.466 align:start position:10% line:74% size:72.5% TAKING PLACE RIGHT AND THAT'S 08:15.433 --> 08:19.500 align:start position:10% line:74% size:27.5% DIFFICULTY. 08:15.833 --> 08:20.900 align:start position:10% line:74% size:75% WE DON'T WANT PEOPLE LISTENING 08:17.466 --> 08:22.433 align:start position:10% line:74% size:72.5% IN SAYING WHAT WERE YOU DOING 08:19.500 --> 08:24.533 align:start position:10% line:74% size:70% ON KHETFIELD DRIVE WHAT WERE 08:20.900 --> 08:26.066 align:start position:10% line:74% size:70% YOU TALKING ABOUT AND SAY TO 08:22.433 --> 08:27.633 align:start position:10% line:74% size:60% YOUR KIDS OR SAY TO YOUR 08:24.533 --> 08:28.566 align:start position:10% line:74% size:40% PARTNER OR WIFE. 08:26.066 --> 08:29.600 align:start position:10% line:74% size:65% LET'S -- ALLSTATE ISSUED A 08:27.633 --> 08:31.066 align:start position:10% line:74% size:67.5% STATEMENT LET'S TAKE A LOOK 08:28.566 --> 08:32.600 align:start position:10% line:74% size:47.5% WHAT THE THEY SAID. 08:29.600 --> 08:34.666 align:start position:10% line:74% size:52.5% AS PART OF ALLSTATE'S 08:31.066 --> 08:37.766 align:start position:10% line:74% size:55% COMMITMENT TO LEVERAGE 08:32.600 --> 08:39.133 align:start position:10% line:74% size:72.5% INNOVATIONS TO IMPROVE DRIVER 08:34.666 --> 08:42.266 align:start position:10% line:74% size:77.5% SAFETY WE FILED THIS PATENT FOR 08:37.766 --> 08:44.833 align:start position:10% line:74% size:70% PROSPECTIVE PATENT AWARENESS 08:39.133 --> 08:47.833 align:start position:10% line:74% size:70% TECHNOLOGY SA FEW YEARS AGO. 08:42.266 --> 08:49.400 align:start position:10% line:74% size:72.5% IT WOULD PROVIDE DRIVERS WITH 08:44.833 --> 08:50.900 align:start position:10% line:74% size:77.5% TRAFFIC AND EXTERNAL FACTORS TO 08:47.833 --> 08:51.900 align:start position:10% line:74% size:52.5% HELP THEM DRIVE SAVE. 08:49.400 --> 08:53.966 align:start position:10% line:74% size:67.5% HAROLD J. KRENT ALL THIS IS 08:50.900 --> 08:54.900 align:start position:10% line:74% size:25% VOLUNTARY. 08:51.900 --> 08:56.933 align:start position:10% line:74% size:67.5% A DRIVER WOULD HAVE TO SAY, 08:53.966 --> 08:58.533 align:start position:10% line:74% size:52.5% YES, I AGREE TO THIS. 08:54.900 --> 08:59.733 align:start position:10% line:74% size:72.5% AND EXCHANGE FOR MAYBE BETTER 08:56.933 --> 09:01.566 align:start position:10% line:74% size:47.5% RATES AND SO FORTH. 08:58.533 --> 09:03.600 align:start position:10% line:74% size:70% IF IT'S VOLUNTARY AND YOU'RE 08:59.733 --> 09:04.100 align:start position:10% line:74% size:72.5% CONSENTING TO THE SENSORS AND 09:01.566 --> 09:05.600 align:start position:10% line:74% size:77.5% CAMERAS AND SO FORTH WHAT'S THE 09:03.600 --> 09:07.266 align:start position:10% line:74% size:20% PROBLEM. 09:04.100 --> 09:09.166 align:start position:10% line:74% size:77.5% >> NOT VOLUNTARY WITH PASSENGER 09:05.600 --> 09:10.233 align:start position:10% line:74% size:55% AND NOT VOLUNTARY WITH 09:07.266 --> 09:12.066 align:start position:10% line:74% size:70% BYSTANDERS AND NOT VOLUNTARY 09:09.166 --> 09:12.433 align:start position:10% line:74% size:62.5% WITH DRIVERS OF CARS THAT 09:10.233 --> 09:14.066 align:start position:10% line:74% size:77.5% HAPPEN TO CROSS THE PATH OF THE 09:12.066 --> 09:14.366 align:start position:10% line:74% size:20% INSURED. 09:12.433 --> 09:16.433 align:start position:10% line:74% size:65% THAT'S THE THE DIFFICULTY. 09:14.066 --> 09:17.866 align:start position:10% line:74% size:15% RIGHT? 09:14.366 --> 09:19.966 align:start position:10% line:74% size:65% ONE CAN GIVEAWAY ONE'S OWN 09:16.433 --> 09:21.800 align:start position:10% line:74% size:72.5% PRIVACY WHETHER YOU GET A TEE 09:17.866 --> 09:22.900 align:start position:10% line:74% size:72.5% SHIRT AT A SPORTS FESTIVAL OR 09:19.966 --> 09:24.433 align:start position:10% line:74% size:75% IT'S HARD TO GIVEAWAY SOMEBODY 09:21.800 --> 09:26.400 align:start position:10% line:74% size:67.5% ELSE'S PRIVACY. THAT'S THE 09:22.900 --> 09:27.966 align:start position:10% line:74% size:75% DANGER INNERNT THIS PARTICULAR 09:24.433 --> 09:29.033 align:start position:10% line:74% size:70% PATENTS THAT THEY HAVE TO BE 09:26.400 --> 09:31.966 align:start position:10% line:74% size:47.5% CAREFUL FOR WHOEVER 09:27.966 --> 09:33.066 align:start position:10% line:74% size:50% OPERATIONALIZE IT'S. 09:29.033 --> 09:36.000 align:start position:10% line:74% size:75% >> DON GRIFFIN GIVE ME EXAMPLE 09:31.966 --> 09:37.100 align:start position:10% line:74% size:35% OF INCENTIVES. 09:33.066 --> 09:41.066 align:start position:10% line:74% size:70% SOME PROGRAMS ALREADY EXIST. 09:36.000 --> 09:42.333 align:start position:10% line:74% size:75% WHAT EXISTS RIGHT NOW IN TERMS 09:37.100 --> 09:43.833 align:start position:10% line:74% size:70% OF WHAT SLURNS COMPANIES CAN 09:41.066 --> 09:46.233 align:start position:10% line:74% size:72.5% GATHER WITH DRIVER'S CONSENT. 09:42.333 --> 09:46.633 align:start position:10% line:74% size:60% >> WITH DRIVER'S CONSENT 09:43.833 --> 09:47.800 align:start position:10% line:74% size:72.5% THEY'RE GATHERING USAGE BASED 09:46.233 --> 09:48.800 align:start position:10% line:74% size:22.5% DATA NOW. 09:46.633 --> 09:53.300 align:start position:10% line:74% size:57.5% >> WHAT DOES THAT MEAN. 09:47.800 --> 09:55.366 align:start position:10% line:74% size:70% >> WHEN YOU DRIVE, WHERE YOU 09:48.800 --> 09:56.900 align:start position:10% line:74% size:72.5% DRIVE, HOW FAST, WHAT TIME OF 09:53.300 --> 09:57.833 align:start position:10% line:74% size:55% DAY AND WHETHER YOU'RE 09:55.366 --> 09:59.866 align:start position:10% line:74% size:65% EXCEEDING THE SPEED LIMIT, 09:56.900 --> 10:02.766 align:start position:10% line:74% size:75% WHETHER YOU'RE BRAKING HARD OR 09:57.833 --> 10:04.866 align:start position:10% line:74% size:75% SWERVING AS BECKY TALKED ABOUT 09:59.866 --> 10:06.933 align:start position:10% line:74% size:75% AND SO THE DISCOUNTS FROM THAT 10:02.766 --> 10:08.066 align:start position:10% line:74% size:75% CAN GET YOU 10 TO 30% OR MORE. 10:04.866 --> 10:11.033 align:start position:10% line:74% size:75% >> SO THEY CAN BE SIGNIFICANT. 10:06.933 --> 10:12.533 align:start position:10% line:74% size:40% >> YES THEY CAN. 10:08.066 --> 10:15.100 align:start position:10% line:74% size:77.5% AND IDEA BEHIND THAT IS TO HELP 10:11.033 --> 10:16.566 align:start position:10% line:74% size:72.5% THEM GET A BETTER PICTURE AND 10:12.533 --> 10:18.466 align:start position:10% line:74% size:77.5% CHARGE YOU A BETTER RATE BISSED 10:15.100 --> 10:20.066 align:start position:10% line:74% size:42.5% ON HOW YOU DRIVE. 10:16.566 --> 10:23.200 align:start position:10% line:74% size:72.5% BECAUSE THOSE ARE INDIVIDUALS 10:18.466 --> 10:24.233 align:start position:10% line:74% size:62.5% RISK FACTORS YOU V AND SO 10:20.066 --> 10:25.600 align:start position:10% line:74% size:62.5% COMPANIES HAVE STARTED TO 10:23.200 --> 10:29.466 align:start position:10% line:74% size:62.5% TAYLOR THESE PRODUCTS AND 10:24.233 --> 10:31.333 align:start position:10% line:74% size:72.5% THAT'S WHAT WE'LL SEE MORE OF 10:25.600 --> 10:34.233 align:start position:10% line:74% size:75% AS WE USE DATA IN THE INDUSTRY 10:29.466 --> 10:35.900 align:start position:10% line:74% size:75% TO THE EXTENT WE'RE ALLOWED TO 10:31.333 --> 10:36.733 align:start position:10% line:74% size:77.5% TO AVOID PRIVACY ISSUES WE WILL 10:34.233 --> 10:39.833 align:start position:10% line:74% size:57.5% PROBABLY SEE A LOT MORE 10:35.900 --> 10:41.033 align:start position:10% line:74% size:67.5% DEVELOPMENT OF THIS KIND OF 10:36.733 --> 10:43.000 align:start position:10% line:74% size:77.5% PRODUCT THROUGHOUT THE INDUSTRY 10:39.833 --> 10:43.900 align:start position:10% line:74% size:75% BECAUSE AGAIN EVERYBODY IS OUT 10:41.033 --> 10:45.966 align:start position:10% line:74% size:67.5% THERE FOR COMPETING FOR THE 10:43.000 --> 10:49.066 align:start position:10% line:74% size:22.5% CUSTOMER. 10:43.900 --> 10:51.133 align:start position:10% line:74% size:72.5% >> DON GRIFFIN LET ME ASK YOU 10:45.966 --> 10:54.500 align:start position:10% line:74% size:77.5% THIS YOU CITE EXAMPLES SOMEBODY 10:49.066 --> 10:54.800 align:start position:10% line:74% size:72.5% IS DRIVING GOOD DON'T SWERVE, 10:51.133 --> 10:55.766 align:start position:10% line:74% size:75% BREAK BRAKE, SO FORTH RAETS GO 10:54.500 --> 10:56.200 align:start position:10% line:74% size:12.5% DOWN. 10:54.800 --> 10:58.600 align:start position:10% line:74% size:47.5% >> IS REVERSE TRUE. 10:55.766 --> 10:59.166 align:start position:10% line:74% size:35% >> ABSOLUTELY. 10:56.200 --> 11:00.833 align:start position:10% line:74% size:75% >> AND THAT'S WHY THEY TRY TO 10:58.600 --> 11:03.266 align:start position:10% line:74% size:7.5% DO. 10:59.166 --> 11:05.366 align:start position:10% line:74% size:70% THEY USE THAT INFORMATION TO 11:00.833 --> 11:07.333 align:start position:10% line:74% size:77.5% HELP IMPROVE THOSE DRIVERS THAT 11:03.266 --> 11:07.833 align:start position:10% line:74% size:72.5% MAY HAVE SOME ADVERSE ACTIONS 11:05.366 --> 11:10.500 align:start position:10% line:74% size:77.5% THAT THEY'VE TAKEN AND HOW THEY 11:07.333 --> 11:14.500 align:start position:10% line:74% size:15% DRIVE. 11:07.833 --> 11:17.033 align:start position:10% line:74% size:77.5% >> AND BECKY, MY UNDERSTANDING, 11:10.500 --> 11:18.533 align:start position:10% line:74% size:77.5% THERE'S BEEN CONCERNS ABOUT THE 11:14.500 --> 11:21.166 align:start position:10% line:74% size:67.5% DEGREE TO WHICH SOMEONE CAN 11:17.033 --> 11:21.500 align:start position:10% line:74% size:77.5% ACTUALLY GIVE CONSENT FOR THEIR 11:18.533 --> 11:22.233 align:start position:10% line:74% size:60% OWN PERSON AS OPPOSED TO 11:21.166 --> 11:24.600 align:start position:10% line:74% size:17.5% OTHERS. 11:21.500 --> 11:27.133 align:start position:10% line:74% size:72.5% WHAT IS THE ARGUMENT THERE IN 11:22.233 --> 11:30.300 align:start position:10% line:74% size:72.5% TERMS OF WHETHER OR NOT THESE 11:24.600 --> 11:30.633 align:start position:10% line:74% size:72.5% INCENTIVES ARE SO STRONG THAT 11:27.133 --> 11:31.266 align:start position:10% line:74% size:57.5% ONE DOESN'T REALLY HAVE 11:30.300 --> 11:33.233 align:start position:10% line:74% size:20% CONSENT. 11:30.633 --> 11:34.166 align:start position:10% line:74% size:60% YOU CAN AMPLIFY ON THAT? 11:31.266 --> 11:36.666 align:start position:10% line:74% size:72.5% >> IT MAY BE WHAT A LOT OF US 11:33.233 --> 11:38.766 align:start position:10% line:74% size:62.5% FACE WHEN WE HAVE TO SIGN 11:34.166 --> 11:40.333 align:start position:10% line:74% size:70% SOMETHING SAYING TO USE THIS 11:36.666 --> 11:41.733 align:start position:10% line:74% size:75% SERVICE YOU HAVE TO CONSENT TO 11:38.766 --> 11:44.766 align:start position:10% line:74% size:20% X, Y, Z. 11:40.333 --> 11:48.333 align:start position:10% line:74% size:75% SO REALLY IT DOES BECOME KINDS 11:41.733 --> 11:48.800 align:start position:10% line:74% size:30% OF COERCIVE. 11:44.766 --> 11:51.433 align:start position:10% line:74% size:72.5% AND SO I MEAN WE DON'T REALLY 11:48.333 --> 11:54.933 align:start position:10% line:74% size:12.5% KNOW. 11:48.800 --> 11:56.966 align:start position:10% line:74% size:75% >> HAROLD, GEOFF ME EXAMPLE OF 11:51.433 --> 11:57.633 align:start position:10% line:74% size:57.5% WORST CASE SCENARIO SAY 11:54.933 --> 11:59.533 align:start position:10% line:74% size:52.5% SOMEBODY IS GATHERING 11:56.966 --> 12:02.166 align:start position:10% line:74% size:62.5% INFORMATION ON DRIVER AND 11:57.633 --> 12:04.233 align:start position:10% line:74% size:70% MEASURING BLOOD PRESSURE AND 11:59.533 --> 12:06.100 align:start position:10% line:74% size:77.5% HER HEART RATE AND SO FORTH AND 12:02.166 --> 12:07.300 align:start position:10% line:74% size:77.5% CAMERAS ALL AROUND AN THAT SORT 12:04.233 --> 12:07.633 align:start position:10% line:74% size:77.5% OF THING, GIVE ME AN EXAMPLE OF 12:06.100 --> 12:09.166 align:start position:10% line:74% size:77.5% SOMETHING BAD THAT COULD HAPPEN 12:07.300 --> 12:10.500 align:start position:10% line:74% size:10% YOU. 12:07.633 --> 12:12.700 align:start position:10% line:74% size:77.5% >> CLEARLY KNOW WE'VE SEEN THIS 12:09.166 --> 12:14.900 align:start position:10% line:74% size:75% ALL AROUND SOMEBODY COULD HACK 12:10.500 --> 12:15.733 align:start position:10% line:74% size:77.5% INTO THAT DATABASE AND POST ALL 12:12.700 --> 12:17.733 align:start position:10% line:74% size:70% PERSONAL CHARACTERISTICS FOR 12:14.900 --> 12:19.433 align:start position:10% line:74% size:62.5% ANYBODY TO SEE AND NOBODY 12:15.733 --> 12:22.833 align:start position:10% line:74% size:65% WHANTS TO KNOW THEIR BLOOD 12:17.733 --> 12:23.333 align:start position:10% line:74% size:72.5% ALCOHOL LEFT OR HEART RATE OR 12:19.433 --> 12:24.433 align:start position:10% line:74% size:72.5% BLOOD PRESSURE FOR ANYBODY TO 12:22.833 --> 12:26.000 align:start position:10% line:74% size:20% LOOK AT. 12:23.333 --> 12:29.033 align:start position:10% line:74% size:42.5% THAT'S ONE ISSUE. 12:24.433 --> 12:29.966 align:start position:10% line:74% size:75% EVEN MORE IMPORTANT I THINK IS 12:26.000 --> 12:32.400 align:start position:10% line:74% size:65% QUESTION OF YOU DON'T WANT 12:29.033 --> 12:34.700 align:start position:10% line:74% size:75% PRIVATE CONVERSATIONS S OR ANY 12:29.966 --> 12:36.066 align:start position:10% line:74% size:70% KIND OF PRIVATE CONDUCT WITH 12:32.400 --> 12:38.600 align:start position:10% line:74% size:60% KIDS IN CAR OR NOT TO BE 12:34.700 --> 12:39.266 align:start position:10% line:74% size:72.5% SUBJECT TO ANY KIND OF SECOND 12:36.066 --> 12:41.700 align:start position:10% line:74% size:67.5% GETTING BY YOUR EMPLOYER OR 12:38.600 --> 12:42.633 align:start position:10% line:74% size:70% HEALTH INSURANCE COMPANY AND 12:39.266 --> 12:46.300 align:start position:10% line:74% size:55% NOT TO MENTION JUST AN 12:41.700 --> 12:46.900 align:start position:10% line:74% size:50% INTERESTED NEIGHBOR. 12:42.633 --> 12:50.666 align:start position:10% line:74% size:77.5% >> HOW ABOUT THE WHOLE ISSUE OF 12:46.300 --> 12:51.433 align:start position:10% line:74% size:57.5% THE CONVERSATIONS BEING 12:46.900 --> 12:52.866 align:start position:10% line:74% size:77.5% RECORDED, HOW WOULD ONE PROTECT 12:50.666 --> 12:54.666 align:start position:10% line:74% size:57.5% THAT FROM BEING ABUSED. 12:51.433 --> 12:56.566 align:start position:10% line:74% size:72.5% >> I THINK THAT'S A KEY PIECE 12:52.866 --> 12:58.533 align:start position:10% line:74% size:72.5% OF IT HOW YOU WOULD STRUCTURE 12:54.666 --> 12:59.433 align:start position:10% line:74% size:77.5% THE POLICY SO THATLE ONLY THING 12:56.566 --> 13:00.433 align:start position:10% line:74% size:75% THAT WOULD PROBABLY BE USED IN 12:58.533 --> 13:00.933 align:start position:10% line:74% size:75% THAT PARTICULAR INSTANCE WOULD 12:59.433 --> 13:02.966 align:start position:10% line:74% size:67.5% BE IF THERE WAS AN ACCIDENT 13:00.433 --> 13:04.566 align:start position:10% line:74% size:15% LATER. 13:00.933 --> 13:05.900 align:start position:10% line:74% size:72.5% AND SO IF YOU -- IF THERE WAS 13:02.966 --> 13:08.000 align:start position:10% line:74% size:72.5% SOMETHING GOING ON IN THE CAR 13:04.566 --> 13:10.133 align:start position:10% line:74% size:67.5% AND THAT CAUSED SOMEBODY TO 13:05.900 --> 13:11.166 align:start position:10% line:74% size:67.5% TURN THEIR HEAD PERHAPS AND 13:08.000 --> 13:13.066 align:start position:10% line:74% size:77.5% SPEAK TO A CHILD AND THAT TAKES 13:10.133 --> 13:14.033 align:start position:10% line:74% size:75% YOUR EYES OFF THE ROAD, THAT'S 13:11.166 --> 13:16.000 align:start position:10% line:74% size:67.5% SOMETHING THAT PROBABLY THE 13:13.066 --> 13:16.333 align:start position:10% line:74% size:67.5% INDUSTRY WOULD HOPE THAT WE 13:14.033 --> 13:17.800 align:start position:10% line:74% size:70% WOULD BE ABLE TO USE AT SOME 13:16.000 --> 13:19.133 align:start position:10% line:74% size:15% POINT. 13:16.333 --> 13:22.733 align:start position:10% line:74% size:77.5% >> HOW DO YOU MAKE THE PITCH TO 13:17.800 --> 13:24.300 align:start position:10% line:74% size:72.5% CONSUME THERZ IS AGOOD THING? 13:19.133 --> 13:25.300 align:start position:10% line:74% size:75% >> THE WHOLE IDEA BEHIND IS IS 13:22.733 --> 13:27.800 align:start position:10% line:74% size:62.5% TO GETS THE CONSUME ARE A 13:24.300 --> 13:28.866 align:start position:10% line:74% size:70% BETTER PRICE AND GET THEM TO 13:25.300 --> 13:30.800 align:start position:10% line:74% size:77.5% PAY WHAT THEY THINK THEY SHOULD 13:27.800 --> 13:31.900 align:start position:10% line:74% size:75% FOR THE RISK THAT THEY PRESENT 13:28.866 --> 13:33.466 align:start position:10% line:74% size:62.5% TO THE INSURANCE COMPANY. 13:30.800 --> 13:35.300 align:start position:10% line:74% size:55% AND NO MORE THAN THAT. 13:31.900 --> 13:36.966 align:start position:10% line:74% size:65% >> IS IT POSSIBLE THE ONLY 13:33.466 --> 13:38.666 align:start position:10% line:74% size:72.5% PEOPLE GOING TO VOLUNTEER FOR 13:35.300 --> 13:41.000 align:start position:10% line:74% size:75% THIS ARE THE LARGEST GROUP ARE 13:36.966 --> 13:42.466 align:start position:10% line:74% size:77.5% PEOPLE WHO ARE GOOD DRIVERS AND 13:38.666 --> 13:43.066 align:start position:10% line:74% size:75% PEOPLE WHO ARE ERRATIC DRIVERS 13:41.000 --> 13:44.100 align:start position:10% line:74% size:75% MAY SA NO THANK SFWLU THAT MAY 13:42.466 --> 13:45.600 align:start position:10% line:74% size:30% BE THE CASE. 13:43.066 --> 13:46.600 align:start position:10% line:74% size:72.5% AND THAT'S ONE OF THE THINGS. 13:44.100 --> 13:48.666 align:start position:10% line:74% size:77.5% AS YOU POINTED OUT, PEOPLE HAVE 13:45.600 --> 13:51.666 align:start position:10% line:74% size:27.5% THE CHOICE. 13:46.600 --> 13:53.100 align:start position:10% line:74% size:72.5% AND THEY HAVE THE OPPORTUNITY 13:48.666 --> 13:54.200 align:start position:10% line:74% size:70% TO BUY FROM A COMPANY OR NOT 13:51.666 --> 13:55.766 align:start position:10% line:74% size:67.5% DEPENDING WHERE TO BUY THIS 13:53.100 --> 13:56.233 align:start position:10% line:74% size:75% PARTICULAR PRODUCT BECAUSE THE 13:54.200 --> 13:58.266 align:start position:10% line:74% size:77.5% COMPANY MAY HAVE OTHER PRODUCTS 13:55.766 --> 14:01.333 align:start position:10% line:74% size:35% THAT THEY USE.